CCI France / Médiation du crédit
Credit refusal or banking deadlock: getting referred to credit mediation
Information and guidance on financing related to CCI France / Credit Mediation. Confirm the conditions with the relevant bodies.
Summary
The CCI network mentions credit mediation as one of the options to consider when a business encounters a deadlock with its bank or a financing problem. The CCI can help identify the appropriate approach and prepare the elements of the file. Mediation is a process for resolving a dispute with financial partners; it is not equivalent to the award of a loan or a guarantee of bank approval.
Overview
The CCI network mentions credit mediation as one of the options to consider when a business encounters a deadlock with its bank or a financing problem. The CCI can help identify the appropriate approach and prepare the elements of the file. Mediation is a process for resolving a dispute with financial partners; it is not equivalent to the award of a loan or a guarantee of bank approval.
Services and levers
Information on credit mediation; referral in the event of refusal or banking difficulty; preparation of the financial information needed to review the situation.
Preparing your approach
Gather the written correspondence with the bank, the credit application, the reasons for refusal if communicated, the accounts, the cash-flow plan and the financing sought. Check the conditions for referral and the documents required on the official Credit Mediation website.
Points of caution
Mediation does not guarantee that credit will be granted. Check the eligibility criteria, the current procedure and the timeframes with the official service before starting the process.
Does the CCI finance the project directly?
In most cases, it informs, guides and supports. The decision lies with the scheme's funder, except where a mechanism has been explicitly confirmed by an official source.
When should you check the conditions?
Before committing to any expense or making any application, with the relevant funder and based on its current rules.
Main source
https://www.cci.fr/offre/appui-aux-entreprises-en-difficulte
Additional source
https://www.economie.gouv.fr/mediateurcredit
Verification status
CCI France source and referral to the public mediation service; current terms to be confirmed on the official website.
Type
CCI — documented financing scheme or service
Written content, currently under editorial review — this is not an eligibility assessment; only your personalised report applies your company's actual criteria.
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