prêt d'honneur — Réseau Entreprendre 93
For the Réseau Entreprendre 93 prêt d’honneur, the catalogue mentions: a prêt d’honneur with no interest or security, granted personally, of €15,000 to €50,000 (up to €90,000 for innovative projects, with an 18-month grace period), repayable over 5 years. The listed beneficiaries are: founders of start-ups with strong growth potential that aim to create at least 6 jobs within 3 years and have an overall financing need above €70,000. Business buyers are also eligible. A franchisor-type project is admissible. Use this information to prepare an initial discussion with the managing body, then have the conditions applicable on the application date confirmed.
The Réseau Entreprendre 93 prêt d’honneur (interest-free personal loan) can complement the financing of a business project, according to the managing body’s criteria. To check whether it is relevant, start by identifying the need to be financed, the area concerned and the project’s stage of progress. The exact terms and current availability must be confirmed before building the financing plan.
Funded by Bpifrance, Département 93 - Seine-Saint-Denis, Financeurs privés, Région Ile-de-France
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Who can apply
Beneficiaries mentioned in the catalogue: founders of start-ups with strong growth potential that aim to create at least 6 jobs within 3 years and have an overall financing need above €70,000. Business buyers are also eligible. A franchisor-type project is admissible. The exact scope, exclusions and up-to-date criteria must be confirmed with the managing body.
Eligibility conditions
Conditions listed in the catalogue: the founder(s) (bound by a shareholders’ agreement) must hold a majority of the capital of the company created; projects in which a Réseau Entreprendre® 93 member is a shareholder are not eligible, save in exceptional cases and with full transparency towards the board of directors. However, if that member is a very small minority shareholder (less than 10%) of a financial company that itself holds shares in the project, the project may be presented. Managing the company created or acquired must be the founder’s main activity; the founder must have a real need for support and wish to receive it; the founder must share Réseau Entreprendre® 93’s values and apply them in their company. Réseau Entreprendre® 93 steps in during the crucial start-up phase of the new company, when support is most effective — from 6 months before creation to 18 months after the business starts (longer in the case of a long R&D phase). For a takeover that has already taken place, the association will not step in more than 6 months after it. The founder must be located close enough to a Réseau Entreprendre association for it to provide quality individual and group support. Ask for confirmation of the area covered, the criteria relating to the company’s situation, sector exclusions, combination rules and required co-financing. Also check whether the application must be made before the project starts or costs are committed.
What the scheme covers
Eligible operations: creating a company with strong growth and job-creation potential; taking over a company with a strong commitment from the new entrepreneur to give it fresh momentum; creating companies that take their positive environmental and social impact into account. These projects are defined by the Réseau Entreprendre association under its Impact+ programme; and creating an innovative company in the R&D or early commercial phase. Eligible investment: start-up investment — the company’s equity and working capital needs. To ease the review, present the budget item by item, the timetable and the link with the project’s objectives. Attach the available quotes and supporting documents, and check how costs incurred before applying are treated.
Amount and funding terms
A prêt d’honneur with no interest or security, granted personally, of €15,000 to €50,000 (up to €90,000 for innovative projects, with an 18-month grace period), repayable over 5 years.
How to apply
1. Contact the managing body about the Réseau Entreprendre 93 prêt d’honneur and describe your project. 2. Confirm the beneficiaries, eligible costs, caps, combination rules and current timetable. 3. Prepare an application with a project presentation, detailed budget, financing plan, cash-flow forecasts, quotes and the administrative documents requested. 4. Submit the application following the official procedure and keep the acknowledgement of receipt. 5. Wait for the written decision before treating the financing as secured.
Timeline
The opening timetable and deadlines are not confirmed by the information available. Ask the managing body for the up-to-date dates, the review time and any rules on applying beforehand.
Key facts
- Funder
- Bpifrance, Département 93 - Seine-Saint-Denis, Financeurs privés, Région Ile-de-France
- Type of funding
- Honour loan
- Status
- Ongoing
- Maximum amount
- €90,000
- Automatically extracted — check the official source
- Minimum amount
- €15,000
- Automatically extracted — check the official source
- Geographic scope
- Île-de-France
Frequently asked questions
Who can benefit from the scheme?
The catalogue states: founders of start-ups with strong growth potential that aim to create at least 6 jobs within 3 years and have an overall financing need above €70,000. Business buyers are also eligible. A franchisor-type project is admissible. The managing body must confirm the current criteria and exclusions.
How much can be obtained?
The information listed is: a prêt d’honneur with no interest or security, granted personally, of €15,000 to €50,000 (up to €90,000 for innovative projects, with an 18-month grace period), repayable over 5 years. The applicable amount depends on the current rules and the review of the application.
Which documents need to be prepared?
Prepare a project presentation, a detailed budget, a financing plan, cash-flow forecasts, quotes and the administrative documents requested.
Can I incur costs before applying?
Check this point with the managing body before starting: some schemes require an application beforehand or exclude costs already incurred.
Official source
No official URL is available in our data for this grant.
Other grants of type “honour loan”
Prêt d’honneur Solidaire: completing the financing of a start-up or takeover
Bpifrance
Up to €8,000
PHAR Bretagne: funding the seed stage of an innovative business
Région Bretagne
Up to €90,000
Montfort Communauté growth loan: local conditions to obtain
Montfort Communauté
Up to €30,000
Related needs and funding
Competitive calls for projects
Ecological transition and CSR
Capital and investment funds
Support and acceleration
Diagnostics and audits
Takeover and transfer
Discover the funding that fits your company
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