Business Development Guarantee
Bpifrance guarantees cover bank financing, notably loans and some leasing. The parameters depend on the fund, the project and the partner bank. The exact guaranteed share and the costs that can be financed must be confirmed in the applicable offer.
Garantie Développement supports bank financing intended to grow an existing company's business. It secures part of the lender's risk and can make credit easier to obtain; it is not a grant paid directly to the company.
Funded by Bpifrance
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Who can apply
Companies seeking financing to grow their business, subject to the project's eligibility and the lender's review.
Eligibility conditions
The project must fall within the scope of the guarantee and be submitted by a partner bank. Exclusions, caps and the guaranteed share vary with the offer and the company's financial situation.
What the scheme covers
Bank financing linked to business growth, within the scope set by Bpifrance and the bank.
Amount and funding terms
The guaranteed amount is a share of the bank financing. Bpifrance describes a standard guaranteed share of 50 to 60%, which can reach 80% in some co-interventions with regional funds; these general rates do not replace confirmation of the offer chosen.
How to apply
Build your financing plan and discuss eligibility for a Bpifrance guarantee with your bank. Ask for the guaranteed share, cost, exclusions, collateral and required documents to be confirmed before signing.
Timeline
The guarantee is reviewed together with the bank financing. The timetable depends on the bank and the applicable review process.
Key facts
- Funder
- Bpifrance
- Type of funding
- Guarantee
- Status
- Ongoing
- Geographic scope
- All of France
Frequently asked questions
What amount or level of support is available?
The guaranteed amount is a share of the bank financing. Bpifrance describes a standard guaranteed share of 50 to 60%, which can reach 80% in some co-interventions with regional funds; these general rates do not replace confirmation of the offer chosen.
Who can benefit?
Companies seeking financing to grow their business, subject to the project's eligibility and the lender's review.
How can I check my eligibility?
The project must fall within the scope of the guarantee and be submitted by a partner bank. Exclusions, caps and the guaranteed share vary with the offer and the company's financial situation.
What is the application process?
Build your financing plan and discuss eligibility for a Bpifrance guarantee with your bank. Ask for the guaranteed share, cost, exclusions, collateral and required documents to be confirmed before signing.
Official source
No official URL is available in our data for this grant.
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