prêt d'honneur — Initiative Flandre
Initiative Flandre supports founders, buyers and, depending on the track, entrepreneurs growing their business. The application process helps consolidate the business plan and financing plan before presentation to the approval committee. The prêt d’honneur is personal and repayable; amounts and conditions vary by programme and must be confirmed.
Are you starting or taking over a business in the area covered by Initiative Flandre? The prêt d’honneur (an interest-free personal loan to the founder) can strengthen your personal contribution and help complete the financing plan. To prepare for your discussion with the platform, cost the investments, cash needs and financing already secured.
Funded by Bpifrance, CC des Hauts de Flandre, Communauté Urbaine de Dunkerque, Financeurs privés, Région Hauts-de-France
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Who can apply
The catalogue targets founders and buyers and lists property and financial intermediation among the excluded sectors. The platform may offer complementary tracks depending on the nature of the project; ask which track fits your situation. Exclusions listed in the catalogue: financial intermediation and property services. The platform must confirm their exact scope.
Eligibility conditions
The prêt d’honneur is personal and repayable; it is not a grant. The platform reviews economic viability, the financing plan, the equity need and repayment capacity. Ask explicitly whether a complementary bank loan is mandatory, whether a deferral is possible and which costs or situations are excluded.
What the scheme covers
Initiative Flandre offers support that helps finalise the business plan, build the financing plan and then present the project to the approval committee. The loan can be used for a start-up, takeover or development, depending on the scheme and confirmed eligibility.
Amount and funding terms
The catalogue indicates €2,000 to €36,000, over 3 to 5 years. A public brochure from Initiative Flandre also presents amounts for start-ups, takeovers or development that may vary depending on eligibility; the current rules and the relevant track must be confirmed.
How to apply
1. Contact Initiative Flandre before incurring costs. 2. Prepare a business plan, a financing plan, a cash-flow forecast and details of investments. 3. Distinguish between your personal contribution, the bank loan requested and other aid. 4. Ask for the territorial criteria, exclusions, documents and the next committee date. 5. Before accepting, get written confirmation of the amount, any deferral, the repayment schedule and the disbursement conditions.
Timeline
The review timetable and committee dates depend on the Initiative Flandre platform. The catalogue entry does not confirm an opening date or a uniform timeline. Get in touch before any irreversible spending and check the rules applicable when you apply.
Key facts
- Funder
- Bpifrance, CC des Hauts de Flandre, Communauté Urbaine de Dunkerque, Financeurs privés, Région Hauts-de-France
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €36,000
- Automatically extracted — check the official source
- Minimum amount
- €2,000
- Automatically extracted — check the official source
- Geographic scope
- Hauts-de-France
Frequently asked questions
Is the Initiative Flandre prêt d’honneur a grant?
No. It is a repayable personal loan, generally at zero interest, that can strengthen the founder’s contribution.
Is the amount shown guaranteed?
No. The amount shown in the catalogue is an indication to be confirmed with the platform, depending on the project and the current rules.
What should I prepare to apply?
A business plan, a financing plan, a cash-flow forecast, details of investments and proof of your contribution and planned bank financing.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
Check your eligibility for public grants
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