Departments
Financing your business with Département du Morbihan
Public aid provided by Département du Morbihan, referenced and validated by Capital OS.
Funder profile
Scope / review
Département du Morbihan
Departmental funder; distinguish direct aid, delegated competences and funding provided by partners.
The Département du Morbihan offers a range of public aid, but the official portal consulted highlights in particular aid for local authorities and solidarity policies. The Territorial Solidarity Programme, reactivated on 1 July 2026, funds public facilities and excludes projects with an economic development purpose such as business real estate and business parks. In the Capital OS reference database, the lines linked to the departmental funder are Initiative honour loans run by local platforms: they should be classified as partner funding and not as direct departmental aid.
The presence of a scheme in the catalogue does not prove that it is currently open, eligible, or legally linked to the Département.
Depending on the scheme: municipalities and other local authorities for public investment aid; beneficiaries of social aid or inclusion organizations for the relevant policies. Businesses are not eligible for the PST for economic projects.
Check size, sector, legal status, location, expenses, combination rules and submission date on the applicable official fact sheet.
Public investment aid and sector-specific/solidarity schemes; Initiative honour loans for Pays de Lorient, Pays de Ploërmel, Pays de Pontivy, Pays de Vilaine and Vannes (separate partners; attribution to the Département to be corrected/clarified in the reference database).
Distinguish grant, repayable advance, honour loan and employment aid; specify the operator that processes and disburses the funds.
First identify the exact scheme, obtain the current regulations and form, then contact the processing department before committing any expense.
Starting too early may jeopardize eligibility; keep proof of submission and the version of the regulations consulted.
Territorial Affairs Department — 02 97 54 80 26 for the PST and aid to local authorities. For a business project, first direct the enquiry to the EPCI, the Région Bretagne or the relevant local Initiative platform.
Contact details to be reconfirmed on the official fact sheet for the relevant scheme.
No general direct departmental aid for businesses has been confirmed in the official sources examined. Do not turn Initiative honour loans into direct aid from the Département. The full official guide to aid should be reviewed to identify any specific sector-based schemes.
Working content based on the official pages referenced below; schemes whose status is not explicit should not be presented as open.
Initiative Pays de Lorient Honour Loan
Eligible operations: All types of business creation and takeover projects. Complementary programmes have been designed specifically for entrepreneurs, young people under 30, or for certain sectors of activity (agriculture, retail, innovation, transfer/takeover, etc.).
Conditions: Local associations within the network welcome project leaders at the stage of finalizing their business plan and seeking funding. All project leaders can apply for support and funding.
Amount / form of support: Interest-free, guarantee-free honour loan granted on a personal basis. It generally ranges between €2,000 and €25,000, repayable over a period of 3 to 5 years. The honour loan is always combined with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains on average €9.50 of bank loan. The support provided before granting an honour loan allows the entrepreneur to assess their full financing needs.
Beneficiaries: Project leaders creating or taking over a business in any sector, regardless of age, background or financial capacity. Excluded sectors of activity: financial intermediation and real estate services.
Reference database status: 1
End date: 0000-00-00 00:00:00
Initiative Pays de Ploërmel Honour Loan
Amount / form of support: Interest-free, guarantee-free honour loan granted on a personal basis. It generally ranges between €5,000 and €30,000, repayable over a period of 3 to 5 years. The honour loan is always combined with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains on average €9.50 of bank loan. The support provided before granting an honour loan allows the entrepreneur to assess their full financing needs.
Reference database status: 1
End date: 0000-00-00 00:00:00
Initiative Pays de Pontivy Honour Loan
Reference database status: 1
End date: 0000-00-00 00:00:00
Initiative Pays de Vilaine Honour Loan
Reference database status: 1
End date: 0000-00-00 00:00:00
Initiative Vannes Honour Loan
Reference database status: 1
End date: 0000-00-00 00:00:00
Does the Département fund all business projects?
No. Departmental schemes are limited by legal competences and their regulations; general economic aid often falls under the Région or EPCIs.
Is aid in the catalogue necessarily open?
No. Check the status, the available budget envelope, the dates, the criteria and the regulations in force with the funder or the operator.
Official sources
Written content, currently under editorial review — this is not an eligibility assessment; only your personalised report applies your company's actual criteria.
Grants linked to Département du Morbihan
Prêt d'honneur Initiative Pays de Lorient
Bpifrance, Département 56 - Morbihan, Financeurs privés
Up to €25,000
Prêt d'honneur Initiative Pays de Ploërmel
Bpifrance, Département 56 - Morbihan, Financeurs privés, Région Bretagne, Union européenne
Up to €30,000
Prêt d'honneur Initiative Pays de Pontivy
Bpifrance, Département 56 - Morbihan, Financeurs privés
Up to €30,000
Prêt d'honneur Initiative Pays de Vilaine
Bpifrance, CC du Pays de Redon, Département 56 - Morbihan, Financeurs privés, Pays de Redon Bretagne Sud, Pays des Vallons de Vilaine
Up to €30,000
Prêt d'honneur Initiative Vannes
Bpifrance, CA du Pays de Vannes, CC de Muzillac, CC de Questembert, CC du Loch, CC du Pays de la Roche-Bernard, Département 56 - Morbihan, Financeurs privés, Région Bretagne, Union européenne
Up to €30,000
Matches established by comparing titles between this funder's catalogue and Capital OS's grant records — not exhaustive, never an invented link.
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