Initiative Grandes Écoles & Universités – prêt d’honneur (interest-free personal loan)
The Initiative Grandes Écoles & Universités prêt d’honneur is repayable personal financing for founders of innovative projects supported by certain incubators of higher education or research institutions. The catalogue describes a loan with no interest and no personal guarantee, which may be combined with another prêt d’honneur. Eligibility depends on the incubation partnership and current conditions.
Are you developing a young innovative company born out of a grande école, a university or a research centre? The Initiative Grandes Écoles & Universités prêt d’honneur (interest-free personal loan) can help cover early financing needs, provided you are supported by a partner incubator.
Funded by Bpifrance, Financeurs privés
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Who can apply
The catalogue targets founders of a start-up project supported by an incubator linked to a partner higher education or research institution. It cites in particular the incubators of Institut Mines-Télécom, Arts et Métiers and Université Paris-Dauphine. The current list of partners and the incubation criteria must be checked.
Eligibility conditions
Access depends on support from an incubator attached to a partner institution. The catalogue cites certain incubators of Institut Mines-Télécom, Arts et Métiers and Université Paris-Dauphine; check the current list of partners, the expected maturity stage, the combination rules and the repayment schedule.
What the scheme covers
The financing targets the first costs of an innovative company born out of higher education or research and can strengthen equity ahead of other financing. Prepare a presentation of the technology, market, team, intellectual property and commercialisation stages.
Amount and funding terms
The catalogue indicates a personal loan with no interest or personal guarantee of €10,000 to €40,000, up to €60,000 per company, repayable over five years after a twelve-month deferral, and possibly combined with another prêt d’honneur. Confirm the amounts, deferral and combination rules with the association.
How to apply
1. Check that your incubator is one of the accepted partners. 2. Prepare a presentation of the innovation, team, market and commercialisation plan. 3. Cost the initial needs, the spending timetable and the other financing planned. 4. Ask for the incubation documents required and the current combination rules. 5. Get written confirmation of the amount, deferral, repayment and disbursement conditions.
Timeline
The review timetable and committee dates depend on the Initiative Grandes Écoles & Universités platform. The catalogue entry does not confirm an opening date or a uniform timeline. Get in touch before any irreversible spending and check the rules applicable when you apply.
Key facts
- Funder
- Bpifrance, Financeurs privés
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €60,000
- Automatically extracted — check the official source
- Minimum amount
- €10,000
- Automatically extracted — check the official source
- Geographic scope
- All of France
Frequently asked questions
Is the Initiative Grandes Écoles & Universités prêt d’honneur a grant?
No. It is a repayable personal loan, generally at zero interest, that can strengthen the founder’s contribution.
Is the amount shown guaranteed?
No. The amount shown in the catalogue is an indication to be confirmed with the platform, depending on the project and the current rules.
What should I prepare to apply?
A business plan, a financing plan, a cash-flow forecast, details of investments and proof of your contribution and planned bank financing.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Other grants from Bpifrance, Financeurs privés
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