CCI Lyon Métropole — prêt d’honneur RER

How to mobilize CCI Lyon Métropole — RER honor loan to finance a project?

RER honor loan: financing for high-potential young businesses in the Rhône. Amounts, criteria, conditions and official source to check before filing.

Summary

CCI Lyon Métropole lists an honor loan for high-growth-potential projects, referred to as RER. The page announces an interest-free loan with no guarantee of €15,000 to €40,000, with a six-month repayment deferral. The published criteria include a business that has not yet closed its first financial year and a project showing the potential to create 7 to 10 jobs within three years. The page also cites a TotalEnergies Développement Régional honor loan, reserved in particular for certain young industrial businesses or businesses providing services to industry. These leads require direct validation with the operators.

Role and scheme

These financing options target young businesses with growth and job-creation potential. Prepare a documented hiring plan and a consistent forecast.

Instruments and services identified

RER honor loan: €15,000 to €40,000, interest-free with no guarantee, deferral announced at 6 months; published criteria: first financial year not yet closed and potential to create 7 to 10 jobs within 3 years. The page also mentions TotalEnergies Développement Régional: €10,000 to €50,000 for businesses less than 5 years old in industry or services to industry.

Projects to consider

Qualify the project: start-up or buyout, productive investment, innovation, recruitment, commercial development, export or transition. Prepare a detailed budget, quotes, the most recent accounts available, a forecast and the financing plan including contributions and planned bank support.

Checks before applying

Confirm that the scheme is open and that the business is located in the eligible territory. Check eligible sectors and expenses, caps, the filing timeline, repayment conditions, co-financing and cumulation rules. Do not incur expenses before checking any prior filing requirements.

Does the CCI necessarily pay out the financing?

No. Depending on the scheme, the CCI may inform, support, or manage a partnership offer; the award depends on the scheme's rules and the relevant committee or funder.

Are the announced amounts guaranteed?

No. They are taken from the official pages consulted and remain subject to the scheme being open, the funding available, and the eligibility of the application.

Main source

https://www.lyon-metropole.cci.fr/guide-developpement-entreprise/financement-et-gestion-financiere/comment-financer-sa-jeune-entreprise

Additional source

https://www.cci.fr/ressources/creation-dentreprise/accompagnement-et-aides/les-aides-principales-pour-entreprendre-ou-reprendre

Verification status

Recent official page; confirm the existence of the funding envelopes, the territory covered and the criteria with the managing bodies.

Type

Local CCI — documented financing scheme or service

Written content, currently under editorial review — this is not an eligibility assessment; only your personalised report applies your company's actual criteria.

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