Département des Bouches-du-Rhône

Who is this guide for?

This guide presents the Capital OS catalogue's schemes linked to the Département des Bouches-du-Rhône (funder ID 475). Being linked in a catalogue does not mean the Département alone grants every aid: several honour loans are run by local Initiative associations and may involve several financial partners.

Why check the actual funder?

Before preparing an application, distinguish between the referenced funder, the operator that receives the application, the body that decides on the grant, and the partners that contribute to the financing. For honour loans, the local Initiative association or the relevant network is generally the first point of contact. Criteria and funding envelopes may vary from one area to another.

Main types of support recorded

The catalogue links this funder to a scheme for reducing vulnerability to flooding and several honour loans for business creation, takeover or growth. The honour loans are presented as interest-free loans granted to the individual, generally without interest or personal guarantee, with support. The terms below are taken from the reference catalogue and must be confirmed with the operator.

Inond'Action scheme

Purpose: reduce the vulnerability of homes, businesses and establishments open to the public to flood risk. The catalogue indicates a free personalized assessment and a grant that may represent up to 80% of eligible expenditure. Additional catalogue source: Métropole Aix-Marseille-Provence. This scheme should not be presented as general aid from the Département without confirming the managing authority and the area covered.

Initiative Marseille Métropole honour loan – Growth

The catalogue describes a personal honour loan, interest-free and unsecured, up to €12,000, repayable over four years. The catalogued criteria include at least 12 months of activity, up-to-date accounts and a positive impact on the area. Confirm the current caps and conditions with Initiative Marseille Métropole.

Initiative Marseille Métropole honour loan – Creation or takeover

The catalogue describes a personal honour loan, interest-free and unsecured, up to €8,000, repayable over three years, for business creation or takeover projects for very small businesses (TPE). Conditions and any complementary programs must be validated with the local association.

Initiative Ouest Provence honour loan

The catalogue describes a personal honour loan for creation, takeover or growth, generally ranging from €1,500 to €15,000, with higher amounts possible for certain growth projects. The amount, term and area of operation must be confirmed with the operator.

Initiative Pays Salonais honour loan

The catalogue generally indicates €5,000 to €30,000, over three to five years, for creation or takeover. The amounts are indicative and do not constitute a promise of funding.

Initiative Pays d'Aix honour loan

The catalogue generally indicates €5,000 to €30,000, over three to five years, for creation or takeover. Check the territorial scope, excluded sectors and the rules applicable on the application date.

Initiative Pays d'Arles honour loan

The catalogue generally indicates €5,000 to €30,000, over three to five years, for creation or takeover. Confirm the current criteria and the application process with the relevant association.

Initiative Pays d'Aubagne La Ciotat honour loan

The catalogue generally indicates €5,000 to €30,000, over three to five years, for creation or takeover. Local rules and the scheme's actual availability must be confirmed before committing to any expenditure.

Initiative Pays de Martigues honour loan

The catalogue generally indicates €5,000 to €30,000, over three to five years, for creation or takeover. Check territorial eligibility, excluded sectors and required documents.

Réseau Entreprendre Côte d'Azur honour loan

The catalogue describes an honour loan of €15,000 to €90,000 over five years for job-creating projects with development potential, with criteria specific to the network and a stated scope in the Alpes-Maritimes. Its link to departmental funder 13 (Bouches-du-Rhône) appears geographically inconsistent and must be reconciled before being published as local aid for the Bouches-du-Rhône.

How to prepare your application

1. Define the need: creation, takeover, growth, investment or flood-risk prevention. 2. Identify the territorial operator actually responsible. 3. Request the current rules, application dates and eligible expenditure. 4. Prepare a financing plan, forecast, quotes, legal supporting documents and financial documents as required by the scheme. 5. Apply before any expenditure begins where the rules require it. 6. Keep the funding decision and proof of completion.

Points of caution

Do not infer that an aid is currently open just because it appears in the catalogue. The amounts and conditions shown are those from the reference catalogue and may be outdated. Honour loans are granted following local assessment and are not automatic. For public aid, also check cumulation rules, applicable caps and any obligations to maintain activity.

Departmental schemes and agriculture

The Département publishes calls for projects and sector-specific aid. A recent example is the investment aid program for farmers established for less than five years, documented in an official 2026–2028 PDF; the document nonetheless notes that renewal is conditional on budget approval and must be read in its updated version. This agricultural program is not automatically equated with the nine catalogue entries presented here.

Does the Département directly grant all the honour loans listed?

No. The catalogue links these entries to funder ID 475, but the visible operators are local Initiative or Réseau Entreprendre associations. The process, approval committee and rules of each network must be confirmed directly.

Are the amounts shown guaranteed?

No. These are catalogue details, to be verified with the processing body. A maximum or indicative amount is neither a funding decision nor a guarantee of eligibility.

Can I combine several types of aid?

This depends on the rules, the nature of the expenditure, public aid caps and the financing plan. Have cumulation confirmed by each funder before submitting applications.

Where can I check available aid?

Use the Département's official website and the official pages of the identified operator. The national database aides-entreprises.fr also allows searches by area, project and funder; it serves as a starting point and does not replace the applicable rules.

Check my eligibility

Capital OS helps identify schemes worth examining, gather useful information and prepare an initial analysis. Before any decision, have the operator confirm the scheme's availability, the area covered, eligible expenditure and the conditions applicable to your situation.

Verification status

Partial check. The plan's catalogue announces 10 aid entries, but 9 lines were found with funder ID 475 in the main funder column. One Réseau Entreprendre Côte d'Azur line appears geographically inconsistent with Département 13. Reconcile the expected tenth line and the attribution of each scheme before final publication.