How to identify suitable financing with CCI Hauts-de-France?

Summary

CCI Hauts-de-France offers a regional entry point for identifying financing and grants matching business projects. The regional page distinguishes several stages, in particular business creation or takeover and development financing. It directs business leaders to local services in order to identify suitable schemes and structure financing applications.

Role and financing services

The regional catalogue should be used as a starting point, and each scheme should then be checked on its administering body's own page. Projects may qualify for grants, loans, guarantees, repayable advances or other levers, depending on the nature of the investment, the sector and the size of the company. Conditions, amounts, caps and opening dates change over time; a grant should not be considered secured before eligibility is confirmed and a compliant application has been filed. The CCI can provide guidance and support but is not necessarily the body awarding the funds.

Services and schemes listed

Referral to regional, national and European grants; financing for creation/takeover; development and investment; search for public grants; introductions to local CCIs.

Defining the financing need

First define the need and its timeline: equipment investment, business development, innovation, recruitment, energy transition, takeover or cash-flow needs. Prepare quotes, the financing plan, equity contributions, recent accounts and the financial forecast. These elements make it possible to distinguish between a grant, a repayable advance, a loan, a guarantee or an advisory service.

Checks before filing

Before placing any order or incurring any expense, check whether the scheme requires a prior application. Check whether the window is open, the territory covered, the size of the company, the sector, the eligible expenses, the caps, the combination rules and the required documents. Confirm the terms directly with the funder and keep the version of the rules used to prepare the application.

Does the CCI award grants directly?

The CCI informs, advises and supports applications; the decision to award rests with the body administering the scheme.

When should the CCI be contacted?

As early as possible, ideally before signing a quote or starting to spend, since some schemes require a prior application.

Main source

https://www.hautsdefrance.cci.fr/financer-votre-projet/

Additional source

https://www.cci.fr/reseau-cci/le-reseau-des-chambres-de-commerce-et-dindustrie

Verification status

Official regional source.

Type

Local/regional CCI — funder profile