What support is available to invest in or grow your business in the Manche?

Number of aid schemes recorded

11 aid schemes linked in the Capital OS catalogue

Verification status

Partial check: the departmental real estate fund is confirmed by official 2025-2026 sources; some lines fall under EPCIs or partner networks and require verification of their attribution.

The business real estate aid fund

The Département explains that it has acted as operator since 2017 under a delegation of authority from the eight EPCIs. The inter-municipal bodies drive their area and identify projects; the Département supports, processes applications and funds the scheme. There are separate rules for very small businesses (TPE) and SMEs (PME), as well as a component covering derelict industrial sites (friches économiques). The precise terms depend on the applicable rules and the authority responsible for the project.

Forms of support to distinguish

The catalogue includes repayable advances, grants and conditional top-ups, as well as retail and craft modernization schemes and Initiative network honour loans. This is therefore not a single window where all aid can be combined. First identify the project's location, size, the type of expenditure and the managing network.

The 11 aid schemes linked to this funder in Capital OS

The list below reflects the internal catalogue. Several schemes bear the name of a specific area or program: check the processing body, the geographic scope and the current rules before presenting them as aid granted directly by the Département.

Aid for businesses' real estate investment

ID 9287 — Amount / form from the catalogue: The aid will first be granted as a repayable advance, then as a grant if at least 5 permanent (CDI) jobs are created, each equal to or greater than 80% of full-time. For projects carried by ETIs (mid-sized companies) and those exceeding €600,000 of investment, the Région will be asked for co-financing, up to a limit of 45% of the aid amount. REPAYABLE ADVANCE: Repayable advance representing a maximum of 25% of eligible expenditure, capped at €500,000. Its term is 10 years with a 12-month repayment deferral. GRANT: Grant of €5,000 per job created, for a plan of at least 5 hires over 24 months from the program start date, capped at €100,000.

Business real estate aid - Derelict sites (Friches)

ID 12376 — Amount / form from the catalogue: Grant representing 15% of eligible expenditure, capped at €50,000. For larger derelict-site projects (minimum €500,000 of investment): repayable advance:

representing a maximum of 25% of eligible expenditure; capped at €500,000; interest-free; unsecured; with a maximum repayment term of 10 years with a possible 12-month deferral.

This scheme can be used only once every 5 years per supported site. This scheme cannot be combined with other business real estate aid from the Département de la Manche.

Business real estate aid - Component for very small businesses (TPE) with fewer than 10 employees

ID 10364 — Amount / form from the catalogue: Repayable advance of 25% of eligible expenditure, capped at €100,000. Repayments over 7 years will apply with a 12-month repayment deferral on reasoned request. Job bonus:

€5,000 per permanent (CDI) job created, equal to or greater than half-time; €2,000 per permanent (CDI) job taken over, equal to or greater than half-time.

Business real estate aid - Component for major investment projects

ID 10363 — Amount / form from the catalogue: The aid has two components. The first is the payment of a repayable advance, the main component of this aid. The second component is a grant payment, conditional on prior approval of the repayable advance.

• Repayable advance component:

representing 25% of eligible expenditure; a maximum amount of €500,000; a maximum repayment term of 10 years; with a 12-month repayment deferral.

• Grant component: a grant of €5,000 per job created, for a plan of at least 5 hires over 24 months from the program start date, with a maximum amount of €100,000. The aid will be paid within 24 months from the program start date.

For projects carried by ETIs and those exceeding €600,000 of investment, the Région Normandie will be asked for co-financing, up to a limit of 45% of the aid amount.

Business real estate aid for SMEs (PME)

ID 11881 — Amount / form from the catalogue: Repayable advance:

representing a maximum of 25% of eligible expenditure; capped at €500,000; interest-free; unsecured; with a maximum repayment term of 10 years and a possible 12-month deferral.

Impact Durable (Sustainable Impact) top-up: grant representing 10% of the repayable advance granted, capped at €50,000 and at 80% of the supporting documents for investments made. Impact Emploi (Employment Impact) top-up: grant capped at €20,000, amounting to €5,000 per job created under a fixed-term (CDD) or permanent (CDI) contract of at least 6 months. This scheme cannot be combined with other business real estate aid from the Département de la Manche.

Business real estate aid for very small businesses (TPE)

ID 11880 — Amount / form from the catalogue: Repayable advance:

representing a maximum of 35% of eligible expenditure; capped at €35,000; interest-free; unsecured; with a maximum repayment term of 7 years and a possible 12-month deferral.

Impact Durable top-up: grant representing 30% of the repayable advance granted, capped at €10,000 and at 80% of the supporting documents for investments made. Impact Emploi top-up: grant of €5,000 per hire of an RSA (minimum income) recipient under a permanent (CDI) or fixed-term (CDD) contract of at least six months, based on a minimum of 20 hours per week. This scheme cannot be combined with other business real estate aid from the Département de la Manche.

Business real estate aid

ID 9283 — Amount / form from the catalogue: The Agglomération du Cotentin's intervention is capped by a budget envelope set annually, within the maximum public aid rates framed by European regulations. The aid will take the form of a grant. Its amount is determined by applying a maximum intervention rate, within a cap.

Eligible expenditure threshold: €60,000 excl. tax; Eligible expenditure cap: €600,000 excl. tax; Intervention threshold: €6,000.

Grant cap:

new construction, extension: €40,000; acquisition and rehabilitation of a derelict site: €60,000; purchase of existing buildings with or without works: €60,000.

For very small businesses (TPE): intervention rate: maximum 20% of eligible expenditure. For SMEs (PME): intervention rate: maximum 10% of eligible expenditure. The aid can be activated once a real estate project is pursued with the creation of at least:

1 permanent (CDI) job equal to or greater than 80% of full-time equivalent for TPEs; 3 permanent (CDI) jobs equal to or greater than 80% of full-time equivalent for SMEs.

For TPEs (local craftspeople and shopkeepers with a storefront), the job-creation criterion is not required for the project to be eligible for the business real estate aid. The grant can be combined with other existing financial aid, subject to compliance with national or European rules.

Collective Modernization Operation

ID 10809 — Amount / form from the catalogue: Grant representing 20% of eligible expenditure, capped at €6,000.

Retail and Craft Support Operation (OSCAR)

ID 12434 — Amount / form from the catalogue: Grant representing 20% of eligible expenditure, capped at €7,000. This rate may be raised to 30% if the business commits to an environmental and resource-management approach. This rate will be conditional on actually obtaining the 'Eco-Défis' label (supported by the CMA).

Initiative Centre Manche honour loan

ID 2141 — Amount / form from the catalogue: Interest-free, unsecured honour loan, granted to the individual personally. It generally ranges from €5,000 to €30,000, repayable over a period of 3 to 5 years. The honour loan is always paired with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains an average of €9.5 of bank loan. The support provided before the honour loan is granted allows the entrepreneur to assess the full extent of their financing needs.

Initiative Granville-Villedieu Intercoms honour loan

ID 2143 — Amount / form from the catalogue: Interest-free, unsecured honour loan, granted to the individual personally. It generally ranges from €2,000 to €10,000, repayable over a period of 3 to 5 years. The honour loan is always paired with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains an average of €12 of bank loan. The support provided before the honour loan is granted allows the entrepreneur to assess the full extent of their financing needs.

Confirming the relevant territory

Real estate aid is delegated by the relevant EPCI. Contact your communauté de communes or communauté d'agglomération to confirm that the project falls within the scheme's area and that the rules apply.

Defining the real estate project

Specify whether it involves new construction, an extension, a renovation, an acquisition or the takeover of a derelict site. Minimum expenditure, exclusions and continued-use obligations may vary depending on the TPE or PME component.

Anticipating jobs and environmental impact

Some bonuses assume job creation, retention of existing jobs or sustainable investments. Prepare a financing plan and the supporting documents required by the rules.

Do not start before confirmation

The rules may require that the application precede the start of investments. Have the eligibility date, the applicable aid scheme and the required documents confirmed before signing quotes or starting works.

Other schemes in the catalogue: retail and business creation

The Collective Modernization Operation (OCM), the OSCAR program and Initiative honour loans are linked to the Département in the catalogue, but their scope and management may depend on an EPCI, a territorial program or an Initiative association. Check the relevant municipality and the processing partner. Do not transpose the conditions of one area to another.

Does the Département directly fund all real estate projects?

The fund operates through delegation from the inter-municipal bodies. The Département processes applications and funds the scheme, while the EPCIs identify projects and drive their area. The relevant authority depends on the location.

Is the real estate aid a grant?

For several components, the main support takes the form of an interest-free repayable advance; bonuses or grants may supplement the aid depending on the conditions of the rules.

Can several schemes be combined?

Combining aid depends on the rules, national and European public aid rules, and the conditions specific to each program. Have the rules confirmed in writing.

Are the catalogue's conditions necessarily up to date?

No. Use the catalogue to identify leads, then check the latest version of the rules and actual availability with the processing body.

Sources and limits

The Département's official sources confirm how the real estate fund works and that the rules were updated in 2025. The other catalogue entries are linked to this funder via reference IDs; some concern EPCIs or honour-loan partners. This link does not prove direct funding by the Département. Each entry must be validated by territory and processing body.

Check my eligibility for aid in the Manche

Contact the relevant inter-municipal body and the Département's economic department to confirm the rules, the form of support, the timeline and available funding.