How to identify suitable financing with CCI Aix-Marseille-Provence?

In brief

CCI Aix-Marseille-Provence supports businesses and project leaders in identifying aid for start-up, takeover and development. Its official content presents several families of solutions: public aid, regional schemes, consular support, honor loans offered by partner networks, crowdfunding and bank financing. CCI mainly plays a role of information, advice and guidance; grants and financing are awarded by the organizations responsible for each scheme.

Role and financing services

CCIAMP points out that access to aid depends on the project leader's profile, sector, location and the nature of the project. Among the national schemes mentioned are ACRE, ARCE, Bpifrance aid and tax credits related to research or innovation. These schemes fall under different organizations and rules: ACRE corresponds to an exemption from social contributions under conditions, ARCE falls under France Travail, and honor loans are offered by specialized networks. They should not be grouped under a single CCI grant category.

Schemes and financing levers

At the regional level, the CCIAMP page notably cites the “Mon projet d'entreprise” pathway and grants or repayable advances targeting certain innovative or environmental projects. Aid may also be offered by the Région Sud, metropolitan areas or intercommunal bodies, particularly for opening or modernizing shops. However, the existence of an aid family does not confirm that a specific window is open: the rules, the awarding authority, the dates, eligible expenses and the rules on combining aid must be verified.

Preparing your file

To obtain useful guidance, prepare a project summary, the SIRET or the project leader's situation, the municipality where the project will take place, the planned expenses, the timeline and the financing plan. For a start-up, add the business plan and start-up needs; for development, recent financial statements, projections and quotes; for innovation, technical details, R&D stages and expected results. Before placing any order, check whether the scheme requires the file to be submitted before expenses begin.

Point of caution for Capital OS

Amounts and eligibility rules must be taken from each operator's official pages, not extrapolated from a general CCI article.

Frequently asked questions

Are all start-up grants paid by CCIAMP? No. ARCE falls under France Travail, ACRE follows social rules, and honor loans are awarded by partner networks. Are regional grants open to all businesses? No, specific criteria apply. When should you look for aid? Before submission and, if the rules require it, before any expense.