CCI Loir-et-Cher: identifying financing suited to your project

Financing-search support

The CCI offers a financing-search service for founders, buyers, shopkeepers, hoteliers, restaurant owners, and leaders of micro-businesses and SMEs. The stated objectives are to identify available grants, prepare applications and facilitate contact with funders. The official page cites projects involving business creation/takeover, recruitment, training, innovation, investment, modernization and international development.

Options cited by the CCI

The official page notably mentions reward-based crowdfunding, AGEFICE for management training, grants from the Région Centre-Val de Loire and project support contracts (CAP), Bpifrance schemes for innovation, ARDAN Centre for employment and development, as well as local honor loans. These names should be recorded as separate options, with the actual funder and the corresponding rules; the CCI page alone is not sufficient to establish whether each scheme is currently open or whether the business is eligible.

Local honor loans

The CCI cites FIDEC Croissance and FIDEC Digital & Numérique for businesses in the area, as well as the Entreprendre en Val de Loire and Initiative Loir-et-Cher networks for founders, buyers and businesses in development. Check with each operator the criteria, amounts, deadlines and the exact nature of the support (honor loan, mentoring or another form of financing).

Pass Création

The Pass Création is presented by the CCI as a pathway for creating or taking over a business, with connections to specialists and support on financing. The page indicates coverage for eligible project leaders, funded by the Région Centre-Val de Loire, subject to a preliminary discussion to check that the project fits the support framework. This is not a general investment grant.

Preparing your application

Prepare the SIRET number or creation details, the latest available accounts, the financial projection, the cash-flow plan, quotes, the timeline, the jobs concerned and the amount of financing sought. Ask the CCI to distinguish between direct grants, loans, honor loans, exemptions and support services, and then to state the decision-making funder, the eligible expenses and the deadlines.

Does CCI Loir-et-Cher pay out the grants itself? — Not necessarily. The CCI supports the search and the application process; the award decision rests with the body running each scheme.

Are all the grants mentioned currently open? — The CCI page is an entry point, not confirmation that a scheme is open. Check each set of rules, the operator, the criteria and the timeline before publishing or applying.