Financing your business with Département du Lot-et-Garonne

Funder profile

Scope / review

Département du Lot-et-Garonne

Departmental funder; department 47 in Nouvelle-Aquitaine. Distinguish direct aid, co-funding, delegated competence and partner operator.

The Département du Lot-et-Garonne publishes a substantial catalogue of departmental grants. For business financing, the sector-specific schemes identified include investment aid for SMEs in agri-food production, fishing or forest products (with an additional public contribution required), a flat-rate grant for newly established farmers, as well as tourism schemes for tourist offices and public/association project leaders. The reference database also includes two Initiative honour loans linked to the Département: these loans should be reclassified as network/partner funding and not as direct departmental grants.

The presence of a scheme in the catalogue does not prove that it is open, that it is eligible, or that it is attributed to the Département.

SMEs in agri-food, fishing or forestry production for equipment investments; new farmers meeting age, first-time start-up and territorial anchoring criteria; public or association-run tourist offices; public project owners and associations for certain sustainable/social tourism projects. The rules are specific to each aid.

Check the legal form, location, sector, size, expenses and eligible applicant.

Grants for sector-specific productive investment, flat-rate agricultural aid, support for tourist offices, sustainable/social tourism and agricultural/collective aid (CUMA, livestock farming, etc.). The Initiative honour loans are zero-interest loans provided through a partner operator; do not classify them as departmental grants.

Classify grant, honour loan, technical support, advisory services or co-funding; do not mix up these instruments.

For agri-food/wood/fishing investment, check the SME size threshold and the existence of another public contribution (municipality/EPCI, Région or State) before applying to the Département. For aid to newly established farmers, check that the applicant is under 55 years old, has been established as a main operator for less than five years, has their registered office and at least 51% of their land in the department, and the five-year retention obligations. For tourism, check the nature of the applicant, the minimum budget, public contributions and operating commitments.

Do not commit expenses before checking the start-date rule, the timeline and the required approval.

Official grants catalogue: https://www.lotetgaronne.fr/vivre/trouver-une-aide/consultez-les-subventions-departementales ; Tourism and Economic Development Department: 05 53 69 45 41 (productive investment/tourism) ; agriculture, forestry and environment: 05 53 69 44 22 (agricultural start-up). Verify the contact listed on the current fact sheet.

Contact details and regulations must be confirmed on the official fact sheet for the relevant scheme.

The official pages consulted show updates in 2025 and an active departmental offering in several areas; the scheme PDFs remain the reference for amounts and required documents. The exceptional agricultural crisis fund announced in 2026 targets farms identified after severe weather: do not present it as a general open window without confirming the period and the targeting. The Initiative Lot-et-Garonne/Garonne loans in the reference database should be reclassified as partner schemes.

Working content based on the sources listed in SOURCES; partial verification as long as the detailed regulations have not been checked.

Financing your project in the Département du Lot-et-Garonne

Purpose: identify aid that is genuinely available, the competent funders and the steps to take.

What aid can be used in the Département du Lot-et-Garonne to finance your project?

Do not promise direct aid if the Département is not the funder or if the applicant is not eligible.

Région Nouvelle-Aquitaine aid; departmental EPCI aid; national/EU schemes depending on need.

Internal links to be connected to the corresponding Capital OS pages upon publication.

To be reclassified — partner operator

The reference database links the loan to Département 47, but the scheme is a zero-interest honour loan run by the Initiative network; the catalogue's generic range is €5,000 to €30,000, to be reconfirmed with the operator. Action: Keep the ID; correct the main funder to Initiative; confirm the scale, the local association and combination rules.

To be reclassified — attribution to the Département not established

The entry in the reference database is linked to Département 47 but the name suggests a network scheme; the exact operator and territory must be confirmed. Action: Do not display as departmental aid; confirm with Initiative and correct the attribution in the catalogue.

Direct official aid — key criteria identified

Support for equipment investments by SMEs being created or developed. The Département requires a public contribution other than its own (municipality/EPCI, Région, State). Fact sheet updated on 19 December 2025. Action: Read the scheme PDF for expenses, rate, cap and combination rules; check that the required contribution exists before applying.

Direct official aid — criteria identified

Under 55 years old; established as a main operator for the first time for less than five years; registered office in the department and at least 51% of land in the department; MSA affiliation as a main operator and five-year retention obligations. Action: Confirm the exact amount in the current PDF, the de minimis regime and the exclusions.

Official aid — public/association applicants

For association-run or public tourist offices; projected operation budget of at least €5,000 and additional public funding; favourable opinion from the ADRT. Action: Check the regulations, eligible expenses, timeline and documents.

Official aid — local authorities and associations

Support for sustainable/social tourism projects; public applicants or associations, public contribution, labelling commitments, at least five years of operation and open to the public for at least six months a year. Action: Do not present as aid accessible to any commercial company; read the PDF and check the commitments.

Schemes recorded in the official catalogue — separate entries

The departmental portal lists in particular support for CUMAs, livestock farming and the promotion of local produce; distinct rules depending on the component. Action: Create/maintain one entry per regulation and check whether the applicant is a farmer, a cooperative or a collective body.

Official sources

• Lot-et-Garonne — Catalogue of departmental grants
• Lot-et-Garonne — Investment in agri-food, fishing and forestry
• Lot-et-Garonne — Flat-rate aid for newly established farmers
• Lot-et-Garonne — Support for Tourist Offices
• Lot-et-Garonne — Developing sustainable and social tourism