Financing your business with CC du Kreiz-Breizh

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Communauté de communes du Kreiz-Breizh (CCKB)

Local public funder — Côtes-d’Armor, Bretagne

https://www.capital-os.net/financeurs/cc-du-kreiz-breizh

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Grants for businesses in the Kreiz-Breizh: retail, industry and real estate

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Discover the grants for businesses in the Kreiz-Breizh: retail and crafts, industrial investments, agricultural processing, business real estate and repayable advance. Check the criteria before launching your project.

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The Communauté de communes du Kreiz-Breizh supports local businesses through several local schemes. The Capital OS catalogue links six grants covering the modernisation of retail and crafts, productive investment, the processing and marketing of agricultural products, business real estate and a repayable advance for real estate projects. A specific grant also supports carriers who promote the area using personalised tarpaulins.

Editorial summary based on the catalogue and official sources

The official CCKB website presents a page dedicated to business support schemes and notably distinguishes the PASS Commerce et Artisanat, the grant for industrial or production craft businesses, the grant for businesses processing and marketing agricultural products, and the grant for business real estate. The minutes of the community council meeting of 22 May 2025 also document decisions concerning the repayable advance for real estate works and the grant for carriers' advertising tarpaulins.

Official sources: CCKB website and minutes of 22/05/2025

The presence of a scheme on the institutional website or in a council resolution does not by itself confirm that funding remains available on the day of the application. Before any commercial communication, check with the economic development department the applicable regulations, the budget envelope, the submission dates, the rules on combining grants, and the absence of any prohibited early start of works.

Availability check and individual rules required

The listed schemes may be of interest to independent shops and craftspeople investing to create, take over or modernise their business; industrial and production craft businesses investing in their production tools; agri-food businesses processing or marketing agricultural products; businesses building, extending or renovating premises; and certain freight transport businesses.

Refer to the individual fact sheet corresponding to the project

The PASS Commerce et Artisanat supports investments for business creation, takeover, modernisation, development or compliance upgrades. The catalogue indicates a grant of 30% of eligible investments capped at €25,000 excluding VAT, i.e. up to €7,500. The activity must meet the scheme's criteria; a market study and a check on the absence of local competition may be required. Check the eligible expenses, the staff headcount threshold, sector exclusions and the terms of intervention before applying.

Grant 8304 — reference parameters to be reconfirmed

The grant for industrial or production craft businesses targets tangible and intangible investments linked to creation, development, setting up, takeover or modernisation. The catalogue mentions 20% of eligible expenses for small businesses and 10% for medium-sized ones, with a cap of €30,000. Investment floors and caps vary according to the size of the business. The project must be classified according to the European definition of business size and the applicable local regulation.

Grant 10047 — validate expenses, thresholds and combination rules

This grant targets businesses processing and marketing agricultural products, particularly within short supply chain approaches. The reference framework indicates a grant representing 20% of eligible expenses, capped at €30,000, with investment thresholds depending on the size category. Check that the activity does indeed fall within the intended processing or marketing activity, that the expenses fall within the eligible base, and that the financing plan complies with the combination rules.

Grant 10049 — parameters to be confirmed with the processing department

The real estate scheme supports certain projects to build, extend or renovate business premises. The catalogue describes support of up to €30,000 for micro and small businesses (20% of eligible expenses) and 10% for medium-sized businesses, with possible bonuses or additional arrangements. The precise conditions depend on size, project amount, location and territorial objectives. Do not start works before written confirmation of the application rules and the rules on the start of works.

Grant 10770 — consult the official regulation currently in force

In 2025 the CCKB documented the creation of a repayable advance scheme intended to supplement support for major real estate investments. The reference framework mentions an advance capped at €100,000, repayable over a period of 1 to 5 years, with a possible deferral of 6 to 18 months. This is not a grant: the business must plan for repayments and compatibility with other financing. The terms and access criteria must be confirmed in the council resolution and the regulation in force.

Grant 12366 — scheme documented in the official 2025 minutes

A specific grant targets freight transport businesses that purchase personalised tarpaulins promoting the Kreiz-Breizh. The reference framework indicates support of 30% of eligible expenses, between €500 and €1,500, limited to two tarpaulins per trailer or vehicle and per business. The minutes of the community council meeting of 22 May 2025 report the creation of the scheme and the award of a grant. Confirm the design requirements, the registered office or location requirements, the supporting documents and the opening dates.

Grant 12367 — check current conditions and funding envelope

Depending on the scheme, beneficiaries are mainly commercial, craft, industrial, agri-food, real estate or transport businesses meeting the criteria for being located in the area. The size of the business, the exact activity, registration, the minimum project amount, the nature of the expenses and the timetable may differ from one grant to another. Associations are only eligible where the regulation explicitly provides for it.

Do not apply the criteria of one scheme to another

Before signing any quote, purchase order, deposit, or starting works, ask the processing department whether the application must necessarily be submitted and acknowledged before any commitment. Prepare detailed quotes, recent accounts, a financing plan, proof of registration and location, a presentation of the project and, where necessary, the market study or territorial promotion materials. This list is indicative: the official list is authoritative.

Check the rules specific to the scheme

1) Define the project and the expense; 2) select the scheme based on the activity and the size of the business; 3) contact the CCKB's economic development department; 4) request the up-to-date regulation and form; 5) obtain written confirmation of eligibility, timetable and combination rules; 6) submit a complete application before any commitment where required; 7) keep invoices, proof of payment and evidence of completion.

Submission and approval are not guaranteed merely by inclusion in the catalogue

Combining with other public grants may be limited by the local regulation, the applicable European rules and the intensity caps. Do not assume that the same investment can benefit from several local, regional or national schemes. Declare all public funding applied for or obtained and request a written simulation of the financing plan.

Essential check before any decision

The official website describes the schemes and the 2025 minutes attest to decisions on several of them. This does not guarantee that funding is currently open or that all the regulations are unchanged. Contact the CCKB before considering the scheme usable.

Availability to be confirmed

The PASS Commerce et Artisanat is the first option to look into for an independent shop or craftsperson. Eligibility nevertheless depends on the activity, the location, the headcount, the customer base and the planned expenses.

See grant 8304

The grant for industrial or production craft businesses may be relevant. The types of investment accepted, the thresholds according to business size, the cap and any sector restrictions must be checked.

See grant 10047

No. A repayable advance must be repaid according to the agreed terms. It must be factored into the cash flow plan and compared with available grants and loans.

See grant 12366

Official CCKB page "Dispositifs d'aide aux entreprises": https://www.kreiz-breizh.fr/listes/dispositifs-daide-aux-entreprises/. General page "Entreprendre et travailler": https://www.kreiz-breizh.fr/listes/entreprendre-et-travailler/. Minutes of the community council meeting of 22 May 2025: https://www.kreiz-breizh.fr/medias/2025/06/COMPTE-RENDU-DU-CONSEIL-COMMUNAUTAIRE-DU-22-Mai-a-Trebrivan.pdf. The minutes notably confirm resolutions 84–87 on the repayable advance and the personalised tarpaulins.

Institutional sources consulted on 13/10/2026

Identify the grants potentially suited to your project in the Kreiz-Breizh, then check your eligibility against the individual criteria, the planned expenses and the submission timetable. Capital OS helps structure this initial check; only the local authority can confirm eligibility and award.

Proposed CTA — do not promise that a grant will be obtained

Official sources

• CCKB — Business support schemes
• CCKB — Entreprendre et travailler
• Minutes of the community council meeting of 22 May 2025