Initiative Faucigny Mont Blanc – prêt d’honneur (interest-free personal loan)
The Initiative Faucigny Mont Blanc prêt d’honneur is a repayable personal loan, generally at zero interest and with no personal guarantee. It aims to strengthen the founder’s contribution and make it easier to finance a start-up or takeover as a whole. The local association helps put the business plan together and reviews the application against its criteria. The amounts listed in the catalogue do not guarantee that a loan will be granted and must be confirmed.
Are you starting or taking over a business in the area covered by Initiative Faucigny Mont Blanc? The prêt d’honneur (an interest-free personal loan to the founder) can strengthen your personal contribution and help complete the financing plan. To prepare for your discussion with the platform, cost the investments, cash needs and financing already secured.
Funded by Bpifrance, Département 74 - Haute-Savoie, Financeurs privés
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Who can apply
The scheme targets founders and buyers located in the area covered by Initiative Faucigny Mont Blanc. Sectors excluded in the catalogue include property and financial intermediation; the exact list must be confirmed. Exclusions listed in the catalogue: financial intermediation and property services. The platform must confirm their exact scope.
Eligibility conditions
The prêt d’honneur is personal and repayable; it is not a grant. The platform reviews economic viability, the financing plan, the equity need and repayment capacity. Ask explicitly whether a complementary bank loan is mandatory, whether a deferral is possible and which costs or situations are excluded.
What the scheme covers
The loan can strengthen the founder’s contribution and make it easier to finance a start-up or takeover project. The budget must separate equipment, works, stock, start-up cash and financing already secured.
Amount and funding terms
The catalogue generally indicates €5,000 to €30,000, repayable over 3 to 5 years. Confirm the possible amount, the term and any deferral with Initiative Faucigny Mont Blanc.
How to apply
1. Contact Initiative Faucigny Mont Blanc before incurring costs. 2. Prepare a business plan, a financing plan, a cash-flow forecast and details of investments. 3. Distinguish between your personal contribution, the bank loan requested and other aid. 4. Ask for the territorial criteria, exclusions, documents and the next committee date. 5. Before accepting, get written confirmation of the amount, any deferral, the repayment schedule and the disbursement conditions.
Timeline
The review timetable and committee dates depend on the Initiative Faucigny Mont Blanc platform. The catalogue entry does not confirm an opening date or a uniform timeline. Get in touch before any irreversible spending and check the rules applicable when you apply.
Key facts
- Funder
- Bpifrance, Département 74 - Haute-Savoie, Financeurs privés
- Type of funding
- Repayable advance
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Auvergne-Rhône-Alpes
Frequently asked questions
Is the Initiative Faucigny Mont Blanc prêt d’honneur a grant?
No. It is a repayable personal loan, generally at zero interest, that can strengthen the founder’s contribution.
Is the amount shown guaranteed?
No. The amount shown in the catalogue is an indication to be confirmed with the platform, depending on the project and the current rules.
What should I prepare to apply?
A business plan, a financing plan, a cash-flow forecast, details of investments and proof of your contribution and planned bank financing.
Official source
No official URL is available in our data for this grant.
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Discover the funding that fits your company
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