prêt d'honneur — Initiative Ventoux
The Initiative Ventoux honour loan generally combines support for the project with the possibility of an honour loan. The catalogue mentions: an interest-free, unsecured honour loan granted personally. It generally ranges from €2,000 to €10,000, repayable over 3 years. The honour loan is generally combined with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains on average €9.50 of bank loans. The support provided before the honour loan is granted helps the entrepreneur assess their total financing needs. These elements are for preparing a first discussion; they confirm neither that the scheme is currently open nor that the loan will be granted.
The Initiative Ventoux honour loan (prêt d’honneur) can complement the financing of a business project, subject to the platform’s criteria and decision. It is a repayable personal loan, generally interest-free and with no personal guarantee under the usual Initiative France network framework. The amount, the area covered and the conditions must be confirmed with the local body.
Funded by Département 84 - Vaucluse, Financeurs privés, Région Sud Provence-Alpes-Côte d'Azur
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Who can apply
Beneficiaries mentioned in the catalogue: founders and buyers of businesses in all sectors, whatever their age, background or financial means. Excluded sectors: financial intermediation and property services. Have the up-to-date criteria confirmed, notably the location, the company’s situation and any exclusions.
Eligibility conditions
Conditions listed in the catalogue: the network’s local associations welcome founders at the stage of finalising the business plan and seeking financing. All founders can apply for support and financing. Ask for confirmation of the area covered, the project stage accepted, the financial criteria, sector exclusions, combination rules and any additional bank loan. Check whether the application must precede the start of spending.
What the scheme covers
All types of business start-up and takeover projects. Complementary programmes have been designed specifically for entrepreneurs, young people under 30 or certain sectors (agriculture, retail, etc.). To make the application easier to analyse, link each cost to a concrete objective, state the amount and timing, then attach the quotes or supporting documents available. Have the treatment of costs already incurred checked.
Amount and funding terms
An interest-free, unsecured honour loan granted personally. It generally ranges from €2,000 to €10,000, repayable over 3 years. The honour loan is generally combined with a bank loan: for every €1 of Initiative honour loan, an Initiative entrepreneur obtains on average €9.50 of bank loans. The support provided before the honour loan is granted helps the entrepreneur assess their total financing needs.
How to apply
1. Contact Initiative Ventoux to confirm the territorial scope and whether the project fits. 2. Ask for the up-to-date conditions, ceilings, supporting documents and review timetable. 3. Prepare the business plan, detailed budget, financing plan, forecasts, quotes and information on your contribution and other financing. 4. Submit the complete application following the official procedure. 5. Wait for a written decision before treating the financing as secured.
Timeline
Opening dates, deadlines and review times are not confirmed by the information in the catalogue. Ask the platform for the timetable in force and the rules applicable to costs incurred before applying.
Key facts
- Funder
- Département 84 - Vaucluse, Financeurs privés, Région Sud Provence-Alpes-Côte d'Azur
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €10,000
- Automatically extracted — check the official source
- Minimum amount
- €2,000
- Automatically extracted — check the official source
- Geographic scope
- Not specified
Frequently asked questions
Is the honour loan a grant?
No. It is a repayable personal loan; the amount and terms depend on the local scheme and the decision on the application.
What makes the application easier to review?
Present the project, the business plan, the detailed budget, forecasts, the cash-flow plan, relevant quotes and the other financing planned.
How can I confirm my eligibility?
Check the area, project stage, financial criteria, sector exclusions and combination rules with the local platform.
Can I start spending before applying?
Ask for confirmation before starting. Some schemes require a prior application and may exclude costs incurred too early.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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