Prêt d’honneur Réseau Entreprendre Adour
For the Réseau Entreprendre Adour honour loan, the catalogue mentions: an interest-free, unsecured honour loan granted personally, repayable over 4 to 5 years with a deferral. The beneficiaries listed are: founders of business start-up, takeover or development projects that ultimately aim to create a significant number of jobs — for a start-up or takeover, creating 5 to 10 jobs within 3 years; for a development project, a workforce of more than 5 employees on entering the support programme and the aim of exceeding 10 jobs — and whose financing needs are equivalent to those of a future SME (€70,000 minimum). Use this information to prepare a first discussion with the managing body, then have the conditions applicable on the date of application confirmed.
The Réseau Entreprendre Adour honour loan (prêt d’honneur) can complement the financing of a business project, according to the managing body’s criteria. To check whether it is relevant, start by identifying the need to be financed, the area concerned and the project’s stage of progress. The exact terms and current availability must be confirmed before building the financing plan.
Funded by Financeurs privés
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Who can apply
Beneficiaries mentioned in the catalogue: founders of business start-up, takeover or development projects that ultimately aim to create a significant number of jobs — for a start-up or takeover, creating 5 to 10 jobs within 3 years; for a development project, a workforce of more than 5 employees on entering the support programme and the aim of exceeding 10 jobs — and whose financing needs are equivalent to those of a future SME (€70,000 minimum). The exact scope, exclusions and up-to-date criteria must be confirmed with the managing body.
Eligibility conditions
Conditions listed in the catalogue: the project owner(s) (bound by a shareholders’ agreement) must hold the majority of the share capital of the company created; projects in which a member of Réseau Entreprendre Adour is a shareholder are not eligible; managing the company created must be the project owner’s main activity; the project owner must have a genuine need for support and express the wish to receive it; the project owner must share Réseau Entreprendre’s values and apply them in their business; the project owner must be located close enough to the association for it to provide high-quality individual and collective support. Ask for confirmation of the area covered, the criteria relating to the company’s situation, sector exclusions, combination rules and the co-financing required. Also check whether the application must be made before the project starts or costs are committed.
What the scheme covers
Start-ups with strong development and job-creation potential; takeovers as a “re-creation”, with a strong commitment from the new entrepreneur to give fresh impetus to the business taken over; business development where it creates jobs, under the CROISSANCE programme; start-ups that take human vulnerability and social ties into account, supported by Réseau Entreprendre Adour under the “IMPACT +” scheme; innovative start-ups, supported by Réseau Entreprendre Adour under the “Innov’” scheme. Eligible investments: start-up investments — the company’s equity and working capital requirements. To make the review easier, present the budget item by item, the timetable and the link with the project’s objectives. Attach the quotes and supporting documents available, and check how costs incurred before applying are treated.
Amount and funding terms
An interest-free, unsecured honour loan granted personally, repayable over 4 to 5 years with a deferral.
How to apply
1. Contact the managing body about the Réseau Entreprendre Adour honour loan and describe your project. 2. Confirm the beneficiaries, eligible costs, ceilings, combination rules and the timetable in force. 3. Prepare an application with a project presentation, detailed budget, financing plan, cash-flow forecasts, quotes and the administrative documents requested. 4. Submit the application following the official procedure and keep the acknowledgement of receipt. 5. Wait for the written decision before treating the financing as secured.
Timeline
The opening timetable and deadlines are not confirmed by the information available in the catalogue. Ask the managing body for up-to-date dates, the review time and any prior application rules.
Key facts
- Funder
- Financeurs privés
- Type of funding
- Repayable advance
- Status
- Ongoing
- Geographic scope
- Nouvelle-Aquitaine, Occitanie
Frequently asked questions
Who can benefit from the scheme?
The catalogue states: founders of business start-up, takeover or development projects that ultimately aim to create a significant number of jobs — for a start-up or takeover, creating 5 to 10 jobs within 3 years; for a development project, a workforce of more than 5 employees on entering the support programme and the aim of exceeding 10 jobs — and whose financing needs are equivalent to those of a future SME (€70,000 minimum). The managing body must confirm the current criteria and exclusions.
What amount can be obtained?
The information listed is: an interest-free, unsecured honour loan granted personally, repayable over 4 to 5 years with a deferral. The applicable amount depends on the rules in force and the review of the application.
Which documents should I prepare?
Prepare a project presentation, a detailed budget, a financing plan, cash-flow forecasts, quotes and the administrative documents requested.
Can I incur costs before applying?
Check this point with the managing body before starting: some schemes require a prior application or exclude costs already incurred.
Official source
No official URL is available in our data for this grant.
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