Financing the preparation of a business creation or takeover project with the “SIAGI – Pre-guarantee” scheme
“SIAGI – Pre-guarantee” is a scheme listed by SIAGI, aimed at enabling the future business owner to: improve their own understanding of their project; benefit from a standardised presentation of their file; save time in putting together a pre-qualified project; maximise their chances of success. The access criteria, cost base and timetable must be checked in the official documentation before including it in the financing plan.
SIAGI lists the “SIAGI – Pre-guarantee” scheme for preparing a business creation or takeover project. The source fiche notably states its purpose: enabling the future business owner to: improve their own understanding of their project; benefit from a standardised presentation of their file; save time in putting together a pre-qualified project; maximise their chances of success. The €4,000,000 amount recorded is not a cash grant. It should be checked as a potential credit or guarantee cap depending on the SIAGI product and the rules in force. To decide whether this scheme can really contribute to your project, compare the planned costs with the rules in force and confirm the business’s eligibility before any commitment.
Funded by SIAGI
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Who can apply
SIAGI mainly supports small businesses and their creation, takeover or development projects by making access to bank credit easier through guarantee mechanisms. The eligible beneficiaries, sectors and operations vary by product. The pre-guarantee is a tool for preparing funding, not budget aid granted directly.
Eligibility conditions
The intervention depends on the analysis of the project, the repayment capacity, the guarantees available and the bank’s agreement. Check the guarantee fees, the share covered, the pre-guarantee conditions and any additional guarantees. The cap shown in the catalogue should not be taken as the amount automatically granted.
What the scheme covers
For this project, document the following precisely: a business funding pre-guarantee to prepare the bank file, analyse the project and make access to credit easier, according to the current SIAGI offer. Have each item checked with SIAGI and the bank before relying on it.
Amount and funding terms
The €4,000,000 amount recorded is not a cash grant. It should be checked as a potential credit or guarantee cap depending on the SIAGI product and the rules in force. A reference cap is neither a flat amount nor a promise of award. The amount depends on the project, the repayment capacity and the decision of the guarantor and the bank.
How to apply
Contact SIAGI or the partner bank to identify the suitable product. Prepare the business plan, forecasts, funding need and quotes. Ask for a written simulation specifying the guaranteed amount, the share, the fees, the term and the set-up conditions before finalising the loan.
Timeline
The timetable and actual availability of the “SIAGI – Pre-guarantee” scheme must be confirmed with SIAGI. Check any deadline and the rules on prior application before committing costs.
Key facts
- Funder
- SIAGI
- Type of funding
- Guarantee
- Status
- Ongoing
- Maximum amount
- €4,000,000
- Automatically extracted — check the official source
- Minimum amount
- €15,000
- Automatically extracted — check the official source
- Funding rate
- 70%
- Automatically extracted — check the official source
- Geographic scope
- All of France
Frequently asked questions
What is the amount of the aid?
The €4,000,000 amount recorded is not a cash grant. It should be checked as a potential credit or guarantee cap depending on the SIAGI product and the rules in force. The amount actually granted depends on the applicable rules and the review of the application.
Who can benefit?
The scheme is listed by SIAGI. The precise criteria on activity, location and status must be checked with SIAGI.
What should I present?
Prepare detailed documents covering a business funding pre-guarantee to prepare the bank file, analyse the project and make access to credit easier, according to the current SIAGI offer. Have each element confirmed before any commitment.
Must I apply before starting?
Check the applicable rule before any order or signature. Guarantee schemes generally have to be set up before the loan is finalised.
Does the €4 million cap correspond to a grant?
No. SIAGI offers a credit guarantee or pre-guarantee, not a €4 million grant paid to the business. The €4,000,000 figure in the catalogue should be understood and checked as a possible limit on guaranteed funding, depending on the offer and type of operation.
Official source
No official URL is available in our data for this grant.
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Discover the funding that fits your company
Check your eligibility for public grants
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