avance remboursable for Micro-enterprise Growth — Craft, Retail and Service Sectors
Purpose listed: Strengthening the business’s working capital linked to a growth project, and financing the investment needed for the business’s growth project. Beneficiaries indicated in the catalogue: craft, industrial, retail or service businesses located in Bourgogne-Franche-Comté and registered in the crafts register and/or the trade register: with at most 10 FTEs (excluding apprentices), relaxed to 20 FTEs for external growth or an investment-only project; with at least 3 years of activity; and aiming at least to maintain their turnover and/or create at least one job within 12 months of obtaining the aid. Amount or form of aid indicated: interest-free loan without collateral (repayable advance) of €2,000 to €45,000 depending on the business’s project, repayable over 2 to 6 years with a 3-month deferral. The amount is calculated by adding the amount based on the business’s cash-flow need and/or the amount relating to the planned investments, which may not exceed 35% of the gross value excluding VAT of the eligible investments.
The “Repayable advance for the growth of very small craft, retail and service businesses” scheme aims to strengthening the business’s working capital linked to a growth project, and financing the investment needed for the business’s growth project. The catalogue information gives a first indication, but is not enough on its own to confirm that the scheme is currently open or that all the conditions are up to date. Before committing a cost or applying, check the applicable rules with the relevant body.
Funded by Région Bourgogne-Franche-Comté
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Who can apply
The catalogue mentions: craft, industrial, retail or service businesses located in Bourgogne-Franche-Comté and registered in the crafts register and/or the trade register: with at most 10 FTEs (excluding apprentices), relaxed to 20 FTEs for external growth or an investment-only project; with at least 3 years of activity; and aiming at least to maintain their turnover and/or create at least one job within 12 months of obtaining the aid.
Eligibility conditions
Conditions currently recorded in the catalogue: the investment must exceed €500 excluding VAT, unless the business’s accountant specifically indicates otherwise (in which case it must be confirmed that the investment is recorded as a fixed asset).
What the scheme covers
Operations or costs mentioned: consolidating the financial situation of businesses. Eligible investments: production tools, vehicles needed for the activity (excluding company and display cars) and their fitting out; capitalisable digital investment; investment in machinery, workshops and sanitary facilities; works to improve accessibility for people with disabilities beyond regulatory obligations; production-related works; investments improving environmental performance, saving energy or reducing production costs; eligible second-hand equipment, subject to proof that it has not previously received public aid. Not eligible: exterior investment (façade, sign, totem, blinds, shop windows and entrance door); intangible elements of the business on a transfer or takeover, other than as part of an external growth project.
Amount and funding terms
The catalogue indicates: interest-free loan without collateral (repayable advance) of €2,000 to €45,000 depending on the business’s project, repayable over 2 to 6 years with a 3-month deferral. The amount is calculated by adding the amount based on the business’s cash-flow need and/or the amount relating to the planned investments, which may not exceed 35% of the gross value excluding VAT of the eligible investments.
How to apply
1. Identify the reviewing body and obtain the version of the rules in force. 2. Confirm the eligibility of the business and the project. 3. Have the costs and eligibility date validated before signing quotes or starting. 4. Prepare the supporting documents requested by the operator. 5. Keep written proof of the conditions applicable at the date of application.
Timeline
Timetable not confirmed. Do not consider the aid open without written confirmation from the operator; check the application dates, any exhaustion of funds and any collection dates.
Key facts
- Funder
- Région Bourgogne-Franche-Comté
- Type of funding
- Repayable advance
- Status
- Ongoing
- Maximum amount
- €45,000
- Automatically extracted — check the official source
- Minimum amount
- €2,000
- Automatically extracted — check the official source
- Geographic scope
- Bourgogne-Franche-Comté
Frequently asked questions
What is the “Repayable advance for the growth of very small craft, retail and service businesses” scheme for?
The catalogue presents it as aiming to strengthening the business’s working capital linked to a growth project, and financing the investment needed for the business’s growth project. The exact scope must be confirmed in the official documentation in force.
Who can apply for the “Repayable advance for the growth of very small craft, retail and service businesses”?
The catalogue mentions: craft, industrial, retail or service businesses located in Bourgogne-Franche-Comté and registered in the crafts register and/or the trade register: with at most 10 FTEs (excluding apprentices), relaxed to 20 FTEs for external growth or an investment-only project. Eligibility also depends on the area, size, sector and situation of the business according to the current rules.
What amount can be obtained with the “Repayable advance for the growth of very small craft, retail and service businesses”?
Interest-free loan without collateral (repayable advance) of €2,000 to €45,000 depending on the business’s project, repayable over 2 to 6 years with a 3-month deferral. The amount is calculated by adding the amount based on the business’s cash-flow need and/or the amount relating to the planned investments, which may not exceed 35% of the gross value excluding VAT of the eligible investments. The amount granted, the cost base and the caps must be validated with the reviewing body.
Is the “Repayable advance for the growth of very small craft, retail and service businesses” scheme still open?
The current status and availability of funds are not confirmed. Contact the operator and check the official dates before considering the scheme available.
Official source
No official URL is available in our data for this grant.
Other grants of type “repayable advance”
ADIE Capital Contribution Loan: a zero-rate advance to strengthen the founder’s contribution
ADIE
Up to €3,000
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Financing a large company’s development strategy in the Métropole Européenne de Lille with the “Development aid for large companies” scheme
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