prêt d'honneur — Initiative Pays Voironnais
The Initiative Pays Voironnais honour loan is presented as an interest-free personal loan with no security, intended to strengthen the founder’s contribution and complement a bank loan. The historical page mentions €5,000 to €30,000 over 3 to 5 years. The amount, bank leverage, eligible audiences and whether the offer still exists must be confirmed with the platform.
Bank financing can be hard to obtain when the founder's or buyer's own contribution is too small. The Initiative Pays Voironnais honour loan (prêt d’honneur) is listed as an interest-free personal loan with no security, combined with a bank loan. The catalogue page generally mentions €5,000 to €30,000 over three to five years and a leverage effect on bank credit. These parameters should be checked with the local platform, notably the amount, the co-financing ratio and the current access conditions.
Funded by Bpifrance, CA du Pays Voironnais, CC Coeur de Chartreuse, Financeurs privés, Région Auvergne-Rhône-Alpes
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
Audience listed in the catalogue: people creating or taking over a business in any sector, whatever their age, background or financial means. Excluded sectors: financial and property intermediation services.
Eligibility conditions
Criteria listed in the catalogue: the local associations in the network welcome entrepreneurs at the stage of finalising their business plan and seeking financing. All entrepreneurs can apply for support and financing.
What the scheme covers
The page covers business creation and takeover projects. The honour loan strengthens the financing plan and is generally part of a package that includes a bank loan. Specific programmes for young people, innovation, retail or agriculture should not automatically be treated as the general scheme.
Amount and funding terms
The source page states the following terms: an interest-free honour loan with no security, granted to the entrepreneur personally. It is generally between €5,000 and €30,000, repayable over 3 to 5 years. The honour loan is always combined with a bank loan.
How to apply
1. Present the project to Initiative Pays Voironnais. 2. Confirm that the loan is still offered and identify the right pathway. 3. Have the amount, term, bank ratio and exclusions specified. 4. Prepare a business plan and financing plan. 5. Apply following the procedure given by the platform.
Timeline
No closing date is confirmed in the catalogue. This does not mean the offer is open: check its current status with the funder.
Key facts
- Funder
- Bpifrance, CA du Pays Voironnais, CC Coeur de Chartreuse, Financeurs privés, Région Auvergne-Rhône-Alpes
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Auvergne-Rhône-Alpes
Frequently asked questions
What is the Initiative Pays Voironnais honour loan for?
Initiative Pays Voironnais honour loan is listed in the catalogue as a business financing solution. The historical information on this page identifies its purpose and some parameters, but it is not enough on its own to confirm that the offer is still available on the same terms. Check the linked official page and confirm its status with the funder.
What are the amounts and conditions?
The source page states the following terms: an interest-free honour loan with no security, granted to the entrepreneur personally. It is generally between €5,000 and €30,000, repayable over 3 to 5 years. The honour loan is always combined with a bank loan. Criteria listed in the catalogue: the local associations in the network welcome entrepreneurs at the stage of finalising their business plan and seeking financing. All entrepreneurs can apply for support and financing.
How can I check whether the scheme is still available?
Visit the official page listed in the catalogue (https://www.initiativepaysvoironnais.com/). Check that the offer still exists, its access criteria and how to apply. If the page redirects or is unavailable, ask for confirmation. No closing date is confirmed in the catalogue. This does not mean the offer is open: check its current status with the funder.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Prêt d’honneur IMAEmploi (interest-free personal loan): support and conditions to be confirmed
Collectivité territoriale de Martinique (CTM), Financeur privé - BNP Paribas, Union Européenne-FEDER, Union Européenne-FSE
Up to €5,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.
See the opportunities identified by the scan, then access your personalised report.