Néoterra prêt d'honneur Fund
Néoterra honour loan fund: Supporting business transfers and takeovers in Nouvelle-Aquitaine, with a focus on raising awareness of the social and environmental transition, by granting an honour loan combined with an honour loan from local associations. Beneficiaries listed in the catalogue: small businesses whose project (head office location and area of activity) is carried out mainly in Nouvelle-Aquitaine. The detailed conditions and current status remain to be confirmed with the funder.
The “Néoterra honour loan fund” scheme is listed to support business transfers and takeovers in Nouvelle-Aquitaine, with a focus on raising awareness of the social and environmental transition, by granting an honour loan combined with an honour loan from local associations. The catalogue indicates the area “territorial aid” and the framework set out below: conditions, amounts, access criteria and availability must be confirmed with the funder before any decision.
Funded by Région Nouvelle-Aquitaine
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Who can apply
Beneficiaries indicated in the catalogue: small businesses whose project (head office location and area of activity) is carried out mainly in Nouvelle-Aquitaine. The fund’s beneficiaries are business buyers in traditional activities (crafts, retail, industry, tourism and services). Not eligible: businesses in difficulty. Check the legal form, size, activity, area, financial situation and exclusions in the official rules in force.
Eligibility conditions
Conditions available in the catalogue: buyers must meet one of the following conditions: the seller is at least 55 years old; the takeover takes place in a priority urban neighbourhood (QPV), a rural revitalisation zone (ZRR), a town centre or a “Petites villes de demain” town; the business’s main activity falls within the NéoTerra framework (energy, sustainable or innovative tourism, zero waste, water, circular economy, mobility, etc.). They are not enough to confirm eligibility. Check the official criteria, exclusions, combination rules and any obligation to apply before ordering, purchasing or starting work.
What the scheme covers
Operations or costs mentioned: business transfer/takeover projects. Check eligible costs, supporting documents, minimum thresholds, caps and excluded costs before any commitment.
Amount and funding terms
Amount or type of support indicated in the catalogue: interest-free honour loan over up to 5 years, with a deferral of up to 3 months, of between €3,000 and €10,000. The local Initiative association co-finances at a rate of 50% of the local honour loan (1 for 2), with a trigger threshold of €6,000. The maximum amount per project is €30,000. This information comes from the catalogue and is not a promise of award. Check the cost base excluding/including VAT, rates and caps, eligible costs, combination rules and the applicable state aid regime.
How to apply
1) Obtain the official page and rules in force. 2) Confirm that the scheme is active and that the project’s area is covered. 3) Check the criteria, amount, cost base, exclusions, combination rules and documents. 4) Confirm when to apply and obtain prior approval before committing costs. The source page has not been rechecked recently; ask the funder or the relevant operator for confirmation.
Timeline
No usable end date is recorded; confirm the timetable with the funder. Confirm the deadline, the status of the scheme and budget availability with the funder.
Key facts
- Funder
- Région Nouvelle-Aquitaine
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €3,000
- Automatically extracted — check the official source
- Geographic scope
- Nouvelle-Aquitaine
Frequently asked questions
What is the Néoterra honour loan fund scheme for?
The catalogue describes its purpose as follows: supporting business transfers and takeovers in Nouvelle-Aquitaine, with a focus on raising awareness of the social and environmental transition, by granting an honour loan combined with an honour loan from local associations. Check that the project falls within the scope of the official rules in force.
Who can benefit and what are the main conditions?
Beneficiaries mentioned in the catalogue: small businesses whose project (head office location and area of activity) is carried out mainly in Nouvelle-Aquitaine. The fund’s beneficiaries are business buyers in traditional activities (crafts, retail, industry, tourism and services). Not eligible: businesses in difficulty. The conditions mentioned are: buyers must meet one of the following conditions: the seller is at least 55 years old; the takeover takes place in a priority urban neighbourhood (QPV), a rural revitalisation zone (ZRR), a town centre or a “Petites villes de demain” town; the business’s main activity falls within the NéoTerra framework (energy, sustainable or innovative tourism, zero waste, water, circular economy, mobility, etc.). The legal form, location, exclusions and current criteria must be confirmed.
What amount or type of funding can be obtained?
Interest-free honour loan over up to 5 years, with a deferral of up to 3 months, of between €3,000 and €10,000. The local Initiative association co-finances at a rate of 50% of the local honour loan (1 for 2), with a trigger threshold of €6,000. The maximum amount per project is €30,000. These elements do not guarantee an award; confirm the cap, cost base, rate and form of funding with the funder.
Is the scheme still open and how do I apply?
No usable end date is recorded; confirm the timetable with the funder. The source page has not been rechecked recently. Before any order, purchase or spending, confirm the opening and the procedure with the relevant authority.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Other grants from Région Nouvelle-Aquitaine
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Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
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