Climate Action Loan
Bpifrance announces an amount of €10,000 to €100,000, terms of 3, 5 or 7 years with a variable repayment holiday, and no collateral or security over the company's or the manager's assets. The scheme targets companies more than three years old, with at least 24 months of tax returns and a consolidated headcount of 49 employees or fewer. Certain legal forms and activities are excluded.
Bpifrance Flash's Prêt Action Climat is a loan for micro-businesses and SMEs starting their ecological and energy transition. It is repayable financing: its value depends on the total cost, the term and the project's eligibility.
Funded by Bpifrance
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
Micro-businesses and SMEs registered in France and subject to French law, with a consolidated headcount of 49 or fewer, more than 3 years old and with at least 24 months of tax returns. Sole traders, property holding companies (SCI), associations and foundations are listed as excluded in the criteria reviewed.
Eligibility conditions
The project must relate to the ecological or energy transition. The company must meet the size, age and accounting documentation criteria, as well as the Bpifrance Flash sector exclusions.
What the scheme covers
Costs of an ecological and energy transition project accepted by Bpifrance under the loan.
Amount and funding terms
From €10,000 to €100,000. Announced terms: 3 years with a 9-month repayment holiday, 5 years with 12 months, or 7 years with 24 months. On the page reviewed, Bpifrance shows a fixed rate between 4.84% and 6.73% depending on the term and the financial profile; the rate offered must be confirmed when applying.
How to apply
Check the Bpifrance Flash eligibility criteria, prepare your tax returns and project information, then complete the online application. Compare the total cost of credit and the repayment holiday before accepting the offer.
Timeline
Online application through the Bpifrance Flash pathway. Rates and availability must be checked when applying.
Key facts
- Funder
- Bpifrance
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €75,000
- Automatically extracted — check the official source
- Minimum amount
- €10,000
- Automatically extracted — check the official source
- Geographic scope
- All of France
Frequently asked questions
What amount or level of support is available?
From €10,000 to €100,000. Announced terms: 3 years with a 9-month repayment holiday, 5 years with 12 months, or 7 years with 24 months. On the page reviewed, Bpifrance shows a fixed rate between 4.84% and 6.73% depending on the term and the financial profile; the rate offered must be confirmed when applying.
Who can benefit?
Micro-businesses and SMEs registered in France and subject to French law, with a consolidated headcount of 49 or fewer, more than 3 years old and with at least 24 months of tax returns. Sole traders, property holding companies (SCI), associations and foundations are listed as excluded in the criteria reviewed.
How can I check my eligibility?
The project must relate to the ecological or energy transition. The company must meet the size, age and accounting documentation criteria, as well as the Bpifrance Flash sector exclusions.
What is the application process?
Check the Bpifrance Flash eligibility criteria, prepare your tax returns and project information, then complete the online application. Compare the total cost of credit and the repayment holiday before accepting the offer.
Official source
No official URL is available in our data for this grant.
Other grants of type “loan”
Other grants from Bpifrance
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
This scheme is only one of the grants your company may be able to access. Run a personalised scan to identify the funding opportunities that match your activity, location and project.
See the opportunities identified by the scan, then access your personalised report.