France Active guarantees
France Active offers several guarantees depending on the entrepreneur’s situation and the business’s location or impact: Égalité Accès, Égalité Territoires, Impact, Solidarité Insertion and Égalité Femmes. Some can cover up to 80% of the amount borrowed. Eligibility and coverage depend on the guarantee chosen.
France Active guarantees help certain entrepreneurs access bank credit by securing part of the loan for the bank. Depending on the guarantee and the application, they can also limit the need for a personal guarantee. The guarantee benefits the lender; it is not a grant to the beneficiary.
Funded by France Active
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Who can apply
Entrepreneurs facing obstacles to accessing finance, notably certain people in precarious situations, women creating or taking over a business, businesses in priority areas and social and solidarity economy organisations.
Eligibility conditions
The criteria vary by type of guarantee: the project holder’s situation, location, activity and social or environmental commitment. Not all businesses qualify for all guarantees.
What the scheme covers
Guarantees on bank loans linked to business funding and, depending on the programme, support from a France Active adviser.
Amount and funding terms
Coverage can reach 80% of the loan depending on the guarantee and the application. The exact rate, caps and any fees should be confirmed with the local France Active adviser.
How to apply
Contact the local France Active association before finalising the funding. Present the project, the financing plan, the bank needs and the elements justifying access to the targeted guarantee.
Timeline
Support is prepared before the bank’s decision. Timescales and documents depend on the local association and the guarantee chosen.
Key facts
- Funder
- France Active
- Type of funding
- Guarantee
- Status
- Ongoing
- Maximum amount
- €100,000
- Automatically extracted — check the official source
- Funding rate
- 65%
- Automatically extracted — check the official source
- Geographic scope
- All of France
Frequently asked questions
What is the amount or level of coverage?
Coverage can reach 80% of the loan depending on the guarantee and the application. The exact rate, caps and any fees should be confirmed with the local France Active adviser.
Who can benefit?
Entrepreneurs facing obstacles to accessing finance, notably certain people in precarious situations, women creating or taking over a business, businesses in priority areas and social and solidarity economy organisations.
How can I check my eligibility?
The criteria vary by type of guarantee: the project holder’s situation, location, activity and social or environmental commitment. Not all businesses qualify for all guarantees.
What steps should I follow?
Contact the local France Active association before finalising the funding. Present the project, the financing plan, the bank needs and the elements justifying access to the targeted guarantee.
Official source
No official URL is available in our data for this grant.
Other grants of type “guarantee”
Other grants from France Active
Related needs and funding
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Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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