Local financing aid
The CCI page indicates an advance of €15,000 to €60,000, repayable over two to four years at zero rate. Beneficiaries are industrial and service SMEs/SMIs with fewer than 250 employees and at least two years of activity. Equity must be positive and at least half the advance requested; a bank loan at least equal to the advance is also required.
Atlantique Initiatives Développement (AID), presented by CCI Nantes St-Nazaire, offers a zero-rate repayable advance to SMEs/SMIs in Loire-Atlantique with a development project. It is repayable funding intended to complement bank funding, not a grant.
Funded by CCI Nantes Saint-Nazaire
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Who can apply
Industrial and service SMEs/SMIs in Loire-Atlantique, with fewer than 250 employees and at least two years of activity. The decision rests with the AID commitment committee.
Eligibility conditions
The business must present a development project and have positive equity representing at least half the advance requested. It must obtain a bank loan of at least the same amount as the advance. The application is submitted to a commitment committee; the award is not automatic.
What the scheme covers
The page targets development projects, notably reaching a new stage or making a technological leap requiring complementary funding. The detailed costs and excluded sectors must be confirmed with the manager when preparing the application.
Amount and funding terms
Zero-rate repayable advance of €15,000 to €60,000, over two to four years. The CCI page shows a support fee of €0, but this does not mean the advance itself is a grant: it must be repaid.
How to apply
Book a meeting with a CCI Nantes St-Nazaire adviser to check eligibility and prepare the application. Prepare recent accounts, a financing plan, evidence of equity, the development project and proof or an offer of a bank loan. Prepare the presentation to the commitment committee.
Timeline
No fixed deadline is shown on the page consulted. The procedure involves an application followed by a commitment committee; ask for the committee timetable and the availability of funds.
Key facts
- Funder
- CCI Nantes Saint-Nazaire
- Type of funding
- Repayable advance
- Status
- Ongoing
- Maximum amount
- €60,000
- Automatically extracted — check the official source
- Minimum amount
- €15,000
- Automatically extracted — check the official source
- Geographic scope
- Pays de la Loire
Frequently asked questions
Is it a grant?
No. AID is a zero-rate repayable advance.
What is the amount?
From €15,000 to €60,000, over two to four years according to the CCI page.
Which financial conditions are essential?
Positive equity of at least half the advance and a bank loan of at least the same amount.
Official source
No official URL is available in our data for this grant.
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