Financing your project in Haute-Garonne: CréADE31, agriculture, and departmental aid

Introduction

Haute-Garonne has targeted departmental schemes, particularly for business creation in rural areas and for agriculture. The published schemes include the CréADE31 honour loan, agroecological aid, aid for small agricultural investments, and a scheme for setting up or taking over sheep-farming operations. These schemes must be distinguished from Région Occitanie aid, to which some departmental top-ups are attached.

Who is this guide for?

This guide is for businesses, farms, founders, buyers, and local economic organisations based in the department. Criteria vary by scheme: legal status, sector, precise location, size, expenses, timeline, and any co-financing.

Understanding who funds what

Distinguish between aid provided directly by the Département, schemes co-financed with the Region or the State, national programmes accessible locally, and loans or support from partner operators. Being located in the territory does not automatically turn a regional, national, or private grant into a departmental one.

Direct departmental aid

The schemes listed below are attributed to the Département only when an official source establishes this. For each grant, check the regulations in force, the legal beneficiary, eligible expenses, the rate, the cap, the dates, the required documents, and the application channel. Where the source does not confirm that the scheme is open, the fact sheet explicitly states this.

Agricultural and rural aid

Farms may be eligible for schemes dedicated to setting up, investment, agroecology, diversification, livestock farming, or financial difficulties. Criteria may include active-farmer status, location, the products concerned, a PACAGE number, a technical appointment, a CAP application, or a call for projects. Identify the actual processing body and the co-funders.

Business creation, employment, and local development

Honour loans and support schemes are not grants: they may be awarded to the individual, be repayable, and require prior coaching. Employment-integration aid generally targets specific groups or organisations. Territorial programmes may be reserved for local authorities and public bodies.

Complementary funding

In the absence of a suitable departmental scheme, look into aid from the Région Occitanie, the State, ADEME, Bpifrance, FranceAgriMer, and European funds, depending on the nature of the project. The corresponding fact sheets must retain their actual funder and must not be duplicated as departmental aid.

How to prepare your application

Prepare a project description, a financing plan, quotes, recent accounts, a registration extract, headcount, turnover, the site address, and sector-specific supporting documents. Before incurring any expense, check whether the application must be submitted beforehand and whether expenses already incurred are excluded.

Checking the status of the aid

An information page or a budget announcement does not guarantee that a scheme is open. Check the application period, the available budget envelope, the regulations, and the current form. Keep closed programmes in the historical record but do not present them as currently available.

Combining aid and State-aid regime

The rules for combining aid depend on the scheme, the State-aid regime, and whether the same expenses are being funded. Only mention de minimis, the GBER, or agricultural rules if the sources specify them. Otherwise, state that combinability must be checked in the regulations.

Points of caution

Do not confuse a grant, a repayable advance, an honour loan, a guarantee, a public procurement contract, support, and funding from an operator. A sum awarded to an association, a local authority, an event, or a platform is not an individual grant automatically available to every business.

Schemes identified in this batch

The accompanying tracking table presents five schemes or leads qualified from official sources. Unknown statuses, amounts, and criteria remain marked as to be confirmed; referral leads are not presented as stand-alone grants.

Qualification note

An editorial summary based on institutional sources, with no guarantee of eligibility or of obtaining the aid. The funders' regulations and decisions take precedence over this summary.

Official sources

Written content, currently under editorial review — this is not an eligibility assessment; only your personalised report applies your company's actual criteria.