prêt d'honneur — Réseau Entreprendre 92
For the “Prêt d’honneur Réseau Entreprendre 92”, the catalogue states: A prêt d’honneur with no interest or security, granted personally, of €30,000, repayable over 5 years with a deferral. For a takeover, the prêt d’honneur may be combined with the Île-de-France Transmission prêt d’honneur. The beneficiaries listed are: owners of high-growth business start-up projects that ultimately aim to create a significant number of jobs (more than 5 jobs within 3 years and at least 10 jobs within 5 years) and whose financing needs are equivalent to those of a future SME (over €70,000 in the first year); owners of business takeover projects that maintain a significant number of jobs (at least 5–6 jobs). Use this information to prepare an initial discussion with the managing body, then have the conditions applicable on the application date confirmed.
The Réseau Entreprendre 92 prêt d’honneur (interest-free personal loan) can complement the financing of a business project, according to the managing body’s criteria. To check whether it is relevant, start by identifying the need to be financed, the area concerned and the project’s stage of progress. The exact terms and current availability must be confirmed before building the financing plan.
Funded by Bpifrance, Département 92 - Hauts-de-Seine, Financeurs privés, Région Ile-de-France, Union Européenne-FSE
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Who can apply
Beneficiaries mentioned in the catalogue: owners of high-growth business start-up projects that ultimately aim to create a significant number of jobs (more than 5 jobs within 3 years and at least 10 jobs within 5 years) and whose financing needs are equivalent to those of a future SME (over €70,000 in the first year); owners of business takeover projects that maintain a significant number of jobs (at least 5–6 jobs). The exact scope, exclusions and up-to-date criteria must be confirmed with the managing body.
Eligibility conditions
Conditions listed in the catalogue: the founder(s) (bound by a shareholders’ agreement) must hold a majority of the capital of the company created; projects in which a Réseau Entreprendre member is a shareholder are not eligible, save in exceptional cases and with full transparency towards the board of directors. However, if that member is a very small minority shareholder (less than 10%) of a financial company that itself holds shares in the project, the project may possibly be presented; managing the new company must be the project owner’s main activity; the project owner must genuinely need support and wish to receive it; the project owner must share Réseau Entreprendre’s values and apply them in their company; Réseau Entreprendre intervenes during the crucial phase when the new company actually starts, when support is most effective, i.e. at creation and up to 18 months after trading begins. For a takeover that has already taken place, the association will not intervene more than 6 months after the takeover; the project owner must be based in the Hauts-de-Seine so that the association can provide high-quality individual and collective support. Ask for confirmation of the area covered, the criteria relating to the company’s situation, sector exclusions, combination rules and required co-financing. Also check whether the application must be made before the project starts or costs are committed.
What the scheme covers
Any business with strong growth and job-creation potential, at the start-up, takeover or development stage. Eligible investments — start-up investments: the company’s equity; working capital requirements. To ease the review, present the budget item by item, the timetable and the link with the project’s objectives. Attach the available quotes and supporting documents, and check how costs incurred before applying are treated.
Amount and funding terms
A prêt d’honneur with no interest or security, granted personally, of €30,000, repayable over 5 years with a deferral. For a takeover, the prêt d’honneur may be combined with the Île-de-France Transmission prêt d’honneur.
How to apply
1. Contact the managing body about the Réseau Entreprendre 92 prêt d’honneur and describe your project. 2. Confirm the beneficiaries, eligible costs, caps, combination rules and current timetable. 3. Prepare an application with a project presentation, detailed budget, financing plan, cash-flow forecasts, quotes and the administrative documents requested. 4. Submit the application following the official procedure and keep the acknowledgement of receipt. 5. Wait for the written decision before treating the financing as secured.
Timeline
The opening timetable and deadlines are not confirmed by the information available. Ask the managing body for the up-to-date dates, the review time and any rules on applying beforehand.
Key facts
- Funder
- Bpifrance, Département 92 - Hauts-de-Seine, Financeurs privés, Région Ile-de-France, Union Européenne-FSE
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €30,000
- Automatically extracted — check the official source
- Geographic scope
- Île-de-France
Frequently asked questions
Who can benefit from the scheme?
The catalogue states: owners of high-growth business start-up projects that ultimately aim to create a significant number of jobs (more than 5 jobs within 3 years and at least 10 jobs within 5 years) and whose financing needs are equivalent to those of a future SME (over €70,000 in the first year); owners of business takeover projects that maintain a significant number of jobs (at least 5–6 jobs). The managing body must confirm the current criteria and exclusions.
How much can be obtained?
The information listed is: A prêt d’honneur with no interest or security, granted personally, of €30,000, repayable over 5 years with a deferral. For a takeover, the prêt d’honneur may be combined with the Île-de-France Transmission prêt d’honneur. The applicable amount depends on the current rules and the review of the application.
Which documents need to be prepared?
Prepare a project presentation, a detailed budget, a financing plan, cash-flow forecasts, quotes and the administrative documents requested.
Can I incur costs before applying?
Check this point with the managing body before starting: some schemes require an application beforehand or exclude costs already incurred.
Official source
No official URL is available in our data for this grant.
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Discover the funding that fits your company
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