Cnam (Caisse nationale de l'assurance maladie)
Funding occupational risk prevention: the schemes to know
Discover the grants from Assurance Maladie – Risques professionnels to prevent falls, chemical risks, musculoskeletal disorders (MSDs) and workplace exposure.
Number of associated grants
17 grants recorded in the master database
Verification status
Partial individual review: 17 fact sheets cross-checked against Assurance Maladie's official pages; each scheme requires its own verification of whether it is open, its criteria and its scale.
A financial grant does not replace risk assessment
Prevention begins with occupational risk assessment and the implementation of appropriate actions. Grants from Assurance Maladie – Risques professionnels can help fund equipment, training, diagnostics or a prevention programme. They do not exempt the employer from their health and safety obligations, and should not be considered secured before the application has been approved.
What types of projects can be supported?
The schemes listed cover in particular fume and dust extraction, chemical risks, fall-prevention equipment, flour dust, ergonomic risks and psychosocial risks. A prevention contract may also be considered where a national objectives agreement exists for the sector. Eligible expenses vary from one grant to another: compliant equipment, technical inspection, associated training, diagnostics or support services.
Who can apply?
Many Prévention TPE grants target businesses with 1 to 49 employees under the general scheme, subject to each scheme's own criteria. Some grants have sector-specific conditions or precise risk codes; the ergonomic grant covers a broader scope and also provides for specific conditions for self-employed workers. The prevention contract is separate and may apply to businesses with fewer than 200 employees if a national objectives agreement covers their activity.
What cross-cutting rules should be checked in 2026?
The official Assurance Maladie page published on 7 January 2026 specifies that the de minimis rule applies to Prévention grants: the total de minimis aid granted by public authorities is capped at €300,000 over a three-year period. The usual administrative criteria may also include a recently updated single occupational risk assessment document (DUERP), up-to-date Urssaf contributions, the absence of certain injunctions or additional contributions, and membership of an occupational health service. The exact list depends on the scheme's fact sheet.
How to secure your application?
- Identify the risk and the prevention action to be funded.
- Choose the grant that precisely matches the equipment, service or training.
- Download the official fact sheet and the applicable technical documents.
- Check headcount, social security scheme, risk code, combination rules and available budget.
- Confirm whether the purchase must be made before or after the application, and whether placing an order in advance makes the expense ineligible.
- Keep quotes, invoices, proof of payment, supplier certificates and evidence of completion.
- Submit the application following the official procedure, generally via the business account on Net-entreprises where the fact sheet provides for it.
The 17 grants associated with CNAM in the catalogue
The fact sheets below reflect the scope recorded in the Capital OS master database. The amounts and conditions are those in the reference database and must be compared against the current official pages before any final publication or application.
Reduction of the Occupational Accidents/Diseases (AT/MP) contribution rate
Grant ID 6597 — Amount referenced: Reduction capped at:
25% of the AT/MP contribution rate for establishments subject to the collective rate; 25% of the share of the collective rate used to calculate the net rate for establishments subject to the mixed rate.
The benefit of the reduction is granted for one year.
https://www.ameli.fr/entreprise/votre-entreprise/prevention-des-risques-reduction-et-majoration-des-cotisations/mp/reduire-cotisations-atmp-prevention
Individual review to be completed on the specific official page.
Prévention TPE Grant - RPS Support
Grant ID 10617 — Amount referenced: Grant representing 70% of the pre-tax amount of expenses incurred for funding support services, with a minimum of €500.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/rps-accompagnement-0
Individual review to be completed on the specific official page.
Prévention TPE Grant - Chemical Risk Equipment
Grant ID 10080 — Amount referenced: Grant of at least €500, representing 70% of the pre-tax amount of expenses incurred for equipment and inspection.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/risque-chimique-equipements
Individual review to be completed on the specific official page.
Prévention TPE Grant - TOP BTP
Grant ID 10501 — Amount referenced: Grant representing:
50% of the pre-tax amount of expenses incurred for equipment; 70% of the pre-tax amount of expenses incurred for training.
The grant is at least €500.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres-secteurs/batiment-travaux-publics/top-btp
Individual review to be completed on the specific official page.
Support for setting up an occupational risk prevention contract
Grant ID 2486 — Amount referenced: Occupational risk prevention contract: The advances provided for in prevention contracts are paid under the conditions (criteria, deadlines and amounts) defined jointly between the CRAM/CARSAT or CGSS and the business. These advances remain the business's property (they are converted into grants) if, and only if, the business has met all of its commitments. Temporary rebate on contributions: The CRAM/CARSAT or the CGSS may, in certain cases, grant the business a temporary rebate on its contribution rate.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres-tpe/pme/contrat-prevention
Individual review to be completed on the specific official page.
Prévention TPE Grant - Asbestos
Grant ID 10940 — Amount referenced: Grant of at least €500, representing:
70% of the pre-tax amount of expenses incurred for equipment; 70% of the pre-tax amount of expenses incurred for services.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/stop-amiante
Individual review to be completed on the specific official page.
Prévention TPE Grant - Paint booth extraction
Grant ID 11970 — Amount referenced: Grant of between €500 and €25,000 and representing:
70% of the pre-tax amount of expenses incurred for equipment; 70% of the pre-tax amount of expenses incurred for inspection and training.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/captage-cabine-peinture
Individual review to be completed on the specific official page.
Prévention TPE Grant - Diesel fume extraction
Grant ID 10938 — Amount referenced: Grant of at least €500, representing 70% of the pre-tax amount of expenses incurred for equipment and inspection.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/captage-fumees-diesel
Individual review to be completed on the specific official page.
Prévention TPE Grant - Welding fume extraction
Grant ID 10939 — Amount referenced: Grant of at least €500, representing 70% of the pre-tax amount of expenses incurred for equipment and inspection.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/captage-fumees-soudage
Individual review to be completed on the specific official page.
Prévention TPE Grant - Dental technician extraction
Grant ID 11973 — Amount referenced: Grant of at least €500, representing 70% of the pre-tax amount of expenses incurred for equipment, training and inspection.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/captage-prothesistes-dentaires
Individual review to be completed on the specific official page.
Prévention TPE Grant - High-vacuum network extraction
Grant ID 11971 — Amount referenced: Grant of at least €500, representing 70% of the pre-tax amount of expenses incurred for equipment, training and inspection.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/captage-reseau-haute-depression
Individual review to be completed on the specific official page.
Prévention TPE Grant - Preparation area extraction
Grant ID 11972 — Amount referenced: Grant of at least €500, representing 70% of the pre-tax amount of expenses incurred for equipment, training and inspection.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/captage-zone-preparation
Individual review to be completed on the specific official page.
Prévention TPE Grant - Single-Family Home Construction: Preventing falls from height
Grant ID 12081 — Amount referenced: Grant representing 70% of the pre-tax amount of expenses incurred for service provisions, up to a limit of €2,200 per operation. The grant amount is between €1,000 and €25,000.
https://www.ameli.fr/essonne/entreprise/sante-travail/aides-financieres/subventions-nationales/construction-maisons-individuelles
Individual review to be completed on the specific official page.
Prévention TPE Grant - Flour dust
Grant ID 12542 — Amount referenced: Grant representing 70% of the pre-tax amount of expenses incurred for equipment, up to a limit of €25,000. The minimum grant amount is €500.
https://www.ameli.fr/node/924413
Individual review to be completed on the specific official page.
Prévention TPE Grant - Fall prevention
Grant ID 12313 — Amount referenced: Grant representing 50% of the pre-tax amount of expenses incurred, with a minimum floor of €500.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/entreprises-1-50-salaries/subventions-contre-chutes/prevention-chutes
Individual review to be completed on the specific official page.
Prévention TPE Grant - Chemical risk training and support
Grant ID 11974 — Amount referenced: Grant of at least €500, representing 70% of the pre-tax amount of expenses incurred for services.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/risques-chimiques-formation-accompagnement
Individual review to be completed on the specific official page.
Ergonomic Risk Prevention Grant
Grant ID 11969 — Amount referenced: The business may receive a grant worth 70% of the investments made.
https://www.ameli.fr/entreprise/sante-travail/aides-financieres/subventions-nationales/subvention-prevention-risques-ergonomiques
Individual review to be completed on the specific official page.
Are the grants automatic?
No. Each scheme is subject to criteria, a complete application and budget availability. The catalogue does not constitute a decision to award.
Can an expense already incurred be funded?
It depends on the scheme. Check the eligibility date of the investments and the application procedure before signing a quote or placing an order.
Does the €300,000 cap apply to all public grants?
The de minimis rule governs the cumulation of de minimis aid granted by public authorities. The official Assurance Maladie page states that it applies to Prévention grants from 2026. Have the exact cumulative total for your business verified.
Can businesses with more than 49 employees receive support?
Some Prévention TPE grants target businesses with 1 to 49 employees. The prevention contract may apply to a business with fewer than 200 employees under certain conditions, and the ergonomic risk grant has a broader scope. The appropriate scheme must be selected.
Sources and limits of validation
Official reference sources: Assurance Maladie – Risques professionnels (ameli.fr), pages dedicated to each grant, to prevention contracts and to 2026 developments. The 17 grants in the catalogue are not assumed to be all open or combinable. Caps, criteria, risk codes, supporting documents and deadlines must be checked grant by grant as of the application date.
Identifying the right scheme
Start with the official page of financial grants from Assurance Maladie – Risques professionnels, then consult the relevant regional fund (Carsat, Cramif or CGSS) before incurring expenses.
Written content, currently under editorial review — this is not an eligibility assessment; only your personalised report applies your company's actual criteria.
Targeting Cnam (Caisse nationale de l'assurance maladie)?
Check your actual eligibility for public grants
This page presents the schemes identified by Capital OS. Your personalised report applies your actual criteria — sector, size, location, project — before any eligibility conclusion.
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