prêt d'honneur for Regional Seed Funding (PHAR) — Bretagne
PHAR Bretagne is a long-standing honour loan for the seed stage of innovative businesses, with support from a specialist organisation. The catalogue mentions up to €45,000 per person and €90,000 per project, interest-free. Eligibility of the innovative project, the exclusion of subsidiaries and whether the scheme is currently open must be confirmed with the Brittany Region.
A young innovative business may need resources before it has enough revenue or collateral to borrow. The regional seed honour loan (PHAR) Bretagne was designed to support this launch phase. The catalogue mentions an interest-free loan of up to €45,000 per person and €90,000 per project, with support in putting the application together. Before including it in a fundraising or cash-flow plan, confirm that the scheme is still open and check the current rules, in particular the reported exclusion of setting up subsidiaries.
Funded by Région Bretagne
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Who can apply
Audience mentioned in the catalogue: project leaders (individuals) setting up an innovative business located in Brittany; managers of innovative businesses less than one year old located in Brittany.
Eligibility conditions
Criteria available in the catalogue: For the same project, the applicant must obtain matching funding equal to half of the honour loan awarded, in the form of: equity (personal contribution from the founder(s), capital raised from investor networks – business angels); a personal bank loan; other capital from investor networks (Cigales, business angels, etc.); another joint honour loan.
What the scheme covers
The scheme targets the creation and seed funding of innovative businesses. Support may include help putting the application together from a technopole, a chamber of commerce or another lead organisation. Setting up a subsidiary is reported as excluded in the source page; this point must be checked in the rules in force.
Amount and funding terms
The source page indicates the following terms: financial aid: an interest-free honour loan of up to €45,000 per person and €90,000 per project; project support: help putting the application together from a support organisation (technopole, chamber of commerce, etc.), loan management and coaching provided by the network Entreprendre Bretagne.
How to apply
1. Contact the Brittany Region or the relevant support organisation. 2. Confirm that the PHAR is still available and that the project falls within innovative seed funding. 3. Ask for the caps, criteria and costs or needs covered. 4. Put the application together with the lead organisation. 5. Only include the loan in the financing plan after written confirmation.
Timeline
No closing date is confirmed in the catalogue. This does not prove the offer is open: current status to be confirmed with the funder.
Key facts
- Funder
- Région Bretagne
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €90,000
- Automatically extracted — check the official source
- Geographic scope
- Not specified
Frequently asked questions
What is the regional seed honour loan (PHAR) Bretagne for?
The PHAR Bretagne is listed in the catalogue as a business financing solution. The historical information on the page identifies its purpose and certain parameters, but is not enough on its own to confirm that the offer is still available on the same terms. Before presenting it as available, check the linked official page and obtain confirmation of its status.
What are the amounts and conditions?
The source page indicates the following terms: financial aid: an interest-free honour loan of up to €45,000 per person and €90,000 per project. For the same project, the applicant must obtain matching funding equal to half of the honour loan awarded, in the form of: equity (personal contribution from the founder(s), capital raised from investor networks – business angels); a personal bank loan.
How can I check whether the scheme is still available?
Consult the official page given in the catalogue (https://www.bretagne.bzh/aides/fiches/pret-honneur-amorcage-regional-phar-bretagne/). Check that the offer still exists, its access criteria and the application channel. If the page is redirected or unavailable, ask the funder for confirmation. No closing date is confirmed in the catalogue. This does not prove the offer is open: current status to be confirmed with the funder.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
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Up to €8,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Prêt d’honneur IMAEmploi (interest-free personal loan): support and conditions to be confirmed
Collectivité territoriale de Martinique (CTM), Financeur privé - BNP Paribas, Union Européenne-FEDER, Union Européenne-FSE
Up to €5,000
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