prêt d'honneur — Initiative Marseille Métropole — Croissance
This growth offer is a repayable personal loan, not a grant. The catalogue lists a cap of €12,000 over four years. To prepare an application, present recent results, the development project, costed needs and repayment capacity. The conditions applicable on the date of application must be checked with the platform.
The Initiative Marseille Métropole - Croissance prêt d’honneur targets the development of a business that is already trading. The catalogue mentions at least 12 months of trading, up-to-date accounts and a positive impact on the area. The aim is to strengthen the financing plan for a growth phase; approval and the criteria in force must be confirmed with Initiative Marseille Métropole.
Funded by Bpifrance, CU Marseille Provence Métropole, Département 13 - Bouches-du-Rhône, Financeurs privés, Région Sud Provence-Alpes-Côte d'Azur, Union Européenne-FSE
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Who can apply
Businesses in a growth phase, with at least 12 months of trading and up-to-date accounts according to the catalogue. The project must have a positive impact on the area. The platform must confirm the legal form, accepted sectors and other applicable conditions.
Eligibility conditions
The catalogue mentions a minimum of 12 months in business, up-to-date accounts and a positive impact on the area. These are checkpoints to prepare for, not a guarantee of eligibility. Ask the platform to confirm the financial, legal, territorial and sector criteria, as well as any exclusions.
What the scheme covers
The scheme is presented as support for the growth of established businesses. Document the development project (new market, production capacity, recruitment or investment, as the case may be), its budget, timetable and local benefits. The exact list of fundable costs must be validated by Initiative Marseille Métropole.
Amount and funding terms
A prêt d’honneur with no interest or security, granted personally. It amounts to a maximum of €12,000, repayable over 4 years.
How to apply
1. Contact Initiative Marseille Métropole and present the business and the growth project. 2. Prepare the latest balance sheet, a recent income statement, a cash-flow forecast and the project’s detailed budget. 3. Explain the expected results and repayment capacity. 4. Ask for the list of supporting documents, combination rules and the committee timetable before applying.
Timeline
The timetable and availability of the scheme are not confirmed by the information available. Contact the local platform for meeting dates, upcoming committee sessions and review times.
Key facts
- Funder
- Bpifrance, CU Marseille Provence Métropole, Département 13 - Bouches-du-Rhône, Financeurs privés, Région Sud Provence-Alpes-Côte d'Azur, Union Européenne-FSE
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €12,000
- Automatically extracted — check the official source
- Geographic scope
- Provence-Alpes-Côte d'Azur
Frequently asked questions
Is the prêt d’honneur a grant?
No. It is a repayable personal loan. The amount granted and the repayment conditions depend on the platform’s decision and the current rules.
Is financing guaranteed if my project matches the profile?
No. The application is reviewed by the platform and, depending on the local procedure, presented to a committee. Apparent eligibility does not guarantee that a loan will be granted.
Which documents should I prepare?
Prepare a business plan, a financing plan, revenue and cash-flow forecasts, relevant quotes and information on your contribution and the planned bank financing. The platform will confirm its official list.
Is the scheme currently open?
Availability, the timetable and the current terms must be confirmed directly with the local platform before applying.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
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Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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