CCI Pays de la Loire — programmes de financement
How to search for grants and financing with CCI Pays de la Loire — programmes de financement?
Identify the financing solutions and grants to consider with CCI Pays de la Loire — programmes de financement. Check the criteria with the managing bodies.
Summary
CCI Pays de la Loire is a regional gateway for identifying public grants and financing solutions for businesses. Schemes must be selected according to the need: investment, development, innovation, environmental transition, hiring, export or business transfer. As a local example, CCI Nantes St-Nazaire documents the Atlantique Initiatives Développement (AID) fund, which offers a zero-interest repayable advance to certain SMEs/SMIs in Loire-Atlantique. This fund is geographically targeted and should not be presented as accessible to all businesses in the region.
Role and financing services
CCI Pays de la Loire is a regional gateway for identifying public grants and financing solutions for businesses. Schemes must be selected according to the need: investment, development, innovation, environmental transition, hiring, export or business transfer. As a local example, CCI Nantes St-Nazaire documents the Atlantique Initiatives Développement (AID) fund, which offers a zero-interest repayable advance to certain SMEs/SMIs in Loire-Atlantique. This fund is geographically targeted and should not be presented as accessible to all businesses in the region. Named scheme: Atlantique Initiatives Développement (AID), managed by the Centre d’Initiatives Locales de Saint-Nazaire. The CCI Nantes St-Nazaire page indicates a zero-interest repayable advance of €15,000 to €60,000 over 2 to 4 years for Loire-Atlantique businesses with fewer than 250 employees and at least two years of operation, subject to positive equity and a bank loan at least equal to the amount requested. Check availability and the current rules with the managing body. Before any expenditure, check whether the scheme is open, the territory, the beneficiaries, the eligible expenses, the caps, the combination of grants and any requirement to submit the application before committing. Prepare the accounts, the financial forecast, the financing plan, the quotes and the timeline.
Services and schemes identified
Named scheme: Atlantique Initiatives Développement (AID), managed by the Centre d’Initiatives Locales de Saint-Nazaire. The CCI Nantes St-Nazaire page indicates a zero-interest repayable advance of €15,000 to €60,000 over 2 to 4 years for Loire-Atlantique businesses with fewer than 250 employees and at least two years of operation, subject to positive equity and a bank loan at least equal to the amount requested. Check availability and the current rules with the managing body.
Defining the need
Define the amount, the timeline and the purpose of the need: investment, innovation, transition, hiring, export, business transfer or cash flow. Distinguish between a grant, a repayable advance, a loan, a guarantee, an equity contribution and an advisory service. The financing plan must identify the contributions, the financing already obtained and the remaining expenses.
Checks before submission
Check the current version of the rules, the dates, the territory, the size and sector of the business, the eligible expenses, the caps, the combination rules and the obligations after payment. Confirm whether the application must be submitted before placing an order or starting the work. This page does not constitute an eligibility decision.
Does the CCI pay out the grant directly?
The CCI generally informs, advises or helps put together the application. The decision rests with the scheme's manager, unless a specific mechanism is explicitly established.
When should you contact the advisor?
Before committing to expenses and as soon as the project's need, budget and timeline are sufficiently defined.
Main source
Additional source
https://www.paysdelaloire.cci.fr/
Verification status
Detailed official source for AID; scheme limited to Loire-Atlantique and specific criteria.
Type
Local CCI / thematic funder profile
Written content, currently under editorial review — this is not an eligibility assessment; only your personalised report applies your company's actual criteria.
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