What support is available to invest in or grow your business in the Manche?

Funder

Département de la Manche

Number of aid schemes identified

11 aid schemes associated in the Capital OS reference base

Verification status

Partial verification: the departmental real estate fund is confirmed by official 2025-2026 sources; some lines relate to EPCIs or partner networks and require verification of their attachment.

The business real estate aid fund

The Département explains that it has acted as the operator since 2017 under a delegation of competence from the eight EPCIs. The intermunicipal bodies drive their territory and identify projects; the Département supports applicants, processes requests and funds the scheme. There are separate regulations for TPEs (micro-businesses) and PMEs (SMEs), as well as a component for derelict economic sites (friches). The precise terms depend on the applicable regulations and the local authority responsible for the project.

Forms of support to distinguish between

The reference base includes repayable advances, grants and conditional top-ups, as well as modernization schemes for retail and trades and honor loans from Initiative networks. This is therefore not a single window where all aid can be combined. First identify the project's location, its size, the type of expenses and the managing network.

The 11 aid schemes associated with this funder in Capital OS

The following list reflects the internal catalog. Several schemes are named after a specific territory or program: check the processing body, the geographic scope and the regulations in force before presenting them as aid directly awarded by the Département.

Aid for businesses for their real estate investment

ID 9287 — Amount / form per the reference base: The aid will first be awarded in the form of a repayable advance, then as a grant if at least 5 permanent (CDI) jobs are created, each equal to or greater than 80% of full-time equivalent. For projects carried by ETIs (mid-sized companies) and those exceeding €600,000 of investment, the Région will be approached for co-financing, within a limit of 45% of the amount of the aid. REPAYABLE ADVANCE: Repayable advance representing a maximum of 25% of eligible expenses, capped at €500,000. Its term is 10 years with a 12-month grace period before repayment begins. GRANT: Grant of €5,000 per job created, for a plan of at least 5 hires over 24 months from the program's start date, capped at €100,000.

Purpose

Support business real estate within the territory of the Communauté de communes Coustances Mer et Bocage.

Eligible expenses

New construction and extensions: all costs directly linked to the building's construction, excluding land purchase and outdoor works (roads, parking, fencing, green spaces, etc.); Rehabilitation of a derelict industrial site: 60% of the property's acquisition cost, and all costs directly linked to the building's rehabilitation, excluding outdoor works (roads, parking, fencing, green spaces, etc.). The works must represent at least 50% of the overall operation; Preliminary studies for the rehabilitation of an existing vacant building.

Beneficiaries / conditions

TPEs/PMEs registered with the RNE; ETIs within the meaning of EU regulations, with a real estate investment project within the EPCI's area, justified by a specific interest in terms of overall development or a flagship local sector.

Eligible sectors:

industry; services to industry and wholesale trade; production crafts.

SCIs are excluded, except SCIs held mainly by the operating company that occupies the property.

Business real estate aid - Derelict sites

ID 12376 — Amount / form per the reference base: Grant representing 15% of eligible expenses, capped at €50,000. For larger derelict-site projects (minimum €500,000 of investment): repayable advance:

representing a maximum of 25% of eligible expenses; capped at €500,000; at zero interest; with no guarantee required; with a maximum repayment term of 10 years and a possible 12-month grace period.

This scheme may be used only once per 5-year period per assisted site. This scheme cannot be combined with other real estate aid from the Département de la Manche.

Purpose

Support private initiatives for real estate investment as part of taking over derelict sites for the creation, takeover, modernization, development or extension of economic activities.

Eligible expenses

Projects that are part of a development, a modernization of production facilities, a creation or a takeover, and that must meet at least two of the following three criteria:

any type of derelict site — industrial, commercial, etc. — provided an economic activity or a service is involved; vacancy of at least three years, reduced to two years for retail units in town or village centers; a site that has been subject to a job protection plan or equivalent (loss of at least 10 jobs within 6 months).

Agricultural derelict sites may be included, subject to the PLUi (local urban planning rules). Eligible expenses:

60% of the acquisition cost, 'shell and roof' construction works and services/fees associated with the operation, with an opening to land investments; preliminary studies.

Not eligible:

self-performed works; purchase of materials alone.

Beneficiaries / conditions

Businesses registered with the RNE and operating in the trades, small-scale industry, retail and social and solidarity economy sectors. For the ESS, eligible structures are employing organizations whose activity is financed more than 50% by market-based activity. Not eligible:

simple storage activities; winter storage; dark stores; car wash stations; vending machines; other non-productive activities with no added value, or non-employing activities.

Business real estate aid - TPE component (fewer than 10 employees)

ID 10364 — Amount / form per the reference base: Repayable advance of 25% of eligible expenses, capped at €100,000. Repayments over 7 years will apply, with a 12-month grace period on reasoned request. Employment bonus:

€5,000 per permanent (CDI) job created, equal to or greater than half-time; €2,000 per permanent (CDI) job retained through a takeover, equal to or greater than half-time.

Purpose

Support private initiatives for business real estate investment when taking over, modernizing or extending economic activities (trades, small-scale industry, retail) for TPEs with fewer than 10 employees.

Eligible expenses

Purchase of the premises; Construction; Modernization works; Renovations; Extensions; Interior and exterior works and any other real-estate-related fit-out (excluding shop windows and signage); Architect's and inspection body fees.

Beneficiaries / conditions

TPEs with fewer than 10 employees:

with maximum turnover of €2 million; tradesperson or shopkeeper registered with the RNE, as a company or sole trader, or an SCI held mainly by the director of the business occupying the property (or held by a holding company, itself held by the manager of the business occupying the premises).

Business real estate aid - Major investment project component

ID 10363 — Amount / form per the reference base: The aid comprises two components. The first is the payment of a repayable advance, which is the main component of this aid. The second component is the payment of a grant and is conditional on the repayable advance having first been obtained.

• Repayable advance component:

representing 25% of eligible expenses; up to a maximum of €500,000; with a maximum repayment term of 10 years; with a 12-month grace period.

• Grant component: grant of €5,000 per job created, for a plan of at least 5 hires over 24 months from the program's start date, up to a maximum of €100,000. The aid will be paid within 24 months from the program's start date.

For projects carried by ETIs and those exceeding €600,000 of investment, the Région Normandie will be approached for co-financing, within a limit of 45% of the amount of the aid.

Purpose

Support business location and real estate investment projects.

Eligible expenses

New construction and extensions: all costs directly linked to the building's construction, excluding land purchase and outdoor works (roads, parking, fencing, green spaces, etc.); Rehabilitation of a derelict industrial site: 60% of the property's acquisition cost, and all costs directly linked to the building's rehabilitation, excluding outdoor works (roads, parking, fencing, green spaces, etc.). Preliminary studies for the rehabilitation of an existing vacant building.

Not eligible: leasing operations.

Beneficiaries / conditions

TPEs and PMEs registered with either the trade and companies register or the trades register. ETIs are eligible if they have a real estate investment project within the area of the Communauté de Communes de la Baie du Cotentin, justified by a specific interest in terms of overall development or a flagship local sector. SCIs are excluded, except SCIs held mainly by the operating company that occupies the property. Eligible sectors:

Business real estate aid for SMEs

ID 11881 — Amount / form per the reference base: Repayable advance:

representing a maximum of 25% of eligible expenses; capped at €500,000; at zero interest; with no guarantee required; with a maximum repayment term of 10 years and a possible 12-month grace period.

"Impact Durable" top-up: grant representing 10% of the repayable advance granted, capped at €50,000 and at 80% of the supporting documents for investments made. "Impact Emploi" top-up: grant capped at €20,000, amounting to €5,000 per job created under a fixed-term (CDD) or permanent (CDI) contract of at least 6 months. This scheme cannot be combined with other real estate aid from the Département de la Manche.

Purpose

Support private initiatives for real estate investment when taking over, modernizing or extending economic activities: industry, services to industry and wholesale trade, production crafts, social and solidarity economy.

Eligible expenses

New construction and extensions: costs directly linked to the building's construction, including ancillary costs such as project management fees, inspection body fees, etc.; Acquisition and rehabilitation of derelict buildings: the property's acquisition cost, and all costs directly linked to the building's rehabilitation, including ancillary costs such as project management fees, inspection body fees, etc.

Not eligible:

self-performed works; purchase of materials alone; land purchase costs; outdoor works (roads, parking, fencing, green spaces, etc.).

Beneficiaries / conditions

SMEs:

operating in the trades, small-scale industry, retail and social and solidarity economy sectors; up to date with their tax, social and environmental obligations.

Not eligible: businesses located in shopping malls, and stores with a sales area of 300 m² or more.

Business real estate aid for TPEs

ID 11880 — Amount / form per the reference base: Repayable advance:

representing a maximum of 35% of eligible expenses; capped at €35,000; at zero interest; with no guarantee required; with a maximum repayment term of 7 years and a possible 12-month grace period.

"Impact Durable" top-up: grant representing 30% of the repayable advance granted, capped at €10,000 and at 80% of the supporting documents for investments made. "Impact Emploi" top-up: grant of €5,000 for hiring an RSA recipient under a permanent (CDI) or fixed-term (CDD) contract of at least six months, on the basis of at least 20 hours per week. This scheme cannot be combined with other real estate aid from the Département de la Manche.

Purpose

Support private initiatives for real estate investment when taking over, modernizing or extending economic activities: trades, small-scale industry, retail, social and solidarity economy, in order to provide or maintain basic services needed by the population or having a structuring impact on the local area.

Eligible expenses

A project that is part of a development, a modernization of production facilities, a creation or a takeover. Eligible investments:

Purchase of the premises (excluding taxes and notary fees) and preliminary studies; Construction; Modernization works; Renovations; Extensions; Interior and exterior works and any other real-estate-related fit-out (excluding shop windows and signage); Architect's and inspection body fees.

Not eligible:

self-performed works; purchase of materials alone.

Beneficiaries / conditions

TPEs:

operating in the trades, small-scale industry, retail and social and solidarity economy sectors; with maximum turnover of €2 million; up to date with their tax, social and environmental obligations.

For the ESS, eligible structures are employing organizations whose activity is financed more than 50% by market-based activity. Not eligible:

businesses located in shopping malls, and stores with a sales area of 300 m² or more; simple storage activities; winter storage; dark stores; car wash stations; vending machines; other non-productive activities with no added value, or non-employing activities.

Business real estate aid

ID 9283 — Amount / form per the reference base: Support from the Agglomération du Cotentin is subject to an annually determined budget envelope, within the maximum public aid rates set by European regulations. The aid will take the form of a grant. Its amount is determined by applying a maximum intervention rate, within a cap.

Eligible expense threshold: €60,000 excluding VAT; Eligible expense cap: €600,000 excluding VAT; Intervention threshold: €6,000.

Grant cap:

new construction, extension: €40,000; acquisition and rehabilitation of a derelict site: €60,000; purchase of existing buildings with or without works: €60,000.

For TPEs: intervention rate of a maximum of 20% of eligible expenses. For PMEs: intervention rate of a maximum of 10% of eligible expenses. The aid can be activated once a real estate project is pursued along with the creation of at least:

1 permanent (CDI) job equal to or greater than 80% of full-time equivalent for TPEs; 3 permanent (CDI) jobs equal to or greater than 80% of full-time equivalent for PMEs.

For TPEs (local tradespeople and shopkeepers with a storefront), the job creation criterion is not required for the project to be eligible for the business real estate aid. The grant can be combined with other existing financial aid, subject to compliance with national or European rules.

Purpose

Actively support the local economic fabric through the creation or extension of economic activities.

Eligible expenses

Eligible operations:

Construction or extension of new industrial, craft, service-sector or commercial buildings; Renovation of existing buildings used for economic activity; Purchase of existing buildings with or without works.

These operations must aim to foster the development of business activity within the territory of the Communauté d'Agglomération du Cotentin. The local authority reserves the right to assess the relevance of the project under these regulations, as well as in cases not provided for in them. The project must be part of a development, a modernization of production facilities, a creation or a takeover (Article 1511-3 of the CGCT). The operation's eligible expense threshold must be at least €60,000 excluding VAT. Eligible expenses: Purchase of real estate; Construction, extension and rehabilitation works on buildings (structural works); Acquisition and rehabilitation of derelict buildings: 100% of the property's acquisition cost excluding fees. The works (structural and finishing) must represent at least 50% of the overall operation. Non-eligible expenses:

Equipment and machinery; Self-performed works (self-build) and purchase of materials alone; Works carried out by other businesses belonging to the operator; Landscaping and site works (green spaces, roads, parking, fencing, etc.); Shop window(s), signage; Advice, notary fees, taxes, legal expertise, services, project management fees, inspection body fees, etc.; Land purchase; Renovation of already existing stores (excluding structural works); Bringing up to standard; Reconstruction works after an incident; Purchase and fitting-out of lightweight, foundation-free, modular structures (bungalows, tiny houses, etc.).

Eligible investments are assessed at market value for tax purposes, i.e. after a 10% reduction on the pre-tax value of the quotes.

Beneficiaries / conditions

Eligible businesses/legal structures

TPEs/PMEs registered with the trade and companies register or the trades register; operating in the industry, services to industry, retail and trades sectors; Social and solidarity economy structures, employing organizations (at least one employee at 80% FTE) whose activity is financed more than 30% by market-based activity; Leasing and lease-purchase operations, via a banking institution, a grouping, a holding company or a mixed-economy company, provided the grant is paid as an increased first rent payment to the carrying structure and provided the contract includes a clause requiring the business to buy back the property. The lease must continue for at least 3 years after the expected completion date of the investment.

Only businesses and ESS structures that operate and invest in a property in order to carry out their activities there are eligible for the Agglomération du Cotentin's business real estate aid. Ineligible businesses/legal structures:

ETIs and large companies (except for structuring projects); Société Civile Immobilière (SCI, property holding company), holding companies Sole traders who have opted for, or fall under, the French micro-business tax regime referred to in Article 50-0 of the General Tax Code Businesses in difficulty within the meaning of European law.

Area of intervention: the entire territory of the Agglomération du Cotentin — excluding, however, shopping malls and stores with a sales area exceeding 300 m².

Opération Collective de Modernisation

ID 10809 — Amount / form per the reference base: Grant representing 20% of eligible expenses, capped at €6,000.

Purpose

Support the modernization and development of trades, local shops and local services.

Eligible expenses

Modernization of business premises and professional equipment; Renovation of shop windows; Security and accessibility for all; Fitting-out of professional vehicles; Introduction or expansion of digital tool usage; Investments as part of a sustainable development approach.

Beneficiaries / conditions

Craft, retail and services businesses:

Registered with the RNE; With annual turnover of less than €1,000,000 excluding VAT; Located within the territory of the PETR Sud-Manche-Baie du Mont-Saint-Michel; Up to date with their tax and social obligations; With at least one year's existence, evidenced by an annual balance sheet and income statement; Created, or set up as part of a takeover; With a sales area of less than 400 m²; With a customer base made up mainly of private individuals.

Not eligible:

pharmacies; health or paramedical professions; shops or services aimed at businesses; liberal professions; insurance or real estate agents; accommodation activities or those catering to tourists (excluding hotels and hotel-restaurants); transport and ambulance businesses.

Opération de Soutien au Commerce et à l'ARtisanat (OSCAR)

ID 12434 — Amount / form per the reference base: Grant representing 20% of eligible expenses, capped at €7,000. This rate may be increased to 30% if the business commits to an environmental and resource-management approach. This rate will be conditional on actually obtaining the 'Eco-Défis' label (support provided by the CMA).

Purpose

Strengthen the attractiveness of the territory; Revitalize town and village centers; Maintain local shops and services in rural areas; Support ecological, energy and digital transitions.

This scheme is deployed in partnership with the Région Normandie, the Département de la Manche, the Chambre de Métiers et de l'Artisanat de Normandie and the CCI Ouest Normandie.

Eligible expenses

Modernization of business premises; Acquisition and installation of new or, under conditions, second-hand equipment and machinery; Renovation of shop windows and signage; Security and accessibility for all; Investments linked to digital development; Professional fitting-out of vehicles and fitting-out of mobile-round vehicles (excluding acquisition cost); Investments contributing to reducing demand for energy, water or any other resources needed for the activity; Investments contributing to reducing waste production or to its cost-efficient management.

The business may also benefit from support from a partner. Not eligible:

investments financed by leasing or an SCI; acquisition, construction and extension of premises; land acquisition; purchase of business goodwill, lease takeover or key money; vehicle purchases; works relating to operators' housing; current expenses or simple equipment renewal; intangible investments (except those linked to the production process); vending machines; expenses directly linked to a franchisor's requirements; parking or outdoor works (other than those linked to securing or making the premises accessible); restrooms and changing rooms, except in cafés and restaurants; self-performed works (materials, labor).

Beneficiaries / conditions

Business:

located within the territory of Coutance Mer et Bocage, with its activity carried out mainly within this territory; registered with the RNE; with annual turnover of less than €1,000,000 excluding VAT; with customers mainly made up of end consumers (private individuals); with a sales area of less than 400 m²; not having committed to the investments before the grant application; up to date with its social and tax obligations.

Not eligible:

non-sedentary or pop-up shops; liberal professions, medical and paramedical sector; personal services activities; financial activities; nightclubs; wholesale trade, branches and premises whose business is essentially delivery-based; laundromats and car wash stations; seasonal or tourism-related activities, fast-food outlets offering only takeaway sales; shops located in shopping malls.

Prêt d'honneur Initiative Centre Manche

ID 2141 — Amount / form per the reference base: Interest-free honor loan with no guarantee, granted on a personal basis. It is generally between €5,000 and €30,000, repayable over a period of 3 to 5 years. The honor loan is always paired with a bank loan: for every €1 of Initiative honor loan, an Initiative entrepreneur obtains an average of €9.50 in bank loans. Support provided before the honor loan is granted allows the entrepreneur to assess the full extent of their financing needs.

Purpose

Make business creation accessible to as many people as possible through suitable funding (the zero-interest honor loan) and free, long-term support. Support from the local associations of the Initiative France network secures business projects: 90% of supported businesses pass the 3-year mark (vs. 70% on average).

Eligible expenses

All types of business creation and takeover projects.

Complementary programs have been specifically designed for entrepreneurs, young people under 30, or for certain sectors of activity (agriculture, retail, innovation, transfer/takeover, etc.).

Beneficiaries / conditions

Project leaders creating or taking over a business in any sector, regardless of age, background or financial capacity. Excluded sectors of activity: financial intermediation and real estate services.

Prêt d'honneur Initiative Granville-Villedieu.Intercoms

ID 2143 — Amount / form per the reference base: Interest-free honor loan with no guarantee, granted on a personal basis. It is generally between €2,000 and €10,000, repayable over a period of 3 to 5 years. The honor loan is always paired with a bank loan: for every €1 of Initiative honor loan, an Initiative entrepreneur obtains an average of €12 in bank loans. Support provided before the honor loan is granted allows the entrepreneur to assess the full extent of their financing needs.

Eligible expenses

All types of business creation and takeover projects. Complementary programs have been specifically designed for entrepreneurs, young people under 30, or for certain sectors of activity (agriculture, retail, innovation, transfer/takeover, etc.).

Who to contact and how to prepare the application?

Confirm the relevant territory

Real estate aid is delegated by the relevant EPCI. Contact your communauté de communes or agglomération to check that the project is within the scheme's area and that the regulations apply.

Define the real estate project

Specify whether it involves construction, an extension, a renovation, an acquisition or the takeover of a derelict site. Minimum expenses, exclusions and retention obligations may vary depending on the TPE or PME component.

Anticipate jobs and environmental impact

Certain bonuses require job creation, retention of existing jobs, or sustainable investments. Prepare a financing plan and the supporting documents required by the regulations.

Do not start before confirmation

The regulations may require the application to precede the start of the investments. Have the eligibility date, the applicable aid regime and the expected documents confirmed before signing quotes or starting works.

Other schemes in the catalog: retail and business creation

The Opération Collective de Modernisation (OCM), the OSCAR program and the Initiative honor loans are associated with the Département in the reference base, but their scope and management may depend on an EPCI, a territorial program or an Initiative association. Check the municipality concerned and the processing partner. Do not transpose the conditions of one territory onto another.

Frequently asked questions

Does the Département directly finance all real estate projects?

The fund operates through delegation from the intermunicipal bodies. The Département processes and funds the scheme, while the EPCIs identify projects and drive their territory. The relevant local authority depends on the location.

Is the real estate aid a grant?

For several components, the main support takes the form of a zero-interest repayable advance; bonuses or grants may supplement the aid depending on the regulations' conditions.

Can several schemes be combined?

Cumulation depends on the regulations, national and European public aid rules, and the conditions specific to each program. The rules should be confirmed in writing.

Are the conditions in the catalog necessarily up to date?

No. Use the catalog to identify leads, then check the latest version of the regulations and the actual opening status with the processing body.

Sources and limitations

The Département's official sources confirm how the real estate fund operates and that the regulations were updated in 2025. The other lines in the catalog are linked to the funder via the reference base's identifiers; some concern EPCIs or honor-loan partners. This link does not constitute proof of direct funding by the Département. Each line must be validated by territory and processing body.

Official sources

• Real estate aid fund: support for business investment — Département de la Manche
• Press release — Real estate aid fund — Département de la Manche
• FAI TPE/PME regulations — resolution published in 2025 — Département / EPCI de la Manche
• Resolution of 12 June 2026 — delegated real estate aid — Département de la Manche