Equipment Loan
Bpifrance's Prêt Équipement finances business equipment, commercial or industrial vehicles, machine tools and IT hardware, new or second-hand depending on the applicable conditions. The page states an amount from €40,000 excluding VAT and a term generally of 2 to 7 years. Confirm the eligibility of the asset, the rate, the security and the availability of the offer with Bpifrance.
Replacing a machine, buying a commercial vehicle or fitting out a workshop can be a major investment for an SME. Bpifrance's Prêt Équipement (equipment loan) is listed to finance new or second-hand business equipment, notably machine tools, industrial vehicles and IT hardware. The catalogue page mentions an amount from €40,000 excluding VAT and a term generally between two and seven years. The possible rate and term depend on the scale and the asset financed: confirm them before comparing offers.
Funded by Bpifrance
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Who can apply
Audience listed in the catalogue: companies of all sizes and ages.
Eligibility conditions
Criteria listed in the catalogue: the investment must exceed €40,000. Matching financing is required in one of the following forms: co-financing (sharing the financing of the same equipment, e.g. an offset press) or joint intervention (sharing the financing of several items, e.g. a fleet of industrial vehicles, within the same programme).
What the scheme covers
Investment in business equipment: production equipment, machine tools, commercial or industrial vehicles and IT hardware. Whether the asset can be new or second-hand, and the financing terms, must be validated for the asset category and the current offer.
Amount and funding terms
The source page states the following terms: loan from €40,000 excluding VAT; generally over 2 to 7 years, with a longer term possible case by case depending on the asset financed; at a fixed or variable rate, according to the current scale.
How to apply
1. Define the asset to acquire and obtain a detailed quote. 2. Check with Bpifrance that the equipment and the company are eligible. 3. Have the minimum amount, term, rate and security confirmed. 4. Prepare the accounts and financing plan. 5. Apply before treating the financing as secured.
Timeline
No closing date is confirmed in the catalogue. This does not mean the offer is open: check its current status with the funder.
Key facts
- Funder
- Bpifrance
- Type of funding
- Loan
- Status
- Ongoing
- Geographic scope
- All of France
Frequently asked questions
What is the Prêt Équipement for?
Prêt Équipement is listed in the catalogue as a business financing solution. The historical information on this page identifies its purpose and some parameters, but it is not enough on its own to confirm that the offer is still available on the same terms. Check the linked official page and confirm its status with Bpifrance.
What are the amounts and conditions?
The source page states the following terms: loan from €40,000 excluding VAT; generally over 2 to 7 years, with a longer term possible case by case depending on the asset financed; at a fixed or variable rate, according to the current scale. Criteria listed in the catalogue: the investment must exceed €40,000. Matching financing is required in one of the following forms: co-financing (sharing the financing of the same equipment, e.g. an offset press) or joint intervention (sharing the financing of several items, e.g. a fleet of industrial vehicles, within the same programme).
How can I check whether the scheme is still available?
Visit the official page listed in the catalogue (https://www.bpifrance.fr/catalogue-offres/pret-equipement). Check that the offer still exists, its access criteria and how to apply. If the page redirects or is unavailable, ask Bpifrance for confirmation. No closing date is confirmed in the catalogue. This does not mean the offer is open: check its current status with the funder.
Official source
No official URL is available in our data for this grant.
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