Honour loanOngoing
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Prêt d’honneur Réseau Entreprendre Alpes du Sud

For the Réseau Entreprendre Alpes du Sud honour loan, the catalogue mentions: an interest-free, unsecured honour loan granted personally, of €15,000 to €70,000 (up to €90,000 for takeover projects) and repayable over 5 years with a one-year deferral. The beneficiaries listed are: business founders and buyers. Use this information to prepare a first discussion with the managing body, then have the conditions applicable on the date of application confirmed.

The Réseau Entreprendre Alpes du Sud honour loan (prêt d’honneur) can complement the financing of a business project, according to the managing body’s criteria. To check whether it is relevant, start by identifying the need to be financed, the area concerned and the project’s stage of progress. The exact terms and current availability must be confirmed before building the financing plan.

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Who can apply

Beneficiaries mentioned in the catalogue: business founders and buyers. The exact scope, exclusions and up-to-date criteria must be confirmed with the managing body.

Eligibility conditions

Conditions listed in the catalogue: the project owner(s) (bound by a shareholders’ agreement) must hold the majority of the share capital of the company created; projects in which a member of Réseau Entreprendre is a shareholder are not eligible; managing the company created must be the project owner’s main activity; the project owner must have a genuine need for support and express the wish to receive it; the project owner must share Réseau Entreprendre’s values and apply them in their business; Réseau Entreprendre steps in during the crucial phase when the new business actually starts, when support is most effective — from 6 months before creation to 12 months after the activity starts. Projects will not be supported from 18 months after the activity starts or once technical feasibility has been demonstrated; the project owner must be located close enough to a Réseau Entreprendre association for it to provide high-quality individual and collective support. Ask for confirmation of the area covered, the criteria relating to the company’s situation, sector exclusions, combination rules and the co-financing required. Also check whether the application must be made before the project starts or costs are committed.

What the scheme covers

Start-ups with strong development and job-creation potential; takeovers with a strong commitment from the new entrepreneur to give fresh impetus to the business taken over; start-ups that take human vulnerability and social ties into account, defined by the Réseau Entreprendre association under the “Impact plus” scheme; innovative start-ups. Eligible investments: start-up investments — the company’s equity and working capital requirements. To make the review easier, present the budget item by item, the timetable and the link with the project’s objectives. Attach the quotes and supporting documents available, and check how costs incurred before applying are treated.

Amount and funding terms

An interest-free, unsecured honour loan granted personally, of €15,000 to €70,000 (up to €90,000 for takeover projects) and repayable over 5 years with a one-year deferral.

How to apply

1. Contact the managing body about the Réseau Entreprendre Alpes du Sud honour loan and describe your project. 2. Confirm the beneficiaries, eligible costs, ceilings, combination rules and the timetable in force. 3. Prepare an application with a project presentation, detailed budget, financing plan, cash-flow forecasts, quotes and the administrative documents requested. 4. Submit the application following the official procedure and keep the acknowledgement of receipt. 5. Wait for the written decision before treating the financing as secured.

Timeline

The opening timetable and deadlines are not confirmed by the information available in the catalogue. Ask the managing body for up-to-date dates, the review time and any prior application rules.

Key facts

Funder
Financeurs privés
Type of funding
Honour loan
Status
Ongoing
Maximum amount
€90,000
Automatically extracted — check the official source
Minimum amount
€15,000
Automatically extracted — check the official source
Geographic scope
Provence-Alpes-Côte d'Azur

Frequently asked questions

Who can benefit from the scheme?

The catalogue states: business founders and buyers. The managing body must confirm the current criteria and exclusions.

What amount can be obtained?

The information listed is: an interest-free, unsecured honour loan granted personally, of €15,000 to €70,000 (up to €90,000 for takeover projects) and repayable over 5 years with a one-year deferral. The applicable amount depends on the rules in force and the review of the application.

Which documents should I prepare?

Prepare a project presentation, a detailed budget, a financing plan, cash-flow forecasts, quotes and the administrative documents requested.

Can I incur costs before applying?

Check this point with the managing body before starting: some schemes require a prior application or exclude costs already incurred.

Official source

No official URL is available in our data for this grant.

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