Prêt d’honneur Bruche Mossig Piémont Initiative (interest-free personal loan)
The catalogue entry generally indicates a prêt d’honneur of €5,000 to €30,000, with no interest or security, repayable over three to five years and combined with bank financing. It targets start-up or takeover projects in various sectors, with exclusions notably for financial intermediation and property. The local network can also refer applicants to complementary programmes.
Starting or taking over a business often requires a personal contribution in order to obtain a bank loan. The Bruche Mossig Piémont Initiative association is listed for a zero-interest prêt d’honneur (personal loan to the founder), together with support in preparing and launching the project. The amount depends on the review of the application and must be confirmed with the association.
Funded by Bpifrance, Financeurs privés
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Who can apply
The entry targets founders and buyers, whatever their age, background or financial means, subject to the project’s viability and the association’s area of operation. Financial intermediation services and property activities are listed as excluded. Check the sectors and geographical area currently covered.
Eligibility conditions
The association welcomes founders at the stage of finalising the business plan and seeking financing. The loan is assessed on economic viability, financing needs and repayment capacity. The prêt d’honneur is generally combined with a bank loan; confirm the exact requirements and any specific programmes.
What the scheme covers
The scheme can support business creation and takeovers, with complementary programmes for certain profiles or sectors, notably agriculture, retail, innovation and business transfer. The prêt d’honneur strengthens the founder’s personal resources and makes financing easier to arrange; it is not a grant allocated to a specific invoice.
Amount and funding terms
Catalogue amounts: generally €5,000 to €30,000, with no interest or security, over 3 to 5 years. The entry mentions that the loan is usually combined with a bank loan; the average leverage ratio given in the catalogue is no guarantee for an individual application. Confirm the amount and repayment schedule with the association.
How to apply
Contact Bruche Mossig Piémont Initiative once the business plan is sufficiently advanced. Prepare financial forecasts, your contribution needs, bank applications and supporting documents for the activity. Ask whether a specific programme fits the project and what the next steps of the review are.
Timeline
The timetable depends on the local association and its committee. Check the loan’s availability and review sessions before applying.
Key facts
- Funder
- Bpifrance, Financeurs privés
- Type of funding
- Repayable advance
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €5,000
- Automatically extracted — check the official source
- Geographic scope
- Grand Est
Frequently asked questions
Who is this scheme for?
The entry targets founders and buyers, whatever their age, background or financial means, subject to the project’s viability and the association’s area of operation. Financial intermediation services and property activities are listed as excluded. Check the sectors and geographical area currently covered.
What amount or rate can be obtained?
Catalogue amounts: generally €5,000 to €30,000, with no interest or security, over 3 to 5 years. The entry mentions that the loan is usually combined with a bank loan; the average leverage ratio given in the catalogue is no guarantee for an individual application. Confirm the amount and repayment schedule with the association.
Which conditions should I check?
The association welcomes founders at the stage of finalising the business plan and seeking financing. The loan is assessed on economic viability, financing needs and repayment capacity. The prêt d’honneur is generally combined with a bank loan; confirm the exact requirements and any specific programmes.
Which costs or operations are covered?
The scheme can support business creation and takeovers, with complementary programmes for certain profiles or sectors, notably agriculture, retail, innovation and business transfer. The prêt d’honneur strengthens the founder’s personal resources and makes financing easier to arrange; it is not a grant allocated to a specific invoice.
Official source
No official URL is available in our data for this grant.
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