ADIE loan
Adie offers funding of €300 to €15,000, with a repayment term of up to 48 months and a deferral of the first payment of up to three months. The official page consulted shows a fixed rate from 8.4% as of 6 July 2026 and a solidarity contribution of 6% of the loan amount. A person close to you may be asked to act as guarantor for 50% of the amount borrowed.
The Adie loan is for people who want to create or develop an activity but have little chance of obtaining a standard bank loan. It is a repayable loan, not a grant; Adie reviews the project and the repayment capacity.
Funded by ADIE
Run a personalised scan to identify the public grants and funding your company may be able to access.
Who can apply
Founders or entrepreneurs developing their business, whatever their professional status, who need business funding and have difficulty accessing bank credit.
Eligibility conditions
Adie examines the project, the funding need and the repayment capacity. The official page mentions a person close to you willing to act as guarantor for 50% of the amount borrowed; individual conditions should be confirmed with the adviser.
What the scheme covers
Costs linked to creating or developing the business activity, within the financing plan accepted by Adie.
Amount and funding terms
From €300 to €15,000. Term up to 48 months, with a possible deferral of the first payment of up to 3 months. Rate shown from 8.4% (fixed rate as of 6 July 2026) and a solidarity contribution of 6% according to the official page consulted. Check the rate applicable at the time of application.
How to apply
Present your project to Adie, specify the amount and use of the funds, and prepare evidence of your situation and budget. Ask for a full simulation including interest, the solidarity contribution, any insurance and the repayment schedule.
Timeline
Applications are reviewed by Adie on a rolling basis. Timescales depend on the branch and the review of the application.
Key facts
- Funder
- ADIE
- Type of funding
- Loan
- Status
- Ongoing
- Maximum amount
- €15,000
- Automatically extracted — check the official source
- Minimum amount
- €3,000
- Automatically extracted — check the official source
- Geographic scope
- All of France
Frequently asked questions
What is the amount or level of coverage?
From €300 to €15,000. Term up to 48 months, with a possible deferral of the first payment of up to 3 months. Rate shown from 8.4% (fixed rate as of 6 July 2026) and a solidarity contribution of 6% according to the official page consulted. Check the rate applicable at the time of application.
Who can benefit?
Founders or entrepreneurs developing their business, whatever their professional status, who need business funding and have difficulty accessing bank credit.
How can I check my eligibility?
Adie examines the project, the funding need and the repayment capacity. The official page mentions a person close to you willing to act as guarantor for 50% of the amount borrowed; individual conditions should be confirmed with the adviser.
What steps should I follow?
Present your project to Adie, specify the amount and use of the funds, and prepare evidence of your situation and budget. Ask for a full simulation including interest, the solidarity contribution, any insurance and the repayment schedule.
Official source
No official URL is available in our data for this grant.
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