Starting up and financing your business in Saint-Pierre-et-Miquelon

Associated grant

Business Voucher Booklet (ID 12494)

Verification status

Partial review: scheme documented by historical institutional sources; current availability and rules to be confirmed.

A start-up scheme to review before committing your own equity

Launching a business often involves consulting fees, administrative set-up costs, equipment and commercial launch expenses. In Saint-Pierre-et-Miquelon, the Business Voucher Booklet appears in the reference database as a local grant for newly created businesses. The aim is to direct part of the support towards services and purchases made with local players who are members of the scheme. The exact terms must be confirmed with the Collectivité before any order or commitment.

What is the amount of the Business Voucher Booklet?

The working catalogue indicates a total value of €5,000. It splits this into €3,000 of advisory vouchers, for support from experts, and €2,000 for investment needs on presentation of quotes. Earlier institutional activity reports also describe a scheme of five vouchers of €1,000 each, but the categories and organisation may have changed. The amount and breakdown should therefore be treated as information to be reconfirmed, not as a promise of award in 2026.

What can the support be used for?

According to the reference fact sheet, the scheme targets business creation and combines professional support with investment expenses justified by quotes. Historical documents mention in particular advisory services and purchases from shops and businesses that are partners of the scheme. Eligible expenses, approved suppliers, invoicing rules and the period of use must be requested from the relevant department before selecting providers.

Who can be eligible?

The reference database mentions newly created businesses in Saint-Pierre-et-Miquelon, with an application to be submitted within six months of creation. It excludes micro-companies and real estate holding companies (SCIs). These criteria come from the catalogue fact sheet and must be checked against the currently applicable rules: the definition of the creation date, the eligible legal forms and the precise exclusions may be decisive.

How to prepare an application?

Before submitting a file, prepare a summary description of the business, the creation date or planned timetable, proof of registration, a start-up budget, quotes matching the planned investments and advisory needs. Ask the Collectivité whether providers must be approved or members, whether expenses can be incurred before approval, and what documents are needed to justify the use of the vouchers. Do not make a purchase in anticipation of reimbursement without written confirmation.

Recommended steps

1. Contact the Collectivité's Economic Development department to obtain the current rules.
2. Confirm the scheme is open, the funds available and the applicable deadline.
3. Check the business's eligibility and the list of authorised expenses/suppliers.
4. Gather the required quotes and administrative documents.
5. Wait for formal instructions before committing to any expense.
6. Keep invoices, proof of payment and evidence of use according to the rules communicated.

Can this grant be combined with other financing?

Cumulation should not be assumed. Ask whether the Business Voucher Booklet can coexist with other start-up grants, loans, exemptions or national financing, and whether certain expenses can only be funded once. In the cash-flow plan, record the grant as conditional financing until a formal decision has been received.

Is the Business Voucher Booklet still open in 2026?

The institutional sources consulted describe the scheme at earlier dates, but do not allow its current availability to be confirmed with certainty. Contact the Collectivité for dated confirmation.

What amount is indicated in the catalogue?

The reference database indicates €5,000 in total: €3,000 of advisory vouchers and €2,000 for investment needs on presentation of quotes. This breakdown must be confirmed in the current rules.

Can SCIs benefit from it?

The reference fact sheet states that real estate holding companies are excluded. Have this rule and the other exclusions confirmed with the processing department.

Must expenses be incurred before the application?

Do not assume so. Ask in writing whether prior approval is required and from what date expenses are accepted.

Where can official information be obtained?

The page dedicated to business creation grants on the Collectivité's website is the entry point to consult. Historical activity reports provide context but do not replace current rules.

Sources and limits of validation

Official Collectivité page on business creation grants; official activity reports for 2017, 2018 and 2022. The historical sources confirm the past existence of the scheme, not its current availability. The reference database's end date is coded "0000-00-00", an unusable value: no closing date should be inferred from it.

Check my eligibility

Before treating the Business Voucher Booklet as secured, contact the Collectivité Territoriale de Saint-Pierre-et-Miquelon and ask for the applicable rules, the availability of funds and the current list of accepted documents and expenses.