Business Creation Guarantee
Bpifrance states that its guarantees cover in particular bank loans, leasing and financial leasing. The guaranteed share depends on the type of project and the fund used; past evaluation documents distinguish in particular brand-new start-ups from first set-ups linked to a business takeover. The parameters must be confirmed by the bank at the time of financing.
Garantie Création is a guarantee given to the bank to make it easier to grant financing to a company being set up. It is not a grant paid to the founder: it covers part of the risk taken by the lender, according to the rules applicable to the application.
Funded by Bpifrance
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Who can apply
Companies being set up and first set-up or takeover projects within the scope of the guarantee fund, subject to review by the bank and Bpifrance.
Eligibility conditions
The project must be financed by a partner bank and match the operations covered by the offer. The rules differ for a brand-new start-up, a takeover or the growth of an existing business. Current criteria and exclusions must be confirmed by the bank.
What the scheme covers
Bank or similar financing for the start-up project: loans, equipment or property leasing and financial leasing, depending on the applicable framework.
Amount and funding terms
The guarantee covers a share of the bank financing, not an amount paid directly to the company. Institutional sources describe a standard guaranteed share of 50 to 60%, with higher levels possible when a Region co-intervenes; the applicable rate must be confirmed for the offer used.
How to apply
Present your financing plan to your bank and ask whether the application can be backed by a Bpifrance Garantie Création. The bank will tell you the supporting documents, the possible guaranteed share, any cost and the decision process.
Timeline
A guarantee used as part of the review of bank financing. Timescales and parameters must be confirmed with the bank and Bpifrance.
Key facts
- Funder
- Bpifrance
- Type of funding
- Guarantee
- Status
- Ongoing
- Funding rate
- 60%
- Automatically extracted — check the official source
- Geographic scope
- All of France
Frequently asked questions
What amount or level of support is available?
The guarantee covers a share of the bank financing, not an amount paid directly to the company. Institutional sources describe a standard guaranteed share of 50 to 60%, with higher levels possible when a Region co-intervenes; the applicable rate must be confirmed for the offer used.
Who can benefit?
Companies being set up and first set-up or takeover projects within the scope of the guarantee fund, subject to review by the bank and Bpifrance.
How can I check my eligibility?
The project must be financed by a partner bank and match the operations covered by the offer. The rules differ for a brand-new start-up, a takeover or the growth of an existing business. Current criteria and exclusions must be confirmed by the bank.
What is the application process?
Present your financing plan to your bank and ask whether the application can be backed by a Bpifrance Garantie Création. The bank will tell you the supporting documents, the possible guaranteed share, any cost and the decision process.
Official source
No official URL is available in our data for this grant.
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