CCI Nantes St-Nazaire — Atlantique Initiatives Développement
How can you use CCI Nantes St-Nazaire — Atlantique Initiatives Développement to finance a project?
AID: interest-free repayable advance of €15,000 to €60,000 in Loire-Atlantique. Criteria, financing and official source.
Summary
Atlantique Initiatives Développement (AID), presented by CCI Nantes St-Nazaire, is a fund managed by the Centre d'Initiatives Locales de Saint-Nazaire. It offers industrial and service-sector SMEs/mid-sized companies in Loire-Atlantique an interest-free repayable advance of €15,000 to €60,000, over two to four years. Businesses must notably have at least two years of activity, have fewer than 250 employees, have positive equity representing at least half of the advance requested, and obtain a bank loan at least equal to the amount of the advance. The application is submitted to the AID commitment committee.
Schemes and services
Interest-free repayable advance of €15,000 to €60,000; repayment over 2 to 4 years; CCI support in putting together the application and preparing the presentation to the committee. Stated conditions: SMEs/mid-sized companies in Loire-Atlantique, industry or services, fewer than 250 employees, at least 2 years of activity, positive equity at least equal to half of the advance, bank loan at least equal to the advance.
Points of caution
AID is a complementary financing instrument conditional on a bank loan and a minimum level of equity; it is not a grant.
Preparing the application
Present the business, its activity and its location, the detailed expenses, the timeline, the latest accounts, a forecast, the equity and the bank or private financing envisaged. Check the rules on filing beforehand and on stacking before committing to any expenses.
Does the CCI award the grant itself?
Not necessarily. Depending on the service, it may refer, support or connect; the award depends on the manager and the relevant committee.
Are the rates and amounts guaranteed?
No. The amounts and rates cited are taken from the official source and must be confirmed in the rules in force and according to the project's eligibility.
Main source
Additional national source
Status
Official page consulted recently; confirm availability and the documents expected with the AID committee.
Type
Local CCI — financing service or lead
Written content, currently under editorial review — this is not an eligibility assessment; only your personalised report applies your company's actual criteria.
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