prêt d'honneur — Initiative Allier
The catalogue entry mentions a loan of €3,000 to €30,000, interest-free and without guarantee, repayable over two to five years. It targets business creations and takeovers in various sectors, with exclusions notably for financial intermediation and property. The loan is generally combined with a bank loan; the local conditions should be confirmed with Initiative Allier.
Creating or taking over a business in the Allier requires a solid financing plan and a contribution that makes it possible to involve banks. Initiative Allier supports the project holder and can grant an interest-free personal honour loan (prêt d’honneur), with follow-up. The amount is adjusted to the need and the project’s repayment capacity.
Funded by Financeurs privés, Région Auvergne-Rhône-Alpes
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Who can apply
The page targets people creating or taking over a business within the perimeter of Initiative Allier, whatever their age or background, subject to the project’s viability. Financial intermediation services and property activities are stated as excluded. Check the other exclusions and the territory currently covered.
Eligibility conditions
The loan is examined on the basis of the business plan, the financing need, the personal contribution and the planned bank loan. The support helps assess overall needs and repayment capacity. Ask for the current criteria, the documents required and the committee procedure.
What the scheme covers
The loan can support business creations and takeovers and strengthen the personal contribution to make bank financing easier. Complementary programmes may be available for specific profiles or sectors, depending on local schemes. The expenditure and structure are examined as part of the overall financing plan.
Amount and funding terms
Historical amounts: €3,000 to €30,000, interest-free and without guarantee, repayable over 2 to 5 years. The honour loan is generally combined with a bank loan. Confirm the cap, term, any deferral and the co-financing rules with Initiative Allier before including it in the plan.
How to apply
Contact Initiative Allier with a business plan, forecasts, quotes, proof of contribution and your discussions with the bank. For a takeover, add the target business’s accounts. Ask for confirmation of the amount available and the next committee dates.
Timeline
The timetable and current opening should be confirmed with Initiative Allier.
Key facts
- Funder
- Financeurs privés, Région Auvergne-Rhône-Alpes
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Minimum amount
- €3,000
- Automatically extracted — check the official source
- Geographic scope
- Auvergne-Rhône-Alpes
Frequently asked questions
Who is this aid for?
The page targets people creating or taking over a business within the perimeter of Initiative Allier, whatever their age or background, subject to the project’s viability. Financial intermediation services and property activities are stated as excluded. Check the other exclusions and the territory currently covered.
What amount or rate can be obtained?
Historical amounts: €3,000 to €30,000, interest-free and without guarantee, repayable over 2 to 5 years. The honour loan is generally combined with a bank loan. Confirm the cap, term, any deferral and the co-financing rules with Initiative Allier before including it in the plan.
Which conditions should be checked?
The loan is examined on the basis of the business plan, the financing need, the personal contribution and the planned bank loan. The support helps assess overall needs and repayment capacity. Ask for the current criteria, the documents required and the committee procedure.
Which expenditure or operations are concerned?
The loan can support business creations and takeovers and strengthen the personal contribution to make bank financing easier. Complementary programmes may be available for specific profiles or sectors, depending on local schemes. The expenditure and structure are examined as part of the overall financing plan.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Other grants from Financeurs privés, Région Auvergne-Rhône-Alpes
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