How to identify suitable financing with CCI La Réunion?

Summary

Businesses in La Réunion can use the CCI network to organise a search for grants based on their project, sector and location. The national offer from CCI France provides for identifying financing levers, checking eligibility and helping prepare the application. For projects in La Réunion, it is necessary to confirm that each scheme applies to La Réunion and covers the exact nature of the planned expenses.

Role and financing services

Potential solutions may include grants, repayable advances, loans, guarantees, equity financing, cost coverage and tax schemes. The presence of a grant in a catalogue is not enough to confirm that it is open or that the company is eligible. Check the administering body, the territorial criteria, the eligible expenses, the caps, the combination rules and the deadlines. The services, contacts and programmes specific to CCI Réunion need to be supplemented from official local sources before this profile is finalised.

Services and schemes listed

Search for grants based on the project; referral to public and private schemes; eligibility checks; help putting together the application and introductions to the funder.

Defining the need before searching

Start with a quantified need: quotes, timeline, financing plan, available contributions and forecast. For an innovation project, describe the work, the level of maturity, the development expenses and the expected results. For a cash-flow difficulty, prepare a recent financial statement, the working capital need, the deadlines and exchanges with the bank. This assessment makes it possible to distinguish between a grant, a loan, a guarantee, equity and advisory support.

Documents and checks before filing

Before any commitment, check whether the window is open, the admitted beneficiaries, the territory, the excluded sectors, the eligible expenses, the caps and the combination rules. Check whether the application must be filed before placing an order, signing the quote or starting the work. Prepare the SIRET number, recent accounts, the financial forecast, quotes, the financing plan and the required certificates. Ask the funder for written confirmation and keep the applicable version of the rules.

Does the CCI pay out grants directly?

The CCI informs, advises and can help put together an application. The decision to award rests with the body administering the scheme.

When should the CCI be contacted?

As early as possible, ideally before signing a quote or starting to spend, since some programmes require a prior application.

Main source

https://www.cci.fr/offre/accelerez-votre-developpement-grace-aux-aides-financieres

CCI France network

https://www.cci.fr/reseau-cci/le-reseau-des-chambres-de-commerce-et-dindustrie

Verification status

Official national source; to be supplemented with local sources from La Réunion.

Type

Local CCI — funder profile