prêt d'honneur — Initiative Eure
The Initiative Eure prêt d’honneur is repayable personal financing, generally with no interest or personal guarantee. It is not a grant paid to the company: it aims to strengthen the founder’s contribution and the project’s equity. The local platform helps prepare the business plan and financing plan, and the application can then be presented to the approval committee. The scheme covers start-ups, takeovers and, under certain conditions, some development projects in the area covered. The amount and criteria depend on the local track.
Are you preparing to start or take over a business in the area covered by Initiative Eure? The prêt d’honneur (an interest-free personal loan to the founder) can strengthen your contribution and support negotiations for bank financing. To prepare the application, cost the investments, the cash need and the resources already secured.
Funded by Agglo du Pays de Dreux, Bpifrance, CA d'Evreux Portes de Normandie, CA Seine-Eure, CC de Lyons Andelle, CC du Pays de Conches en Ouche, CC du Pays de Honfleur-Beuzeville, CC du Plateau du Neubourg, CC Interco Normandie Sud Eure, CC Intercom Bernay Terres de Normandie, CC Lieuvin Pays d'Auge, CC Pont-Audemer Val de Risle, CC Roumois Seine, CC Vexin Normand, Département 27 - Eure, Financeurs privés, Région Normandie, Seine Normandie Agglomération
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Who can apply
The catalogue covers start-ups and takeovers and indicates that some growth projects may also be considered. Financial intermediation services and property activities are listed as exclusions. The platform must confirm the exact conditions for a development project.
Eligibility conditions
The prêt d’honneur is generally granted to the person leading the project, at zero interest and with no personal guarantee under the network’s usual framework. It strengthens the founder’s contribution and equity but remains repayable. The platform reviews the business plan, equity need, financing plan and economic viability. Local conditions take precedence over the network’s general guidance.
What the scheme covers
The prêt d’honneur contributes to the project’s overall financing plan, according to the costs and needs accepted by the platform. Prepare details of investments, launch costs, stock or working capital needs, and the planned bank financing. Do not treat a cost as eligible without confirmation from the funder.
Amount and funding terms
Terms listed in the catalogue, to be confirmed with the local platform: a prêt d’honneur with no interest or security, granted personally. It is generally between €1,000 and €15,000, repayable over 2 to 5 years. The prêt d’honneur is always paired with a bank loan: for every €1 of Initiative prêt d’honneur, an Initiative entrepreneur obtains €9.50 of bank loans on average. Support before the loan is granted helps the entrepreneur assess all of their financing needs.
How to apply
1. Contact Initiative Eure before incurring costs or signing the takeover. 2. Prepare a business plan, a financing plan, a cash-flow forecast and details of investments. 3. Present your contribution, the financing already obtained and the bank loan sought. 4. Ask for the list of supporting documents, local criteria, exclusions and next committee dates. 5. Before accepting, get written confirmation of the amount, any deferral, the repayment schedule and the disbursement conditions.
Timeline
No opening date or uniform review time is confirmed in the catalogue entry for Initiative Eure. The timetable depends on the platform and its approval committee. Get in touch early to avoid incurring costs before checking the applicable rules.
Key facts
- Funder
- Agglo du Pays de Dreux, Bpifrance, CA d'Evreux Portes de Normandie, CA Seine-Eure, CC de Lyons Andelle, CC du Pays de Conches en Ouche, CC du Pays de Honfleur-Beuzeville, CC du Plateau du Neubourg, CC Interco Normandie Sud Eure, CC Intercom Bernay Terres de Normandie, CC Lieuvin Pays d'Auge, CC Pont-Audemer Val de Risle, CC Roumois Seine, CC Vexin Normand, Département 27 - Eure, Financeurs privés, Région Normandie, Seine Normandie Agglomération
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €15,000
- Automatically extracted — check the official source
- Minimum amount
- €1,000
- Automatically extracted — check the official source
- Geographic scope
- Normandie
Frequently asked questions
Is the Initiative Eure prêt d’honneur a grant?
No. It is a repayable loan granted to the person leading the project, generally at zero interest and with no personal guarantee.
How do I find out the possible amount?
Present your project, your contribution and your financing plan to the local platform. The catalogue amounts are indicative and must be confirmed for the track concerned.
Is a complementary bank loan required?
It depends on the local rules and the programme applied for. Ask for explicit confirmation before finalising the financing plan.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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