Repayable advanceOngoing
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Advance + Contract Pre-financing for Micro-enterprises and SMEs — Short-Term Guarantee Fund

Purpose listed: financing cash needs and the first costs of starting and performing a contract. Beneficiaries listed in the catalogue: micro-businesses and SMEs. Amount or form of support listed: an advance from €100k, up to 50% of the authorised amount, for 12 months, renewable. Source and conditions to be confirmed.

The "Avance + Préfinancement de marchés" scheme (contract pre-financing advance) aims to finance cash needs and the first costs of starting and performing a contract. The catalogue gives initial indications, but they are not enough on their own to confirm that the scheme is currently open or that all its conditions are up to date. Before committing any spending or applying, check the applicable rules with the relevant body.

Funded by Bpifrance

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Who can apply

The catalogue lists: micro-businesses and SMEs.

Eligibility conditions

As eligibility conditions are not detailed enough, ask the operator for the rules and the list of criteria.

What the scheme covers

Operations or costs listed: cash-flow support from the signature of the contract; pre-financing of up to 30% of the contracts assigned, through an A+ Pré-financement line linked to a standard A+ line financing the corresponding invoices (invoices for contracts previously assigned, within the limit of the client's prior approval by Bpifrance; notification and payment of invoices into the Bpifrance account; repayment of the A+ Pré-financement balance by transfer from an external bank account or by mobilising invoices on the assigned contracts).

Amount and funding terms

The catalogue states: an advance from €100k, up to 50% of the authorised amount. The advance lasts 12 months and is renewable.

How to apply

1. Identify the reviewing body and obtain the current version of the rules. 2. Confirm the eligibility of the company and the project. 3. Have the costs and the start date of eligibility validated before signing quotes or starting work. 4. Prepare the supporting documents requested by the operator. 5. Keep written proof of the conditions applicable on the date you apply.

Timeline

Timetable not confirmed. Do not treat the scheme as open without written confirmation from the operator; check the application dates, whether the budget is exhausted and any further rounds.

Key facts

Funder
Bpifrance
Type of funding
Repayable advance
Status
Ongoing
Funding rate
50%
Automatically extracted — check the official source
Geographic scope
All of France

Frequently asked questions

What is "Avance + Préfinancement de marchés" for?

The catalogue presents it as financing cash needs and the first costs of starting and performing a contract. The exact scope must be confirmed in the current official documentation.

Who can apply?

The catalogue lists micro-businesses and SMEs. Eligibility also depends on the area, size, sector and situation of the company under the current rules.

How much can be obtained?

An advance from €100k, up to 50% of the authorised amount, for 12 months, renewable. The amount granted, the base and the caps must be validated with the reviewing body.

Is the scheme still open?

Its current status and the availability of funds are not confirmed. Contact the operator and check the official dates before relying on it.

Official source

No official URL is available in our data for this grant.

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