prêt d'honneur — Initiative Agglomération Sophia Antipolis (IASA)
The catalogue mentions a loan of €3,000 to €20,000, interest-free and unsecured, repayable over three to five years. It targets start-up or takeover projects in all sectors, subject to exclusions for financial intermediation and property. The loan is generally combined with bank financing; current parameters must be confirmed with IASA.
Creating or taking over a business in the Sophia Antipolis area may require an additional contribution to finance the launch and obtain bank credit. Initiative Agglomération Sophia Antipolis offers local support and may grant an interest-free personal honour loan (prêt d’honneur). The amount depends on the overall need and the assessment of the project.
Funded by Bpifrance, CA Sophia Antipolis, Financeurs privés, Région Sud Provence-Alpes-Côte d'Azur, Union Européenne-FSE
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Who can apply
The scheme targets owners of start-up or takeover projects, whatever their age or background, subject to the project’s viability and the IASA area. Financial intermediation services and property activities are indicated as excluded. Check current criteria and exclusions with the platform.
Eligibility conditions
The honour loan is personal and aims to strengthen the owner’s equity to make it easier to obtain bank credit. The application must present the business plan, needs, cash-flow forecasts and the complete financing plan. Ask for co-financing conditions, required documents and the local committee’s review rules.
What the scheme covers
The scheme supports business creation and takeover. Complementary pathways may be offered to young entrepreneurs or certain sectors such as farming, retail, innovation or business transfer. The loan strengthens the personal contribution; costs and needs must be justified in the financing plan.
Amount and funding terms
Catalogue amounts: €3,000 to €20,000, interest-free and unsecured, over 3 to 5 years. The catalogue describes a loan generally combined with a bank loan, but the amount and required co-financing depend on the application. Confirm the current parameters with Initiative Agglomération Sophia Antipolis.
How to apply
Contact IASA once the business plan is well advanced. Prepare forecasts, the amount of your contribution, quotes, market information and the bank financing sought. Ask for the possible amount, the committee timetable and suitable complementary schemes.
Timeline
The committee timetable and availability of the loan are to be confirmed with IASA.
Key facts
- Funder
- Bpifrance, CA Sophia Antipolis, Financeurs privés, Région Sud Provence-Alpes-Côte d'Azur, Union Européenne-FSE
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €20,000
- Automatically extracted — check the official source
- Minimum amount
- €3,000
- Automatically extracted — check the official source
- Geographic scope
- Provence-Alpes-Côte d'Azur
Frequently asked questions
Who is this aid for?
The scheme targets owners of start-up or takeover projects, whatever their age or background, subject to the project’s viability and the IASA area. Financial intermediation services and property activities are indicated as excluded. Check current criteria and exclusions with the platform.
What amount or rate can be obtained?
Catalogue amounts: €3,000 to €20,000, interest-free and unsecured, over 3 to 5 years. The catalogue describes a loan generally combined with a bank loan, but the amount and required co-financing depend on the application. Confirm the current parameters with Initiative Agglomération Sophia Antipolis.
Which conditions should I check?
The honour loan is personal and aims to strengthen the owner’s equity to make it easier to obtain bank credit. The application must present the business plan, needs, cash-flow forecasts and the complete financing plan. Ask for co-financing conditions, required documents and the local committee’s review rules.
Which costs or operations are covered?
The scheme supports business creation and takeover. Complementary pathways may be offered to young entrepreneurs or certain sectors such as farming, retail, innovation or business transfer. The loan strengthens the personal contribution; costs and needs must be justified in the financing plan.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
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