Prêt d’honneur Bocage Initiatives
The catalogue entry indicates a personal loan without interest or guarantee, of up to €8,000, repayable over three to five years with a possible six-month deferral. It targets businesses in all sectors created less than three years ago or taken over less than one year ago in the territory concerned. The scheme supports an investment project and strengthens equity.
At start-up or after a takeover, a young business may need to strengthen its equity to finance equipment or fit-out works. The Bocage Initiatives honour loan (prêt d’honneur) is listed for businesses located within the perimeter of the Agglomération du Bocage Bressuirais. It should not be used as a rescue solution for cash flow that has already deteriorated.
Funded by CA du Bocage Bressuirais, Département 79 - Deux-Sèvres, Initiatives Deux-Sèvres
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Who can apply
The page targets businesses in all sectors located within the perimeter of the Agglomération du Bocage Bressuirais, created less than three years ago or taken over less than one year ago. Check the registered office, creation or takeover date, legal form and any exclusions with the local association.
Eligibility conditions
The honour loan is granted to the individual and aims to consolidate the project’s equity. The page specifies that it is not intended to make up for cash-flow problems or the difficulties of a young business. The application must therefore show a viable project, identified investment needs and a realistic repayment capacity.
What the scheme covers
Expenditure cited: equipment investment, fit-out works and needs linked to developing a recently created or taken-over business. The loan can strengthen equity, but is not intended to cover a cash-flow deficit or ongoing difficulties without a development project.
Amount and funding terms
Historical catalogue parameters: up to €8,000, interest-free and without guarantee, repayable over 3 to 5 years, with a deferral of up to 6 months. The amount, term and deferral should be confirmed with Bocage Initiatives before relying on any simulation.
How to apply
Contact Bocage Initiatives to confirm the scheme and criteria. Prepare a business plan, the available accounts, quotes for equipment or fit-out, the financing plan and cash-flow forecasts. Ask about the committee procedure and the supporting documents to provide.
Timeline
Current availability is not confirmed on the page. Check the reception arrangements and committee dates with Bocage Initiatives.
Key facts
- Funder
- CA du Bocage Bressuirais, Département 79 - Deux-Sèvres, Initiatives Deux-Sèvres
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €8,000
- Automatically extracted — check the official source
- Geographic scope
- Not specified
Frequently asked questions
Who is this aid for?
The page targets businesses in all sectors located within the perimeter of the Agglomération du Bocage Bressuirais, created less than three years ago or taken over less than one year ago. Check the registered office, creation or takeover date, legal form and any exclusions with the local association.
What amount or rate can be obtained?
Historical catalogue parameters: up to €8,000, interest-free and without guarantee, repayable over 3 to 5 years, with a deferral of up to 6 months. The amount, term and deferral should be confirmed with Bocage Initiatives before relying on any simulation.
Which conditions should be checked?
The honour loan is granted to the individual and aims to consolidate the project’s equity. The page specifies that it is not intended to make up for cash-flow problems or the difficulties of a young business. The application must therefore show a viable project, identified investment needs and a realistic repayment capacity.
Which expenditure or operations are concerned?
Expenditure cited: equipment investment, fit-out works and needs linked to developing a recently created or taken-over business. The loan can strengthen equity, but is not intended to cover a cash-flow deficit or ongoing difficulties without a development project.
Official source
No official URL is available in our data for this grant.
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