Financing occupational risk prevention: the key schemes to know

Funder

Cnam (Caisse nationale de l'assurance maladie)

Number of associated grants

17 grants listed in the master catalog

Verification status

Partial individual review: 17 entries cross-checked against the official Assurance Maladie pages; each scheme requires its own verification of whether it is currently open, its criteria, and its scale of amounts.

A grant does not replace risk assessment

Prevention starts with assessing occupational risks and implementing appropriate measures. Grants from Assurance Maladie – Occupational Risks can help fund equipment, training, diagnostics or a prevention program. They do not exempt the employer from its health and safety obligations, and should not be considered secured before the application has been approved.

What types of projects can be supported?

The schemes recorded cover in particular fume and dust extraction, chemical risks, fall-prevention equipment, flour dust, ergonomic risks and psychosocial risks. A prevention contract (contrat de prévention) may also be considered where a national objectives agreement (convention nationale d'objectifs) exists for the sector. Eligible expenses vary from one grant to another: compliant equipment, technical inspection, related training, diagnostics or support services.

Who can apply?

Many Prévention TPE grants target businesses with 1 to 49 employees under the general social security scheme, subject to each scheme's own criteria. Some grants have sector-specific conditions or precise risk codes; the ergonomic grant covers a broader scope and also provides for specific conditions for self-employed workers. The prevention contract is distinct and may apply to businesses with fewer than 200 employees if a national objectives agreement covers their activity.

What cross-cutting rules should be checked in 2026?

The official Assurance Maladie page published on January 7, 2026 specifies that the de minimis rule applies to Prévention grants: the total de minimis aid granted by public authorities is capped at €300,000 over a three-year period. The usual administrative criteria may also include a recent update of the single occupational risk assessment document (DUERP), up-to-date Urssaf contributions, the absence of certain formal notices or additional contributions, and membership of an occupational health service. The exact list depends on each scheme's fact sheet.

How to secure your application?

1. Identify the risk and the prevention measure to be funded.
2. Choose the grant that precisely matches the equipment, service or training.
3. Download the official fact sheet and the applicable technical documents.
4. Check headcount, social security scheme, risk code, combination rules and available budget.
5. Confirm whether the purchase must be made before or after the application, and whether placing an early order makes the expense ineligible.
6. Keep quotes, invoices, proof of payment, supplier certificates and proof of completion.
7. Submit the application following the official procedure, generally via the business account on Net-entreprises when the fact sheet specifies it.

The 17 grants associated with the CNAM in the catalog

The fact sheets below reflect the scope recorded in the Capital OS master catalog. The amounts and conditions are those of the reference database and must be compared against the official pages in force before any final publication or application.

Reduction of the Occupational Accidents/Occupational Diseases contribution rate

Grant ID 6597 — Referenced amount: Reduction capped at:

25% of the AT/MP contribution rate for establishments subject to the collective rate; 25% of the portion of the collective rate used in calculating the net rate for establishments subject to the mixed rate.

The benefit of the reduction is granted for one year.

Purpose

To help businesses that have taken measures to prevent risks related to workplace accidents and commuting accidents.

Expenses / operations

A reduction in the AT/MP contribution rate owed by the business may be granted by its regional fund (CARSAT, CRAM or CGSS depending on the territory).

Conditions

Businesses:

that have made a sustained effort in prevention; that have taken measures likely to reduce the frequency and severity of workplace accidents and occupational diseases; up to date on their contributions and having paid them regularly over the past 12 months.

TPE Prevention Grant - RPS Support (Psychosocial Risks)

Grant ID 10617 — Referenced amount: Grant covering 70% of the pre-tax amount spent on funding support services, with a minimum of €500.

Purpose

To prevent psychosocial risks and, with the support of a consultant, implement a collective prevention approach focused on work and its organization.

Expenses / operations

Support service (excluding CSE expert assessment) provided by a consultant listed by Assurance Maladie-Risques Professionnels:

Service 1: Diagnosis/identification of RPS (psychosocial risk) factors, and support in drawing up the action plan; Service 2: Support from a consultant in implementing the action plan, and in monitoring and evaluating the actions.

Services 1 and 2 can be combined, either in a single application or in two separate applications.

Conditions

Businesses with 1 to 49 employees, under the general social security scheme.

TPE Prevention Grant - Chemical Risks Equipment

Grant ID 10080 — Referenced amount: Grant of 500 € minimum, covering 70% of the pre-tax amount spent on equipment and inspection.

Purpose

To reduce risks related to hazardous chemical agents, including carcinogenic, mutagenic and reprotoxic substances (CMR).

Expenses / operations

• Equipment with pollutant extraction:

Laboratory fume hood with pollutant discharge to the outside, including make-up air compensation for extracted air flows; Ventilated safety cabinet for storing chemical products, with pollutant discharge to the outside or, failing that, with a filtration unit.

• Equipment reducing exposure risks:

Biological degreasing fountain and caustic wash fountain; Retention tray; Misting device for dust suppression; Class L, M (or H) site vacuum cleaner.

• Verification of the performance of "laboratory fume hoods": verification carried out by an accredited body or a structure competent in the field, which will use metrology to assess the installation's air-flow and acoustic performance against the technical specifications.

Conditions

Businesses:

with 1 to 49 employees; under the general social security scheme and meeting the administrative criteria and regulatory requirements for occupational risk prevention.

TPE Prevention Grant - TOP BTP

Grant ID 10501 — Referenced amount: Grant covering:

50% of the pre-tax (HT) amount spent on equipment; 70% of the pre-tax (HT) amount spent on training.

The grant is 500 € minimum.

Purpose

To reduce the risk of same-level and height falls, musculoskeletal disorders (MSDs) and back pain linked to heavy loads, as well as exposure to chemical substances.

Expenses / operations

• Scaffolding:

Safe Erection and Dismantling (MDS) standing scaffolding or MDS rolling scaffolding bearing the NF mark and mandatorily meeting the requirements of the technical specifications; Optional items (combinable and mandatorily associated with the purchase of scaffolding): trailer with rack for transporting scaffolding, or access stairs for scaffolding.

• Equipment (other than scaffolding):

Protection for stairwell and elevator shaft openings; Temporary access structures; Access, crossing or loading/unloading walkways; Loading/unloading docks for pedestrian access; Washing platforms for concrete mixer trucks; Bricklaying platforms or lifting tables (fitted with fall protection / easy height adjustment); Material-receiving platforms; Elevated work platforms (PIR and PIRL); Narrow mobile elevating work platforms (90 cm max width); Access and work platforms for prefabricated wall panels; Access platforms for excavation pits; Anti-vibration hand-held tools (breakers, concrete breakers, cut-off saws); Remote control for hand-guided machines; Lightweight portable shoring; Shoring guardrails, clamps for shoring guardrails (for owners of shoring equipment); Mobile, self-contained, insulated and heated site cabins designed to house staff, with handwashing basin and toilet; Site electrical distribution boxes.

• Safety training:

Training of supervisors to carry out induction and safety training for new arrivals; Training for working at height; Level 3 SPS (health and safety coordination) training; Training on carrying out the SPS role on single-family home construction sites.

Conditions

Businesses with 1 to 49 employees carrying out building and public works operations in the CTN B business sectors, including architects and design offices; Single-family home builders under risk number 70.3 AD Promotion, sale, rental or administration of real estate under CTN G.

The following activities are not eligible:

45.5ZB: Maintenance, repair, rental and assembly of equipment for building and public works; 75.3CA: Supplementary allowances to social security daily benefits paid either by provident organizations or by employers: building (shell and structural work) and public works activities; 75.3CB: Supplementary allowances to social security daily benefits paid either by provident organizations or by employers: other activities; 91.1AA: Paid-leave funds for the building and public works sector (with regard to the allowances paid by these organizations).

Support for Setting Up an Occupational Risk Prevention Contract

Grant ID 2486 — Referenced amount: Prevention contract (contrat de prévention): The advances provided for in prevention contracts are paid under the conditions (criteria, deadlines and amounts) jointly defined by the CRAM/CARSAT or CGSS and the business. These advances remain the business's property (they are converted into grants) if, and only if, the business has met all of its commitments. Temporary rebate on contributions: The CRAM/CARSAT or the CGSS may, in certain cases, grant the business a temporary rebate on its contribution rate.

Purpose

To improve health and safety conditions at work within the business.

Expenses / operations

The prevention contract is agreed between the CARSAT (CRAM in the Paris region) or the CGSS and the business entering into a national objectives agreement. This agreement sets out a prevention program specific to the business's sector of activity. These contracts define the objectives the business commits to, and the support — in particular financial support — that the CARSAT/CRAM or the CGSS provides.

Conditions

Any business: - falling within the scope of a national objectives agreement (identified by the social security risk number used for rate-setting and stated on the national objectives agreement), - with a total headcount of fewer than 200 employees, - up to date with its social obligations, particularly Urssaf contributions, - having a prevention project. Trade organizations, which for their part sign national objectives agreements.

TPE Prevention Grant - Asbestos

Grant ID 10940 — Referenced amount: Grant of 500 € minimum, covering:

70% of the pre-tax amount spent on equipment; 70% of the pre-tax amount spent on services.

Purpose

To limit exposure to asbestos fibers.

Expenses / operations

Vacuum cleaner fitted with a Very High Efficiency (THE) filter with a safe bag-change system; Device for producing and distributing breathable-quality air; Full-face air-fed mask or powered/assisted ventilation mask, type TM3P; Portable, towed or self-contained mobile decontamination unit.

Conditions

Businesses with 1 to 49 employees:

under the general social security scheme; meeting the administrative criteria and regulatory requirements for occupational risk prevention.

Not eligible: businesses certified (or in the process of being certified) for asbestos containment and removal activities (known as "sub-section 3") by a body accredited by COFRAC.

TPE Prevention Grant - Paint Booth Extraction

Grant ID 11970 — Referenced amount: Grant ranging between 500 and 25,000 € and covering:

70% of the pre-tax amount spent on equipment; 70% of the pre-tax amount spent on inspection and training.

Purpose

To reduce the risks associated with inhaling vapors and aerosols released during the spraying of liquid products and during preparation and cleaning operations, by helping businesses acquire technical equipment to capture emissions at source during these operations and vent them outside the building.

Expenses / operations

Extraction installations and equipment, as well as verification of air-flow and acoustic performance:

Acquisition or renovation of a vertical-ventilation booth or a horizontal-ventilation booth. This may be a closed booth or an open booth; Training on the upkeep and maintenance of the funded equipment; Verification of air-flow performance, acoustic performance, lighting, and compliance of electrical continuity and earthing of the funded equipment.

Conditions

Businesses with 1 to 49 employees, under the general social security scheme and meeting the administrative criteria and regulatory requirements for occupational risk prevention.

TPE Prevention Grant - Diesel Fume Extraction

Grant ID 10938 — Referenced amount: Grant of 500 € minimum, covering 70% of the pre-tax amount spent on equipment and inspection.

Purpose

To help set up equipment to protect employees from risks related to diesel engine emissions.

Expenses / operations

• Extraction installations and equipment;
• Verification of air-flow and acoustic performance:

Acquisition or renovation of an exhaust gas and fume extraction system with sensors suited to the activity; Replacement of the extractor and/or sensor of an existing exhaust gas and fume extraction system; Acquisition of a pressurized cabin (heavy goods vehicle technical inspection centers only) to protect employees during the polluting phases of the technical inspection, allowing the inspector to move away from the vehicle (exhaust gas opacity measurement phase).

In addition to funding for local extraction installations: a mechanical general ventilation system.

Conditions

Businesses with 1 to 49 employees:

TPE Prevention Grant - Welding Fume Extraction

Grant ID 10939 — Referenced amount: Grant of 500 € minimum, covering 70% of the pre-tax amount spent on equipment and inspection.

Purpose

To reduce employee exposure to submicron particles and gases contained in welding fumes.

Expenses / operations

Equipment:

local extraction installations: extraction torches for TIG welding, extraction torches for MIG-MAG welding, extraction back panels, extraction templates, extraction arms, extraction tables, booths, enclosures for robotic welding; extraction networks or units venting fumes to the outside; installations for the mechanical introduction of heated air in cold periods to compensate for extracted air flows.

Optional, and only as a complement to funding for local extraction installations:

acquisition of a mechanical general ventilation system (minimum expected extraction rate of 2000m3/h per welder); acquisition of air-fed masks and ventilated hoods; acquisition of devices to help handle equipment and position parts: counterbalances, jib supports, reel holders, rotators.

Conditions

Businesses:

with 1 to 49 employees; under the general social security scheme; meeting the administrative criteria and regulatory requirements for occupational risk prevention.

TPE Prevention Grant - Dental Technicians Extraction

Grant ID 11973 — Referenced amount: Grant of 500 € minimum, covering 70% of the pre-tax amount spent on equipment, training and inspection.

Purpose

To reduce the risks associated with inhaling dust, vapors and aerosols released (notably crystalline silica, zirconium oxide, chromium, cobalt, nickel and monomeric methyl methacrylate) during the manufacture of dental prostheses, by helping businesses acquire technical equipment to capture emissions at source during these operations and vent them outside the building.

Expenses / operations

• Acquisition or renovation (as chosen):

of local extraction devices suited to each operation; of pollutant transport networks; of filtration devices; of cleaning tools that can be connected to the network.

• Training on the upkeep and maintenance of the funded equipment;
• Verification of air-flow performance, acoustic performance and compliance of electrical continuity and earthing of the funded equipment.

Conditions

Businesses:

with 1 to 49 employees; under the general social security scheme and meeting the administrative criteria and regulatory requirements for occupational risk prevention; falling under the following risk code: 331BC manufacturing, repair of medical-surgical equipment, prostheses including dental prostheses, precision instruments, optical instruments, clocks and watches, laboratory equipment, enameling, jewelry, fine jewelry, goldsmithing, engraving of medals and coins (excluding trade).

TPE Prevention Grant - High-Vacuum Extraction Network

Grant ID 11971 — Referenced amount: Grant of 500 € minimum, covering 70% of the pre-tax amount spent on equipment, training and inspection.

Purpose

To reduce the risks associated with inhaling dust released when using portable tools, by helping businesses acquire technical equipment to capture dust at source and vent it outside the building.

Expenses / operations

• Acquisition or renovation (as chosen):

of a collector duct network fitted with connection points; of a central vacuum and dust-extraction unit; of portable machines fitted with extraction devices and connectable to the centralized vacuum network; of cleaning tools that can also be connected to the network.

• Training on the upkeep and maintenance of the funded equipment;
• Verification of air-flow performance, acoustic performance and compliance of electrical continuity and earthing of the funded equipment.

TPE Prevention Grant - Preparation Area Extraction

Grant ID 11972 — Referenced amount: Grant of 500 € minimum, covering 70% of the pre-tax amount spent on equipment, training and inspection.

Purpose

To reduce the risks associated with inhaling organic solvent vapors used during cleaning operations and vapors released by resins and sealants, by helping businesses acquire technical equipment to capture emissions at source during these operations and vent them outside the building.

Expenses / operations

Acquisition or renovation of a ventilated preparation enclosure with downward vertical air flow. These enclosures must not be used for spraying organic coating products (primers, paints, varnishes, etc.); Training on the upkeep and maintenance of the funded equipment; Verification of air-flow performance, acoustic performance, lighting, and compliance of electrical continuity and earthing of the funded equipment.

TPE Prevention Grant - Construction of Single-Family Homes: Preventing Falls from Height

Grant ID 12081 — Referenced amount: Grant covering 70% of the pre-tax amount spent on services, up to a limit of 2,200€ per operation. The grant amount ranges between 1,000 € and 25,000 €.

Purpose

To prevent the risk of falls from height during the construction of single-family homes (CMI) by facilitating the installation of perimeter scaffolding shared across several work packages (at a minimum: shell/structural work, framing and roofing).

Expenses / operations

Eligible expenses:

suitability study; delivery and removal; safe erection and dismantling by trained staff; inspection; provision of perimeter scaffolding with safe erection and dismantling (whenever technically possible), shared at a minimum across the shell/structural work package (from the ground-floor slab up to the gable ramping operation), the framing package and the roofing package (including installation of gutters and downpipes), including bottom-of-slope collection, gable protection and "front-face" fall-protection guardrails where necessary.

Conditions

Businesses:

with 1 to 49 employees; under the general social security scheme and meeting the administrative criteria and regulatory requirements for occupational risk prevention.

Eligible risk codes:

70.3AD - Promotion, sale, rental or administration of real estate - CTN G; 74.2CE - Design of architectural projects including decoration, BTP engineering (including surveying, quantity measurement, health and safety, etc.) – CTN B.

TPE Prevention Grant - Flour Dust

Grant ID 12542 — Referenced amount: Grant covering 70% of the pre-tax amount spent on equipment, up to a limit of 25,000 €. The minimum grant amount is 500 €.

Purpose

To reduce employee exposure to flour dust in order to limit the occurrence of rhinitis, occupational asthma and dermatitis associated with exposure to airborne flour dust.

Expenses / operations

Low flour-emission equipment:

full-hood dough mixers; full-hood mixer-beaters; low flour-emission dividers (divider, divider-rounder, divider-shaper); bakery / pastry vacuum cleaners suited to flour dust and their accessories; manual or automatic flour dusters.

Conditions

Businesses with 1 to 49 employees, regardless of their sector of activity. Not eligible: businesses that have received, over the preceding rolling three years, public aid exceeding the 300,000 € cap are not eligible for Prévention grants.

TPE Prevention Grant - Fall Prevention

Grant ID 12313 — Referenced amount: Grant covering 50% of the pre-tax amount spent, with a minimum floor of 500 €.

Purpose

To prevent same-level falls and falls from height.

Expenses / operations

• Equipment to prevent the risk of same-level falls caused by slipping or collisions:

Anti-slip, cleanable floor covering, suited to premises in the food sector according to CNAM recommendation R462; Door with viewing window.

• Equipment to secure access and work at height, and to prevent the risk of falls from height:

Access and work-at-height equipment; Equipment securing mezzanines: safety airlock barrier Equipment securing movement at height: side guardrails, secured walkway, anti-fall grille for roof skylights.

• Equipment to secure loading docks and prevent the risk of falls from height:

Motorized dock-to-truck junction device Controlled vehicle-restraint device Anti-fall device for people and vehicles Dock access stairs.

• Equipment to secure trucks to prevent the risk of falls from height:

Collective side protection integrated with the tailgate; Retractable step for trailers; Secured trailer/cab connection.

Conditions

Businesses:

registered under the general social security scheme; with a national headcount of 49 employees or fewer at the date of the application or the date the grant is paid; up to date with their Urssaf contributions; having carried out and updated their single occupational risk assessment document within the past year; meeting the non-combination conditions, i.e. not having received three financial grants since January 1, 2023; not currently benefiting from an ongoing prevention contract, nor having benefited from one during the two years preceding the Prévention grant application (the period is calculated from the date of the letter converting advances into a grant); not being subject, for any of their establishments, to a formal notice or an additional contribution; being a member of an occupational health service; having informed employee representative bodies of the measures planned.

TPE Prevention Grant - Chemical Risks Training and Support

Grant ID 11974 — Referenced amount: Grant of 500 € minimum and covering 70% of the pre-tax amount spent on services.

Purpose

To train an in-house chemical risk resource person employed by the business and/or to have the chemical risk assessment of the establishment carried out by a service provider, with the aim of defining an action plan for chemical risk prevention.

Expenses / operations

Service 1: Training of an in-house chemical risk resource person employed by the business; Service 2: Chemical risk assessment of the establishment carried out by a service provider.

Ergonomic Risk Prevention Grant

Grant ID 11969 — Referenced amount: The business may receive a grant covering up to 70% of the investments made.

Purpose

To reduce exposure to risks related to significant physical strain, as part of an effort to strengthen occupational risk prevention and protect employee health.

Expenses / operations

• Prevention actions:

ergonomic diagnostics; training delivered by training bodies approved by the Assurance Maladie – Risques Professionnels network and its research institute, the INRS; ergonomic risk prevention equipment purchased from January 1, 2026.

• Awareness-raising actions on ergonomic risk factors (print and/or web materials, events, etc.);
• Workstation adjustments as part of an occupational retention prevention approach (Prévention de la désinsertion professionnelle, PDP);
• Coverage of the costs of prevention staff dedicated to implementing actions funded by the fund. From January 1, 2026, grant applications must concern investments related to ergonomic risk prevention funded in 2026.

Conditions

All businesses (companies, associations, etc.) under the general social security scheme, regardless of their sector of activity or size; Self-employed workers who have taken out individual voluntary insurance against workplace accidents, commuting accidents and occupational diseases.

Certain sectors benefit from a branch agreement:

the private non-profit health, social and medico-social branch (BASS); the florists, pet retail and pet services branch; the audiovisual, electronics and household appliance retail and services branch; the footwear retail branch; the home help, support, care and home services branch; the electricity and gas industries branch; the water and sanitation services branch; the industrial sanitation and maintenance branch; the public limited companies and HLM (social housing) foundations branch; the artisanal bakery and pastry branch; the out-of-home consultant distributors branch (CHD distributors); the private hospital branch; the confectionery, chocolate and biscuit retailer-manufacturer branch; the retail pharmacy branch.

FAQ — frequently asked questions

Are the grants automatic?

No. Each scheme is subject to criteria, a complete application and budget availability. The catalog does not constitute a decision to award.

Can an expense that has already been incurred be funded?

It depends on the scheme. Check the eligibility date for investments and the application procedure before signing a quote or placing an order.

Does the 300,000 € cap apply to all public aid?

The de minimis rule governs the combination of de minimis aid granted by public authorities. The official Assurance Maladie page states that it applies to Prévention grants from 2026. Have the exact combined total verified for your business.

Can businesses with more than 49 employees receive support?

Some Prévention TPE grants target businesses with 1 to 49 employees. The prevention contract may apply to a business with fewer than 200 employees under certain conditions, and the ergonomic risk grant has a broader scope. The right scheme needs to be chosen.

Sources and limits of validation

Official reference sources: Assurance Maladie – Risques professionnels (ameli.fr), pages dedicated to each grant, to prevention contracts and to the 2026 updates. The 17 grants in the catalog are not all presumed to be open or combinable. Caps, criteria, risk codes, supporting documents and deadlines must be checked grant by grant as of the application date.

Official sources

• 6597 — Reduction of the Occupational Accidents/Occupational Diseases contribution rate
• 10617 — TPE Prevention Grant - RPS Support
• 10080 — TPE Prevention Grant - Chemical Risks Equipment
• 10501 — TPE Prevention Grant - TOP BTP
• 2486 — Support for Setting Up an Occupational Risk Prevention Contract
• 10940 — TPE Prevention Grant - Asbestos
• 11970 — TPE Prevention Grant - Paint Booth Extraction
• 10938 — TPE Prevention Grant - Diesel Fume Extraction
• 10939 — TPE Prevention Grant - Welding Fume Extraction
• 11973 — TPE Prevention Grant - Dental Technicians Extraction
• 11971 — TPE Prevention Grant - High-Vacuum Extraction Network
• 11972 — TPE Prevention Grant - Preparation Area Extraction
• 12081
• 12542 — TPE Prevention Grant - Flour Dust
• 12313 — TPE Prevention Grant - Fall Prevention
• 11974 — TPE Prevention Grant - Chemical Risks Training and Support
• 11969 — Ergonomic Risk Prevention Grant
• — — Changes to financial aid as of January 1, 2026
• — — Ergonomic Risk Prevention Grant
• — — Prevention contracts
• 12313 — Fall Prevention