Honour loanOngoing
Département 01 - Ain, Financeurs privés, Région Auvergne-Rhône-Alpes logo

prêt d'honneur — Réseau Entreprendre Ain & Val de Saône

For the Réseau Entreprendre Ain & Val de Saône honour loan, the catalogue mentions: an interest-free, unsecured honour loan granted personally, of €15,000 to €50,000 (up to €90,000 for innovative projects) and repayable over 5 years. The amount of the loan is set according to the needs of the financing plan and the applicant’s initial contribution. The beneficiaries listed are: founders of start-up or takeover projects. Not eligible: one-person and sole-proprietor businesses; franchisees, unless review of the franchise contract shows genuine independence from the franchisor. Use this information to prepare a first discussion with the managing body, then have the conditions applicable on the date of application confirmed.

The Réseau Entreprendre Ain & Val de Saône honour loan (prêt d’honneur) can complement the financing of a business project, according to the managing body’s criteria. To check whether it is relevant, start by identifying the need to be financed, the area concerned and the project’s stage of progress. The exact terms and current availability must be confirmed before building the financing plan.

Funded by Département 01 - Ain, Financeurs privés, Région Auvergne-Rhône-Alpes

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Who can apply

Beneficiaries mentioned in the catalogue: founders of start-up or takeover projects. Not eligible: one-person and sole-proprietor businesses; franchisees, unless review of the franchise contract shows genuine independence from the franchisor. The exact scope, exclusions and up-to-date criteria must be confirmed with the managing body.

Eligibility conditions

Conditions listed in the catalogue: the personal contribution (in the broad sense) must be credible in relation to the company’s needs: around 20% of the financing plan’s needs must be covered by the personal contribution. Réseau Entreprendre’s involvement is based on a project studied sufficiently to have moved beyond the idea stage, and technical feasibility must be validated. A business plan must be drawn up and will serve as the basis for validation and planning work. Ask for confirmation of the area covered, the criteria relating to the company’s situation, sector exclusions, combination rules and the co-financing required. Also check whether the application must be made before the project starts or costs are committed.

What the scheme covers

The eligible costs and operations for the Réseau Entreprendre Ain & Val de Saône honour loan must be confirmed in the official documents. To make the review easier, present the budget item by item, the timetable and the link with the project’s objectives. Attach the quotes and supporting documents available, and check how costs incurred before applying are treated.

Amount and funding terms

An interest-free, unsecured honour loan granted personally, of €15,000 to €50,000 (up to €90,000 for innovative projects) and repayable over 5 years. The amount of the loan is set according to the needs of the financing plan and the applicant’s initial contribution.

How to apply

1. Contact the managing body about the Réseau Entreprendre Ain & Val de Saône honour loan and describe your project. 2. Confirm the beneficiaries, eligible costs, ceilings, combination rules and the timetable in force. 3. Prepare an application with a project presentation, detailed budget, financing plan, cash-flow forecasts, quotes and the administrative documents requested. 4. Submit the application following the official procedure and keep the acknowledgement of receipt. 5. Wait for the written decision before treating the financing as secured.

Timeline

The opening timetable and deadlines are not confirmed by the information available in the catalogue. Ask the managing body for up-to-date dates, the review time and any prior application rules.

Key facts

Funder
Département 01 - Ain, Financeurs privés, Région Auvergne-Rhône-Alpes
Type of funding
Honour loan
Status
Ongoing
Maximum amount
€90,000
Automatically extracted — check the official source
Minimum amount
€15,000
Automatically extracted — check the official source
Geographic scope
Auvergne-Rhône-Alpes

Frequently asked questions

Who can benefit from the scheme?

The catalogue states: founders of start-up or takeover projects. Not eligible: one-person and sole-proprietor businesses; franchisees, unless review of the franchise contract shows genuine independence from the franchisor. The managing body must confirm the current criteria and exclusions.

What amount can be obtained?

The information listed is: an interest-free, unsecured honour loan granted personally, of €15,000 to €50,000 (up to €90,000 for innovative projects) and repayable over 5 years. The amount of the loan is set according to the needs of the financing plan and the applicant’s initial contribution. The applicable amount depends on the rules in force and the review of the application.

Which documents should I prepare?

Prepare a project presentation, a detailed budget, a financing plan, cash-flow forecasts, quotes and the administrative documents requested.

Can I incur costs before applying?

Check this point with the managing body before starting: some schemes require a prior application or exclude costs already incurred.

Official source

No official URL is available in our data for this grant.

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