Honour loanOngoing
Bpifrance, Département 59 - Nord, Financeurs privés, Région Hauts-de-France, Union Européenne-FEDER logo

prêt d'honneur — Douaisis Initiative Création

The catalogue indicates a loan of €2,500 to €50,000, with caps linked to equity and jobs created or maintained. It targets companies created or taken over less than three years ago, in all sectors subject to exclusions, with their registered office and jobs located in the Douaisis employment area. The term varies with the amount and must be confirmed.

Creating or taking over a business in the Douaisis may require an additional contribution to finance the start-up, first equipment and activity-related needs. The Douaisis Initiative Création honour loan is listed as an interest-free, unsecured personal loan calculated according to the project, equity and the jobs concerned.

Funded by Bpifrance, Département 59 - Nord, Financeurs privés, Région Hauts-de-France, Union Européenne-FEDER

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Who can apply

The scheme targets companies created or taken over less than three years ago, in all sectors and legal forms except associations (loi 1901), whose registered office and jobs are in the Douaisis employment area. Check the geographical scope, creation or takeover date and exclusions with Douaisis Initiative.

Eligibility conditions

The amount depends in particular on equity and the jobs created or maintained. The project must present a viable financing plan and realistic repayment capacity. The catalogue does not specify all current criteria: ask for the rules, supporting documents and committee arrangements before applying.

What the scheme covers

The loan aims to support business creation and finance its start-up. The precise costs must be validated with Douaisis Initiative and included in a coherent financing plan; the honour loan strengthens the owner’s resources and is not a grant automatically earmarked for an invoice.

Amount and funding terms

Catalogue parameters: €2,500 to €50,000, interest-free and unsecured. The catalogue indicates a cap linked to twice the equity and to €5,000 per job created or maintained for three years. It mentions a maximum term of three years for a loan under €25,000 and five years above that, with a possible six-month deferral. Have the calculation and current conditions confirmed.

How to apply

Contact Douaisis Initiative with the business plan, available accounts, details of equity, jobs created or maintained and the financing plan. Prepare quotes and cash-flow forecasts, then ask for a simulation in line with the current rules.

Timeline

Committee dates and current availability must be confirmed with Douaisis Initiative. Do not treat the catalogue parameters as a funding decision.

Key facts

Funder
Bpifrance, Département 59 - Nord, Financeurs privés, Région Hauts-de-France, Union Européenne-FEDER
Type of funding
Honour loan
Status
Ongoing
Maximum amount
€50,000
Automatically extracted — check the official source
Minimum amount
€2,500
Automatically extracted — check the official source
Geographic scope
Hauts-de-France

Frequently asked questions

Who is this aid for?

The scheme targets companies created or taken over less than three years ago, in all sectors and legal forms except associations (loi 1901), whose registered office and jobs are in the Douaisis employment area. Check the geographical scope, creation or takeover date and exclusions with Douaisis Initiative.

What amount or rate can be obtained?

Catalogue parameters: €2,500 to €50,000, interest-free and unsecured. The catalogue indicates a cap linked to twice the equity and to €5,000 per job created or maintained for three years. It mentions a maximum term of three years for a loan under €25,000 and five years above that, with a possible six-month deferral. Have the calculation and current conditions confirmed.

Which conditions should I check?

The amount depends in particular on equity and the jobs created or maintained. The project must present a viable financing plan and realistic repayment capacity. The catalogue does not specify all current criteria: ask for the rules, supporting documents and committee arrangements before applying.

Which costs or operations are covered?

The loan aims to support business creation and finance its start-up. The precise costs must be validated with Douaisis Initiative and included in a coherent financing plan; the honour loan strengthens the owner’s resources and is not a grant automatically earmarked for an invoice.

Official source

No official URL is available in our data for this grant.

Other grants of type “honour loan”

Other grants from Bpifrance, Département 59 - Nord, Financeurs privés, Région Hauts-de-France, Union Européenne-FEDER

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