How to identify the right financing with CCI Martinique?

Summary

The CCI can help businesses in Martinique find financing suited to their project and identify the relevant bodies. The national offering of the CCI network describes a method based on location, sector and the nature of the expenses, with an eligibility check and help with the application. For a project in Martinique, the first step is to confirm that the programme covers businesses and expenses located within the territory.

Role and financing services

The levers to consider may include grants, repayable advances, loans, guarantees, equity or quasi-equity, coverage of certain costs and tax measures. Conditions vary by funder and may include caps, combination rules and a requirement to submit the application before the project starts. Local or regional schemes must be sourced from the official pages of CCI Martinique, the Collectivité territoriale, the State or the relevant operators. A grant should not be presented as open without checking its dates and rules.

Services and schemes identified

Financing search based on need; referral to public and private grants; eligibility checks; help putting together applications and introductions to funders.

Defining the need before searching

Start with a quantified need: quotes, timeline, financing plan, available contributions and financial forecast. For an innovation project, describe the work involved, the maturity level, the development expenses and the expected results. For a cash-flow difficulty, prepare a recent financial statement, the working capital requirement, the payment deadlines and the correspondence with the bank. This process makes it possible to distinguish between a grant, a loan, a guarantee, equity and advisory support.

Documents and checks before submission

Before any commitment, check that the scheme is open, the eligible beneficiaries, the area, the excluded sectors, the eligible expenses, the caps and the combination rules. Check whether the application must be submitted before placing the order, signing the quote or starting the work. Prepare the SIRET number, recent accounts, the financial forecast, the quotes, the financing plan and the requested certificates. Ask the funder for written confirmation and keep the applicable version of the rules.

Does the CCI pay the grants directly?

The CCI informs, advises and can help put together an application. The decision to award the grant lies with the scheme's managing body.

When should you contact the CCI?

As early as possible, ideally before signing a quote or starting any expense, since some programmes require the application to be submitted beforehand.

Main source

https://www.cci.fr/offre/accelerez-votre-developpement-grace-aux-aides-financieres

CCI France network

https://www.cci.fr/reseau-cci/le-reseau-des-chambres-de-commerce-et-dindustrie

Verification status

Official national source; supplement with local Martinique sources.

Type

Local CCI — funder profile