Prêt d’honneur de Transition (interest-free transition loan)
Purpose of the scheme: support companies that are growing or in difficulty. Targeted operations: eligible operations to be confirmed with the funder. In practice, link the project’s need to the admission conditions, then prepare a consistent financing plan and supporting documents.
Prêt d’honneur de Transition aims to support companies that are growing or in difficulty. To find out whether the scheme fits your situation, start by checking the area concerned (it is a local scheme), the company’s stage and the exact nature of the project. The details below come from the catalogue and should be checked with the organisation before building your financing plan.
Funded by Bpifrance, Département 89 - Yonne, Financeurs privés
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Who can apply
Beneficiaries mentioned in the catalogue: companies facing an accident that could threaten their survival due to a significant deterioration in their cash position; growing companies whose working capital needs increase significantly and are not financed by standard credit.
Eligibility conditions
Conditions listed in the catalogue: a matching bank loan is strongly recommended. The banker, the chartered accountant and the business owner must all be present when the application is reviewed.
What the scheme covers
Eligible operations must be confirmed with the funder. Describe the project, its timetable, costs, expected results and associated jobs, then check that each item falls within the accepted scope.
Amount and funding terms
Financial terms indicated in the catalogue: a loan with no security or interest, of up to €23,000. The repayment deferral is up to 6 months and the term up to 5 years (deferral included).
How to apply
1. Check that the project and the company fall within the area covered. 2. Compare the founder’s profile, the project stage and the expected targets with the conditions listed. 3. Prepare a business plan, a financing plan, cash-flow forecasts and the relevant supporting documents. 4. Ask the funder for the official list of documents and the current selection process. 5. Get written confirmation of the terms before treating the financing as secured.
Timeline
The information available does not confirm a deadline or an opening period. Check with the funder the upcoming deadlines, the review time and the rule on when the project may start.
Key facts
- Funder
- Bpifrance, Département 89 - Yonne, Financeurs privés
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €23,000
- Automatically extracted — check the official source
- Geographic scope
- Bourgogne-Franche-Comté
Frequently asked questions
What is the purpose of Prêt d’honneur de Transition?
Support companies that are growing or in difficulty.
What amount is indicated?
Financial terms indicated in the catalogue: a loan with no security or interest, of up to €23,000. The repayment deferral is up to 6 months and the term up to 5 years (deferral included).
Who can benefit?
Beneficiaries mentioned in the catalogue: companies facing an accident that could threaten their survival due to a significant deterioration in their cash position; growing companies whose working capital needs increase significantly and are not financed by standard credit.
What should I prepare?
The project description, the financing plan, financial forecasts and the supporting documents requested by the funder.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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