How to identify suitable financing with CCI Caen Normandie?

Summary

CCI Caen Normandie offers support with financial structuring and financing search for project holders setting up or taking over a business, as well as for operating companies. The service may include a financial diagnosis, assessment of borrowing capacity, help with the business plan and financial forecasts, and then a search for bank financing, grants or repayable advances where relevant. The CCI also references les-aides.fr, a database of information on public and private aid schemes. The terms of service and the quote-based pricing are to be confirmed with the advisor.

Role and financing services

CCI Caen Normandie offers support with financial structuring and financing search for project holders setting up or taking over a business, as well as for operating companies. The service may include a financial diagnosis, assessment of borrowing capacity, help with the business plan and financial forecasts, and then a search for bank financing, grants or repayable advances where relevant. The CCI also references les-aides.fr, a database of information on public and private aid schemes. The terms of service and the quote-based pricing are to be confirmed with the advisor. Named services: «Accélérateur de projet financement — Conseil en structuration financière» (financing project accelerator — financial structuring advice), «Recherche de financement» (financing search) and «les-aides.fr». The search may include identifying available grants, preparing the application file, connecting with scheme operators and following up on applications. The official page specifies that the scope of support varies by project and that the service is quote-based; payable support should not be confused with financial aid paid to the business. Before any spending, check whether the scheme is open, the territory covered, the eligible beneficiaries, eligible expenses, caps, the rules on combining aid, and any requirement to submit the application before committing. Prepare the latest accounts, the financial forecast, the financing plan, quotes and the project timeline.

Services identified

Named services: «Accélérateur de projet financement — Conseil en structuration financière» (financing project accelerator — financial structuring advice), «Recherche de financement» (financing search) and «les-aides.fr». The search may include identifying available grants, preparing the application file, connecting with scheme operators and following up on applications. The official page specifies that the scope of support varies by project and that the service is quote-based; payable support should not be confused with financial aid paid to the business.

Defining the financing need

Define the need, the amount and the timeline: investment, innovation, recruitment, energy transition, business development, export, business takeover or cash flow. Prepare quotes, recent accounts, the financial forecast, the financing plan and the resources already available. Distinguish a grant from a repayable advance, a loan, a guarantee, an equity investment and an advisory service.

Checks before submission

Check the up-to-date rules, the opening and closing dates, the territory, the size and sector of the business, eligible expenses, caps, combination with other aid, and the obligations to maintain the activity. Confirm whether the application must be submitted before placing an order or starting to spend. The information in this factsheet guides the search but does not constitute an eligibility decision.

Does the CCI directly award the grants?

As a general rule, the CCI informs, advises and can help prepare the application. The decision to award aid rests with the scheme's administrator, unless a specific mechanism is expressly confirmed.

When to contact the CCI?

As early as possible, before signing quotes or committing to spending, in order to check the submission and financing conditions.

Main source

https://www.caen.cci.fr/produit/accelerateur-de-projet-financement-recherche-de-financement

Additional source

https://www.caen.cci.fr/produit/les-aidesfr

Verification status

Detailed official source; pricing and availability to be confirmed at the time of application.

Type

Local CCI — funder factsheet